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He walked away from Wall Street’s chaos to find something the markets couldn’t measure — the secret to real wealth transformation. In this episode of Real Talk Hilton Head, David and Dale Cross sit down with Thomas Downing, Managing Director of Alliance Global Partners of the Lowcountry, a boutique wealth-management firm with New York City roots and Hilton Head values.

Thomas reveals what most people — even successful ones — overlook in their financial plans, and how simplifying your strategy can actually unlock more peace, freedom, and legacy.

🌴 You’ll learn:
• The hidden difference between financial planning and true wealth management
• Why simplifying your finances leads to greater freedom
• The “Wealth Management Formula” that ties everything together
• How the Virtual Family Office model (inspired by Rockefeller systems) works for real people
• The mindset shift that turns stress into stability

If you’ve ever wondered what “real wealth” truly means — beyond numbers — this episode will change how you see money, legacy, and life in the Lowcountry.

👉 Learn more about Thomas at AGPLowCountry.com

Support the show

Thank you for tuning in to Real Talk Hilton Head!

👉 Explore More: Visit our website at www.RealTalkHHI.com to learn more about us. To find out more aoubt our real estate services, and the incredible Lowcountry lifestyle visit www.DavidDale.com.

👉 Stay Connected: Follow us on social media for updates, behind-the-scenes content, and local insights:

• Instagram: @RealTalkHiltonHead
• Facebook: Real Talk Hilton Head
• YouTube: Real Talk Hilton Head

👉 Contact Us: Have questions about moving to Hilton Head or want to connect? Email us at Info@DavidDale.com.

🎙️ Don’t forget to subscribe, leave a review, and share this episode with friends who love the Lowcountry!

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Hilton Head in November is loaded — oysters, lanterns on the beach at night, bonfires in Sea Pines, Santa at Shelter Cove, live music everywhere, and legit holiday magic.

In this Real Talk Hilton Head episode, David & Dale sit down with Erika Hayes from Island Events Magazine / HiltonHead.com to break down the best events, festivals, and family things to do on Hilton Head (plus Bluffton / Sea Pines / Shelter Cove) this month.

WHAT’S HAPPENING IN NOVEMBER:
• Crescendo Arts & Culture Season → live orchestra in Celebration Park, galleries, performances, and “Redemption,” a powerful exhibit at Art League Gallery through Nov 7.
• Gallery of Gifts (Nov 18–Jan 3) → local artists, handmade gifts under $100. Shop local instead of big-box.
• The Nutcracker (Nov 14–23) → Hilton Head Dance Theatre tradition, student performers.
• Disney’s Frozen at Arts Center (opens Nov 26) → kid-friendly, full production, yes your kids can dress up.
• Hilton Head Oyster Festival (Nov 7–8 @ Shelter Cove Community Park) → $60 adult / $45 kid under 10 / VIP tables. All-you-can-eat oysters, pulled pork, Lowcountry Boil, hush puppies, shrimp & grits, chili, dessert. Live music + afterparty at The Bank.
• Concours d’Elegance & Motoring Festival → classic cars, vintage planes, style, Lowcountry vibe. Shuttle tips and why the planes steal the show.
• Sea Pines Bonfire (Nov 14) → Salty Dog catering, Target Band, fundraiser for the Forest Preserve. Bring chairs/blanket/bug spray.
• Hilton Head Lantern Parade (Nov 22) → you don’t just watch, you walk in it. Lanterns start at Alder Lane Beach and end at Lowcountry Celebration Park. Pure magic on the sand.
• Sea Pines Wagon Rides (Nov 24–29) + Caramel Apple Fest (Nov 29 @ Heritage Farm) → fall family stuff, cozy, low-key, great with younger kids.
• Thanksgiving Turkey Trot 5K → costumes, strollers welcome, benefits Deep Well (local charity that feeds Hilton Head families).
• Greg Russell Thanksgiving Concert + Harbour Town Tree Lighting (Nov 28) → holiday kickoff, Harbour Town lit up through Jan 1.
• Santa arrives at Shelter Cove (Nov 28) → photos, train rides, lights, shopping.

LOCAL INSIDER / DISCOUNT:
Island Head is still running boats in November (sunset dinner cruises, dolphin tours, Lowcountry boil cruises, even yoga on the boat and DeFuskie trips). Perfect for corporate holiday parties or client appreciation.

💸 Use code EVENTS10 for 10% off Island Head activities. (Ask them directly about private/holiday party pricing.)

WHO WE ARE:
We’re David & Dale Cross — The David Dale Team powered by eXp Realty. We help buyers, sellers, and 55+ active adult / “refirement” movers plug into Lowcountry life and connect with the right community.

👉 Thinking about moving here or selling here?

Support the show

Thank you for tuning in to Real Talk Hilton Head!

👉 Explore More: Visit our website at www.RealTalkHHI.com to learn more about us. To find out more aoubt our real estate services, and the incredible Lowcountry lifestyle visit www.DavidDale.com.

👉 Stay Connected: Follow us on social media for updates, behind-the-scenes content, and local insights:

• Instagram: @RealTalkHiltonHead
• Facebook: Real Talk Hilton Head
• YouTube: Real Talk Hilton Head

👉 Contact Us: Have questions about moving to Hilton Head or want to connect? Email us at Info@DavidDale.com.

🎙️ Don’t forget to subscribe, leave a review, and share this episode with friends who love the Lowcountry!

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This episode of Real Talk Hilton Head with David & Dale Cross features Cinda Seamon, a true community leader wearing two hats:

* 🎭 Chairman of the Board at Mainstage Community Theater – shaping Hilton Head’s arts scene with powerful productions and opportunities for all ages.

*🚒 Community Risk Reduction Officer at Hilton Head Island Fire & Rescue – leading programs that keep families safe, from car seat checks to fall prevention and fire safety education.

We dive into:

• The impact of community theater on kids, families, and adults
• How creativity builds confidence and connection
• Behind-the-scenes of casting, costumes, and rehearsals
• Partnering with nonprofits to give back through shows
• Fire safety tips that could save your home and family
• Common car seat mistakes (and how to fix them)
• Holiday hazards, fire escape plans, and life-saving lessons
• Cinda’s favorite Lowcountry restaurants, traditions, and lifestyle highlights

Whether you’re raising a family, enjoying retirement, or exploring Hilton Head for the first time, this episode is packed with inspiration, practical tips, and a deeper look into what makes this community so special.

👉 Subscribe for more stories about the people, places, and lifestyle of Coastal Carolina!

Support the show

Thank you for tuning in to Real Talk Hilton Head!

👉 Explore More: Visit our website at www.RealTalkHHI.com to learn more about us. To find out more aoubt our real estate services, and the incredible Lowcountry lifestyle visit www.DavidDale.com.

👉 Stay Connected: Follow us on social media for updates, behind-the-scenes content, and local insights:

• Instagram: @RealTalkHiltonHead
• Facebook: Real Talk Hilton Head
• YouTube: Real Talk Hilton Head

👉 Contact Us: Have questions about moving to Hilton Head or want to connect? Email us at Info@DavidDale.com.

🎙️ Don’t forget to subscribe, leave a review, and share this episode with friends who love the Lowcountry!