Resumen del Editor

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...
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Episodios
  • 3293: How Basic Knife Skills Can Save You Money by Julien Saunders of Rich and Regular on How to Reduce Grocery Costs
    Sep 23 2025
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3293: Julien Saunders explains how mastering basic knife skills can significantly cut grocery costs by avoiding the hefty markups on pre-cut produce and convenience foods. With a good chef’s knife and some practice, you can save time, improve your cooking confidence, and keep more money in your pocket while preparing healthier meals at home. Read along with the original article(s) here: https://richandregular.com/how-basic-knife-skills-can-save-you-money/ Quotes to ponder: “The quartered watermelon is 79% more expensive because someone had to go through the ‘hassle’ of cutting it and wrapping it in plastic.” “Believe it or not, dull knives are more dangerous than sharp knives.” Learn more about your ad choices. Visit megaphone.fm/adchoices
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    10 m
  • 3292: [Part 2] Why You Should Invest, Even in Peak Markets by Chelsea of Smart Money Mamas on Investment Advice
    Sep 22 2025
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3292: Chelsea illustrates how even investing at the peak of the Great Recession would have yielded strong long-term gains, especially with dividends reinvested. By showing historical data from past downturns, she highlights that discipline, patience, and consistency in the stock market can transform even the worst-timed investments into substantial wealth. Read along with the original article(s) here: https://smartmoneymamas.com/investing-in-peak-markets/ Quotes to ponder: “In only 1 out of the past 10 recessions, starting in 1948, would you have seen your $10,000 investment lose money over a 10-year period, and only then if you had chosen not to reinvest the dividends.” “The sooner you get your money invested in the market, the more wealth you’ll have in the future. Your money works for you, don’t let it sit idle!” Episode references: National Bureau of Economic Research: https://www.nber.org Bureau of Economic Analysis: https://www.bea.gov Learn more about your ad choices. Visit megaphone.fm/adchoices
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    10 m
  • 3291: [Part 1] Why You Should Invest, Even in Peak Markets by Chelsea of Smart Money Mamas on How to Be A Disciplined Investor
    Sep 21 2025
    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3291: Chelsea explains why waiting for the “perfect time” to invest is a losing strategy, showing how sitting on cash often results in missed growth and declining value due to inflation. By highlighting the benefits of dollar-cost averaging, lump-sum investing, and the market’s long-term upward trajectory, she makes a strong case for staying disciplined and avoiding fear-based financial decisions. Read along with the original article(s) here: https://smartmoneymamas.com/investing-in-peak-markets/ Quotes to ponder: "Timing the market is just as hard as picking stocks, but that is exactly what you’re doing if you are holding onto cash and waiting for a market downturn." "Every day your money sits in cash, you are losing value." "The long-term trajectory of the market is up. The more time your money is in the market, the better you do." Learn more about your ad choices. Visit megaphone.fm/adchoices
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    10 m
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