Estate planning is not just for the wealthy or for retirement.

In this episode, we break down what estate planning actually looks like in your 20s, 30s, 40s, 50s, and beyond. We talk about the documents and decisions that matter most at each stage of life, from wills and powers of attorney to guardianship, life insurance, beneficiary updates, tax planning, and legacy conversations.

The biggest mistakes are usually not about complexity. They come from waiting too long to put a plan in place.

Episode Highlights:

0:00 - Introduction to estate planning at every stage of life
1:13 - What to prioritize in your 20s
4:16 - Do you need life insurance when you’re young?
5:10 - Why estate planning gets more urgent in your 30s
6:32 - Guardianship, kids, and having the hard conversations
9:46 - Simplifying accounts and updating beneficiaries
10:11 - Estate planning considerations in your 40s
12:04 - Insurance reviews, taxes, and growing complexity
15:20 - What changes in your 50s with tax and transfer planning
16:31 - Planning for aging parents and avoiding costly mistakes
18:11 - Step-up in cost basis explained
19:47 - Estate planning priorities in your 60s and beyond
22:44 - Why communication matters just as much as the documents
24:04 - The real cause of most estate planning problems
24:52 - Why beneficiaries can override your will

Liberty One Wealth Advisors is registered as an investment adviser with the Securities and Exchange Commission (SEC). Any opinions expressed are derived from sources generally believed to be reliable and is provided for informational purposes only. It does not constitute any form of advice or recommendation to buy or sell any securities, adopt any investment strategy discussed or invest in any specific product. Nothing contained in this video constitutes investment, legal, tax or other advice and is not to be relied on in making an investment or other decision. Please contact your financial advisor if you have any questions or would like to discuss the content of this video.

Like getting in shape, eating healthier (or really anything else in life), 'sticking to' new habits and behaviors isn't easy.

And your financial goals are no different.

In this video, Jacky and Guilian talk through why goals are easy to set but hard to follow through on, especially once the year gets moving and real life shows up. They explain how a goals can be constructed so they last longer, why you have to start by getting clear on where you are today, and how to build a realistic timeline based on actual cash flow.

They also get into a 'big unlock' and some practical solutions to help bolster your discipline in this new year.

Liberty One Wealth Advisors is registered as an investment adviser with the Securities and Exchange Commission (SEC). Any opinions expressed are derived from sources generally believed to be reliable and is provided for informational purposes only.

It does not constitute any form of advice or recommendation to buy or sell any securities, adopt any investment strategy discussed or invest in any specific product. Nothing contained in this video constitutes investment, legal, tax or other advice and is not to be relied on in making an investment or other decision.

Please contact your financial advisor if you have any questions or would like to discuss the content of this video.

Welcome back to the Inevitable Wealth podcast!

With 2025 in the books and 2026 fresh on the scene, the time has come to discuss a few key items to focus on, if you aren’t already.

Jacky and Guilian lay out a simple approach to heading into 2026 without chasing forecasts or headlines. The goal is clarity, flexibility, and a plan that holds up no matter what the market does.

They also hit four priorities: stay proactive with tax planning, tighten up estate documents and beneficiaries, keep your portfolio aligned with your timeline (not the news cycle), and make sure your cash is actually working for you instead of sitting idle.

Episode Highlights:

0:00 - Introduction
0:52 - Taxes stay front and center
2:14 - Estate planning (it’s becoming less optional)
5:58 - Asset allocation needs to reflect reality
8:49 - Your cash needs an actual job
12:05 - Predictions for the upcoming year
16:26 - The best preparation for 2026..

Want to connect with Jacky or Guilian?

jpetit@libertyonewealth.com

gdileonardo@libertyonewealth.com


Interested in Liberty One?

https://libertyonewealth.com/


Liberty One Wealth Advisors is registered as an investment adviser with the Securities and Exchange Commission (SEC).

Any opinions expressed are derived from sources generally believed to be reliable and is provided for informational purposes only. It does not constitute any form of advice or recommendation to buy or sell any securities, adopt any investment strategy discussed or invest in any specific product.

Nothing contained in this video constitutes investment, legal, tax or other advice and is not to be relied on in making an investment or other decision. Please contact your financial advisor if you have any questions or would like to discuss the content of this video.

For most people, working with a financial advisor is part of an evolving journey. As their financial lives become more complex, they encounter different types of advisors and firm models, refining what they value and finding the right fit over time.

In this episode of the Inevitable Wealth, Jacky Petit-Homme and Guilian DiLeonardo walk through what that real-world wealth management journey often looks like.

We cover the most common models people experience, including insurance-first firms, workplace 401(k) providers, regional advisors, wirehouse firms, and independent RIAs. We discuss how each model works, what they do well, how incentives differ, and where limitations can appear as financial complexity increases.

This isn’t about saying one firm type is “good” or “bad.” There are high-integrity advisors across every model. The goal is to help you better understand the differences so you can make more informed, intentional decisions over time.

If you’ve ever asked:
• What’s the difference between Edward Jones, Merrill Lynch, and an independent RIA?
• Do I really have an advisor through my 401(k)?

This episode is designed to bring clarity and perspective to how advisory relationships evolve.

Disclosure: The views and opinions expressed are our own and provided for educational purposes only. They are not individualized financial advice.

In Episode 19 of Inevitable Wealth, Jacky and Guilian explore whether artificial intelligence is a bubble - or simply capitalism doing what it does best: evolving.

They unpack how global data center spending is set to surpass $590 billion in 2025, why this AI buildout is fundamentally different from the dot-com era, and how real profits and productivity (not speculation) are driving this cycle forward.

From the rise of trillion-dollar data infrastructure to the discipline required to stay invested through inevitable downturns, this episode examines how innovation, risk, and reward continue to shape the modern economy.

Listen in to understand why this AI revolution is less about hype and more about the hard work of progress.

Are you within 5–10 years of retirement? This episode is your roadmap to preparing with confidence.

We cover the 10 most important questions to ask before you retire—like when to claim Social Security, how to budget for healthcare, and whether your portfolio is aligned with your goals. Then, we walk through 10 practical actions you can take now to strengthen your retirement plan, from Roth conversions to stress-testing your income strategy.

Key topics include:
- Social Security timing and withdrawal strategies
- Healthcare costs before Medicare
- Investment risk and sequence-of-returns risk
- Tax efficiency, Roth conversions, and estate planning
- Long-term care funding options
- Emotional readiness and legacy planning

Whether you’re a high-net-worth professional, dual-income family, or executive approaching retirement, this checklist will help you feel prepared for the next chapter.

In this episode of Inevitable Wealth, we break down the biggest forces shaping your portfolio in 2025—from market momentum and Fed policy to sweeping tax law changes under the One Big Beautiful Bill Act (OBBBA).

We cover:

• Why the market is rallying (and whether it’s sustainable)
• Jerome Powell’s next move and what it means for interest rates
• How new SALT deduction rules and tax bracket changes impact high earners
• Big opportunities (and risks) as 401(k) plans open to alternative investments
• Why we’re holding international stocks—and what that means for diversification
• The psychology of FOMO vs. fear, and how rebalancing helps you stay disciplined

We also integrate fresh insights from Professor Jeremy Siegel, who weighs in on AI, tariffs, and earnings season—and why he still believes in the bull market.

Whether you’re planning your next Roth conversion, managing business deductions, or wondering if you’ve missed the rally, this is your guide to investing with clarity.

We’re covering four major forces shaping markets in 2025:

• The Fed’s Dilemma: With rates still at 4.25%–4.50% and inflation stubborn, we unpack whether cuts are really coming.
• Tariffs & Trade: How rising tensions could impact portfolios and global growth.
• Tax Sunset Prep: What high earners should be doing now before rates and exemptions change in 2026.
• AI: Boom or Bubble? We spotlight where real long-term value may lie—and what to avoid.

Smart insights to help you invest with confidence in an uncertain year.