Let’s Manifest, that you are listening to the number one podcast in all of America. We’ll talk about creating generational wealth, investing when the stock market is down, and long-term investing.  We’ll also discuss NFTs (Non-Fungible Tokens) and Blockchain Technology.

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Let’s explore the pieces of the puzzle to wealth together this week.  Make sure you laugh from a distance at what your cousins are doing with their stimmy.  You’ve got a plan, you will stick with it.   Find out what our budget is looking like this week, more drama in Ramsey Solutions, shopping at the discount grocery store, and a whole lot more.  

Make sure you like, rate, and subscribe!

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I am drinking coffee in the late-night bringing you the best content.  I’ve been vaccinated!  Hear my experience and how I am feeling about it now.  Don't forget that you can buy me a coffee!

Amazon Picks of the Week

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Are you vetting the people who you call your financial advisors?  People in the public sector are being bribed with pizza in order to get them to sign-up for retirement management portfolios. We’ll explore how teachers get paid in the summer, even if that means being penalized with their own money. You cannot wake up those who don’t want to be awoken. Teachers are financially being pimped for a slice of pizza.

Are 403B’s trash?  Why you should invest in an IRA.

A Love-Hate Relationship on Clubhouse

Can you differentiate between the real ones, perpetrators, and the folks that like to hear their own voice ramble?  

Can you buy me a coffee?  Seriously! 

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TCP Global Salon World Safety Face Shields with Glasses Frames

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Motivation, stop wasting your time watching cringy movies.  Do you follow the self-proclaimed hillbilly of Personal Finance, Dave Ramsey? Hear how Dave Ramsey does not believe in student loans.  Keep in mind that Ramsey is probably knocking on the door of retirement, so he is probably not giving a you-know-what.  Hear my take on a possible electric car mashup and a whole lot more.  

Email: cestheteacher@gmail.com

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#assets #assetsvsliabilities #firemethod #teacherces #motivation #inspiration #lifestyle #success #happy #believe #mindset #entrepreneur #blackpodcasters #PodernFamily #WocPodcast  #blackpodcastnetwork #applepodcast #blackgirlsrock #podcaster #2021 #January #workingfromhome#onlineteaching #motivation #inspiration #lifestyle #mindset  #entrepreneur #virtuallearning #distancelearning #teachergoals #daveramsey

Have you invested in Cryptocurrency?  I did about three years ago and sold my coins this past summer.  Yep, it was a mistake.  Now cryptocurrency is booming.  Lesson learned that holding for the long term probably is the way to go.  I invested in Ethereum, Litecoin, and a fraction of Bitcoin (I couldn’t afford a whole coin).  One of the issues I have with cryptocurrency is not having a full understanding of how it works.  Even after spending a whole year studying finances when starting with no background knowledge, I’m still a little confused.  I get it but I don’t get it if that makes any sense.  

Let’s take a dive into my IRA. The value has increased about one thousand dollars in the past eleven days.  I like to feel that is good considering I am on a debt-free journey and I spoke with a financial advisor who sold and bought a few new ETFs.  Understanding what exactly goes on in your IRA has been a journey in itself.  

Let’s say that you have never heard of Dave Ramsey of Ramsey Solutions.  The self-proclaimed hillbilly of budgeting!  Our friends at Religious News Service wrote a scathing exposé on the hypocrisy of his organization.  Hear my take on why Dave is not the end all be all regarding my finance journey.

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What I am Loving This Month

Get Good with Money: Ten Simple Steps to Becoming Financially Whole (Coming Soon)

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Have you liked, rated, and subscribed?

It’s another week and I want to know how did you do with your January budget?  Hear about my wins for the month of January and what happened when my technology shut down. 

Are you paying down credit card debt?  Hear about how I control my credit card narrative and my greatest win for the month of January. 

Have you ever owned a busted vehicle?  I have!  Hear about my tales, my busted car tales.  The tales that I tell so well. Let’s talk about the F.I.R.E retirement method, what it is and how you can win from it!  

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What I am loving this month:

Air Fry like me

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Money Master the Game: 7 Simple Steps to Financial Freedom

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Clever Girl Finance: Ditch debt, save money and build real wealth

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#teacherces #wocpodcast #debtfreeliving #womenhelpingwomen #momswhobudget #blackpodcastnetwork #nomoredebt #assetsvsliabilities #firemethod #workingfromhome#onlineteaching #motivation #inspiration #lifestyle#momswhobudget #gettingoutofdebt #moneysavingtips #makeabudget #budgetingapp #youneedabudget #moneymoves #moneygoals #blackpfcommunity #blackdebtfreecommunity#blackpodcastnetwork #applepodcast #blackgirlsrock #podcaster 

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