In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager, and Chris Huxter, head of commercial property at Fouracre Financial, discuss the evolving landscape of commercial finance in Australia.

The trio dives into the rapidly evolving commercial finance landscape in Australia, highlighting the influx of non-bank and third-tier lenders entering the space.

The growing competition has pushed loan-to-value ratios (LVRs) higher, with some lenders now offering up to 80 per cent LVR – even though SMSFs have been making commercial property more accessible to everyday investors.

They then discuss how SMSFs are gaining traction as a vehicle for commercial investment due to tax advantages and long-term control, advising that buyers should have at least $550,000 in funds and a clear strategy.

To avoid costly mistakes, they stress the importance of open communication with brokers and lenders, and emphasise that investors who understand LVRs, asset types, and SMSF structures are best positioned to take advantage of the expanding opportunities in commercial real estate.

In this episode of The Smart Property Investment Show, Phil Tarrant sits down with Eva Loisance from Finni Mortgages and Sam Gordon from the School of Property to discuss common investor mistakes and effective strategies in the ever-changing property market.

The trio start the discussion with how the proposed tax changes and reduced deposit requirements for first home buyers will influence property prices.

A key focus of the conversation is around lending, from the tax deductibility of investment debt to the importance of using knowledgeable brokers.

Eva points out that mistakes like cross-securitisation and choosing lenders based solely on interest rates can hinder long-term growth.

The trio reminds investors that while leveraging equity and balancing cash flow with growth deals are essential for sustainable portfolio building, regular portfolio reassessment is crucial given constant policy shifts in the lending landscape.

Additionally, they recommend that investors keep educating themselves and deepen their knowledge through platforms like the School of Property, which helps avoid pitfalls and make informed decisions.

Ultimately, the trio believes success lies in strategic planning, learning from setbacks, and building the right expert team.

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If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Pure Property Podcast, co-hosts Phil Tarrant and Paul Glossop discuss the post-election results and how the pledge housing policies are criticised for ignoring the core crisis of chronic housing undersupply.

The duo discuss how critics have argued that the pledge proposals are short-term fixes that fail to resolve the core issue of housing undersupply, with measures such as stamp duty cuts and first-time buyer grants offering limited impact without addressing how to build homes more efficiently and affordably.

The co-hosts then analyse the current property market using CoreLogic’s latest data, which showed that the market is broadly recovering, with growth recorded in every capital city in April.

The FAST 50 report, set to launch soon, is expected to highlight top investment areas with strong growth potential through 2026.

However, challenges remain, such as record-low new listings, underscoring persistent supply constraints. Investor confidence is also being tested by potential new taxes on unrealised super fund gains.

While the overall market shows resilience, growth is slowing in leading cities like Brisbane, Perth, and Adelaide.

If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn.

If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.