In this episode, Debra Caldow continues her conversation with Rhiannon Gogh, a specialist financial planner, discussing the challenges around deciding who will support your child when you are no longer around. She goes on to talk about the importance of contingency planning, including the role of professional trustees vs. family members. Rhiannon also explains some of the consequences of inadequate planning and why specialized financial strategies are a necessity to protect the future of our children.

Planning With Love Book

Carers Academy – Free Resources

In this episode Debra Caldow talks to Rhiannon Gogh, a specialist financial planner, who talks about the importance of planning for the future of young people with additional needs. She discusses estate planning, including creating trust funds and the role of life insurance policies as well as the importance of ensuring plans are tailored to each person's unique needs. Rhiannon also explains the framework she uses to help families develop comprehensive plans which reflect their different financial situations.

Planning With Love Book

Carers Academy – Free Resources

In this episode, host Debra Caldow discusses the balance between providing support and fostering independence. Drawing on her personal experience, she reflects on the challenges of co-dependency, the emotional journey of letting go, and the importance of allowing our children to become their own advocates and problem-solvers. Debra addresses the need to sometimes re-assess our motivations behind wanting to protect our children and the need to give them the space to make mistakes and grow.