Tim Elliott is joined by Nolwenn Allano, Chief Commercial Officer at EIRS Digital Insurance Ecosystem, to discuss the dramatic growth within the Middle Eastern insurance market. With the UAE’s gross written premiums surging by 21% to nearly 65 billion dirhams, Allano identifies the UAE and Saudi Arabia as the primary drivers of this expansion.

Tim Elliott sits down with Jadd Elliott Dib, the founder and CEO of Pangaea X. They explore how his AI-powered data ecosystem is revolutionising traditional decision-making through gamified competitions. Jad shares his journey from a Deloitte consultant to an award-winning tech entrepreneur, discussing the power of crowdsourcing solutions for real-world business challenges. Recognising the importance of bridging the gap between human intelligence and AI, he explains why organisations should favour public innovation to improve operational efficiency and foster community-led problem-solving.

Buckle up for a brand-new era on Mira Business FM! Tim Elliott welcomes Dr David Tully to the Morning Drive to announce the launch of his highly anticipated show, Crossroads. Co-hosted by Deema Maghalseh, the programme explores the vibrant intersection of business, entertainment, and the global media industry. Fresh from a "Winter Wonderland" holiday in New York, Tully shares his vision—from the grit of film production to the art of scriptwriting. This collaboration with Middlesex University Dubai provides expert analysis of the entertainment sector’s commercial heart, making it an essential guide for every media professional and film enthusiast.

Tim Elliott analyses the commercial explosion of the Korean food sector with Chang-Sup Shin, CEO of 1004 Gourmet. Far from a fleeting trend, K-Food has transitioned into a highly profitable retail category in the UAE, with South Korean noodle exports surging 22% in 2025 to reach a record $1.5 billion. The discussion explores how 1004 Gourmet capitalised on rising consumer awareness and the introduction of Halal-certified Hanwoo beef to scale its operations. We examine the strategic shifts in distribution that have solidified Korea’s culinary influence across the Emirates.

Tim Elliott sits down with Bobby and Zeenia Kamani to explore their fascinating transition from corporate careers to founding the bespoke travel firm, Zia Travel Atelier. Zeenia, previously a high-level IP lawyer, and Bobby, a hospitality industry veteran, share how they moved their headquarters to Dubai to scale their unique vision. They discuss the "business pivot," turning a lifelong passion for planning excursions for friends into a professional venture focused on curated, experiential travel. Discover how their focus on conservation and high-quality service defines their brand.

In this episode of Morning Drive, Tim Elliott welcomes David MacKenzie, the founder of MacKenzie Jones, to discuss the evolving landscape of recruitment and human resources . David shares candid insights into managing company culture, highlighting his decision to grant staff extra leave over the festive period to ensure they returned revitalised . The conversation explores current market challenges, including significant delays in Saudi Arabia’s Q4 recruitment due to PIF budget realignments . David also emphasises the importance of the candidate experience, from the initial reception to the final interview stage, offering essential advice for modern employers

Tim Elliott is joined in the Mira Business FM studio by Jacek Ziomek, Manager at X Motors, for a high-octane look at the luxury car market. They break down the staggering specs of the new 800-horsepower Lamborghini Urus SE and discuss why it might just outclass the Performante. The conversation shifts to the pinnacle of motoring, comparing the meticulous craftsmanship of Bentley with the "ultimate statement" of a Rolls-Royce. From the Brussels Expo to the roads of Dubai, discover what makes a vehicle truly "special" in this expert-led automotive update.

Tim Elliott welcomes independent financial consultant James Thomas back to the studio following the festive break. As we embrace the new year, they delve into the vital importance of reviewing and implementing your personal financial goals for the months ahead. James provides expert insight into regular savings strategies and the long-term impact of compound growth, offering a generic yet highly practical roadmap for listeners. Whether you are just beginning your investment journey or seeking to refine an existing portfolio, this conversation delivers essential guidance for achieving sustained success.