Nearly half of Americans are trapped in credit card debt, but chances are it's not because they're lazy, irresponsible, or lacking knowledge. If you've downloaded every budgeting app, created detailed spreadsheets, and still can't seem to make progress, you're not alone. The real culprit might be what I call "chaos mode" – a state where your nervous system operates in constant financial survival.

The path out of chaos mode begins with awareness, not action. Before jumping into yet another budgeting attempt, take time to notice your emotional responses to money and regulate your nervous system. Learn to build safety with money before implementing systems, focus on small wins over dramatic restriction, and surround yourself with supportive community.

Ready to dig deeper? Join my free training in mid-May where we'll work on mindset, strategy, and creating the support system you need to transform your financial life. The link is in the show notes – because healing your relationship with money wasn't meant to be a solo journey.

xoxo,
Rachel

Where to find me:
Instagram: @heyrachelcoons
TikTok: @heyrachelcoons

Join my FREE live training
What kind of grocery shopper are you? Take my free quiz
Check out my grocery savings guide

Birthdays have a way of inviting reflection, and as I turn 35, I'm sharing the three profound lessons that completely transformed my life this past year. What began as challenging experiences ultimately led to unprecedented growth, strength, and self-assurance I never thought possible.

These lessons weren't easy—they required facing difficult truths and making uncomfortable changes. But the growth on the other side has been worth every challenging moment. If you're navigating similar crossroads, I hope these insights offer guidance or at least the comfort of knowing you're not alone. And if you've found value in this episode, consider leaving a review as my birthday gift!

xoxo,
Rachel

Where to find me:
Instagram: @heyrachelcoons
TikTok: @heyrachelcoons

Join my FREE live training
What kind of grocery shopper are you? Take my free quiz
Check out my grocery savings guide

Ever feel like you're doing everything right with your family budget but still struggling financially? You might be caught in what I call "the saver's trap" – that frustrating cycle of constantly cutting expenses while overlooking the power of generating additional income.

In this episode, I share why I've always been passionate about finding creative ways to make money on my own terms. As stay-at-home parents, we often think our financial contribution is limited to stretching the family budget through careful spending. While that's valuable, there's another side to the equation that can be transformative: bringing in extra money without sacrificing your primary role at home.

This isn't about complex business models or working 40+ hours weekly – it's about spotting opportunities, leveraging your existing skills, and thinking differently about your capabilities. Whether it's selling items online, offering services based on your talents, or creating something people want, even an extra $300 monthly can dramatically change your financial situation.

xoxo,
Rachel

Where to find me:
Instagram: @heyrachelcoons
TikTok: @heyrachelcoons

Join my FREE live training
What kind of grocery shopper are you? Take my free quiz
Check out my grocery savings guide