Best Books? – Chris Boyd opens this episode with a story from his most recent trip to the
dentist where the hygienist was asking for financial planning book recommendations and
advice as to how she should go about finding a financial planner who is willing to work
with someone who has a modest income and assets. Chris and co-host Jeff Perry suggest
a wide variety of books for people at various stages of their financial journey. The
dialogue shifts to the challenges of finding a financial planner. Jeff shares the three
questions that everyone should ask to anyone in the financial services industry who they
are considering working with.
For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

5 Biggest Stealth Retirement Costs – Chris Boyd and Jeff Perry review a recent article
from Kiplinger’s magazine (linked below) as they discuss the “Five Biggest Stealth Costs
in Retirement.” The conversation begins with the notion that most people planning for
retirement have a basic understanding of their future cash flow needs. Chris and Jeff dig
into the costs that many people make incorrect assumptions about or ignore all together.
Included in the conversation are unexpected health care costs, income tax errors,
unanticipated financial emergencies, family member needs/gifts, and the long-term
impacts of inflation.
https://www.kiplinger.com/retirement/the-biggest-stealth-costs-in-retirement
For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

Don’t Assume – Chris Boyd, Jeff Perry, and Russ Ball explore several financial planning assumptions people sometimes make that are often not true. The episode begins with Russ Ball outlining a new “super catch-up” for workers ages 60-64, which leads to an overall review of retirement account limits and special catch-up opportunities. Jeff shares clients’ stories where two public employees incorrectly assumed they would not be eligible for Social Security. Chris brings up other topics not to make assumptions about, including beneficiaries and 401K investment allocations.
For more information or to reach TEAM AMR, click the following link:

https://www.wealthenhancement.com/s/advisor-teams/amr

One Big Beautiful Bill – Chris Boyd, Jeff Perry, and Russ Ball dig into the recently
passed House of Representatives Budget Bill known as the “One Big Beautiful Bill.”
The trio discusses the key items in the Bill, including making the Tax and Job Act income
tax reductions permanent, eliminating taxes on overtime and tips, and increases in border
and military spending. Jeff notes that the promises of significant reductions in Federal
spending were not achieved in the House Bill. Chris and Russ offer thoughts on the
likelihood of the House version passing in the Senate.
For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

Navigating Economic Waves: A Portfolio Strategy - Brian Regan joins Chris Boyd and
Jeff Perry to discuss a recent article Brian authored (see link below) which suggests that
staying calm and ensuring that investment strategies are robust and adaptable, one can
weather the economic “storms” triggered by tariff policy and related economic news.
Brian comments that, “Just like a well-prepared vessel can withstand the might of the
Atlantic, a thoughtfully managed portfolio can endure and thrive amidst economic
turbulence.”
https://www.thestreet.com/retirement-daily/your-money/navigating-trumps-economic-
waves-a-portfolio-strategy-for-investors
For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

IRA Beneficiaries: Who Inherits What and When? – Just back from the Ed Slott
Conference, Chris Boyd shares his in-depth commentary on how the Secure Act changed
rules for distributing assets from an inherited IRA. Chris is joined by co-host Jeff Perry
as they explore the sometimes confusing and technical rules of the three distinct
categories of IRA beneficiaries. Chris outlines the basic rules as he points out that there
are exceptions to be aware of. Jeff highlights the need for financial advisors to
collaborate with client’s income tax preparers and estate planning to not only avoid
unnecessary taxes and penalties, but to have all the pieces work together as part of a
comprehensive financial plan.
For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

Mail Bag – Jeff Perry and Russ Ball dig into the Team AMR Mail Bag and answer
questions from listeners. Included in this episode are, “I have read that my household
expenses will go down when I retire, but I don’t understand why.” “I know that I need a
Will, but don’t know who in my family I should choose to take care of my estate. Who
should be my Personal Representative/Executor?” “I'm 49 years old and have nothing
saved for retirement - what should I do?” Listen in as Jeff and Russ offer their advice
and commentary to each of these listener questions.
For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

College Planning – As it is the time of year for high school and college graduations, Jeff
Perry and Russ Ball discuss a wide variety of topics regarding planning for college. The
conversation begins with the use of 529’s as the foundation for most families to save for
future educational expenses. Jeff outlines the basics of how a 529 plan operates and the
benefits of using one. Jeff & Russ next explore the factors that go into making the choice
of which college is right for your student. Finally, the topic of how to pay for college and
common mistakes people make in this process.
For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr