Mortgage Matters: Rates, Refinancing, and Smart Strategies for Today's Market

Mortgage rates have shifted dramatically in recent years, leaving many homebuyers and
homeowners wondering: What is "normal" now? In this episode of Something More with Chris
Boyd, Chris is joined by Jeff Perry, Russ Ball, and special guest Donna McKeown, Senior Loan
Officer at Movement Mortgage, to break down the current mortgage landscape. We discuss
where rates stand today, why expectations have changed, and how to approach refinancing
decisions. Donna shares expert insights on points, adjustable vs. fixed rates, jumbo loans, and the
impact of student debt on mortgage approvals. Plus, we explore practical tips for first-time
buyers, when to start the conversation with a lender, and why "marry the house, date the rate"
might be the smartest advice in today's market. Whether you are buying, refinancing, or just
curious about trends, this episode offers clarity and actionable guidance.

#MortgageRates #HomeBuyingTips #Refinancing #RealEstateFinance #MortgageAdvice
#FinancialPlanning #HousingMarket #WealthManagement #InterestRates #SmartMoneyMoves

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