In this episode, host Debra Caldow reflects on the value of making New Year's resolutions. She discusses some of the reasons they fail, including the focus on making dramatic changes without considering daily life demands. She suggests that rather than relying on the symbolic significance of January 1st, sustainable change requires gradual habit formation, realistic goal setting, and flexibility. Debra also talks about the importance of focusing on small, achievable actions, and celebrating progress over perfection.

In this episode, Debra Caldow continues her conversation with Rhiannon Gogh, a specialist financial planner, discussing the challenges around deciding who will support your child when you are no longer around. She goes on to talk about the importance of contingency planning, including the role of professional trustees vs. family members. Rhiannon also explains some of the consequences of inadequate planning and why specialized financial strategies are a necessity to protect the future of our children.

Planning With Love Book

Carers Academy – Free Resources

In this episode Debra Caldow talks to Rhiannon Gogh, a specialist financial planner, who talks about the importance of planning for the future of young people with additional needs. She discusses estate planning, including creating trust funds and the role of life insurance policies as well as the importance of ensuring plans are tailored to each person's unique needs. Rhiannon also explains the framework she uses to help families develop comprehensive plans which reflect their different financial situations.

Planning With Love Book

Carers Academy – Free Resources