Estate planning is not just for the wealthy or for retirement.

In this episode, we break down what estate planning actually looks like in your 20s, 30s, 40s, 50s, and beyond. We talk about the documents and decisions that matter most at each stage of life, from wills and powers of attorney to guardianship, life insurance, beneficiary updates, tax planning, and legacy conversations.

The biggest mistakes are usually not about complexity. They come from waiting too long to put a plan in place.

Episode Highlights:

0:00 - Introduction to estate planning at every stage of life
1:13 - What to prioritize in your 20s
4:16 - Do you need life insurance when you’re young?
5:10 - Why estate planning gets more urgent in your 30s
6:32 - Guardianship, kids, and having the hard conversations
9:46 - Simplifying accounts and updating beneficiaries
10:11 - Estate planning considerations in your 40s
12:04 - Insurance reviews, taxes, and growing complexity
15:20 - What changes in your 50s with tax and transfer planning
16:31 - Planning for aging parents and avoiding costly mistakes
18:11 - Step-up in cost basis explained
19:47 - Estate planning priorities in your 60s and beyond
22:44 - Why communication matters just as much as the documents
24:04 - The real cause of most estate planning problems
24:52 - Why beneficiaries can override your will

Liberty One Wealth Advisors is registered as an investment adviser with the Securities and Exchange Commission (SEC). Any opinions expressed are derived from sources generally believed to be reliable and is provided for informational purposes only. It does not constitute any form of advice or recommendation to buy or sell any securities, adopt any investment strategy discussed or invest in any specific product. Nothing contained in this video constitutes investment, legal, tax or other advice and is not to be relied on in making an investment or other decision. Please contact your financial advisor if you have any questions or would like to discuss the content of this video.

Like getting in shape, eating healthier (or really anything else in life), 'sticking to' new habits and behaviors isn't easy.

And your financial goals are no different.

In this video, Jacky and Guilian talk through why goals are easy to set but hard to follow through on, especially once the year gets moving and real life shows up. They explain how a goals can be constructed so they last longer, why you have to start by getting clear on where you are today, and how to build a realistic timeline based on actual cash flow.

They also get into a 'big unlock' and some practical solutions to help bolster your discipline in this new year.

Liberty One Wealth Advisors is registered as an investment adviser with the Securities and Exchange Commission (SEC). Any opinions expressed are derived from sources generally believed to be reliable and is provided for informational purposes only.

It does not constitute any form of advice or recommendation to buy or sell any securities, adopt any investment strategy discussed or invest in any specific product. Nothing contained in this video constitutes investment, legal, tax or other advice and is not to be relied on in making an investment or other decision.

Please contact your financial advisor if you have any questions or would like to discuss the content of this video.

Welcome back to the Inevitable Wealth podcast!

With 2025 in the books and 2026 fresh on the scene, the time has come to discuss a few key items to focus on, if you aren’t already.

Jacky and Guilian lay out a simple approach to heading into 2026 without chasing forecasts or headlines. The goal is clarity, flexibility, and a plan that holds up no matter what the market does.

They also hit four priorities: stay proactive with tax planning, tighten up estate documents and beneficiaries, keep your portfolio aligned with your timeline (not the news cycle), and make sure your cash is actually working for you instead of sitting idle.

Episode Highlights:

0:00 - Introduction
0:52 - Taxes stay front and center
2:14 - Estate planning (it’s becoming less optional)
5:58 - Asset allocation needs to reflect reality
8:49 - Your cash needs an actual job
12:05 - Predictions for the upcoming year
16:26 - The best preparation for 2026..

Want to connect with Jacky or Guilian?

jpetit@libertyonewealth.com

gdileonardo@libertyonewealth.com


Interested in Liberty One?

https://libertyonewealth.com/


Liberty One Wealth Advisors is registered as an investment adviser with the Securities and Exchange Commission (SEC).

Any opinions expressed are derived from sources generally believed to be reliable and is provided for informational purposes only. It does not constitute any form of advice or recommendation to buy or sell any securities, adopt any investment strategy discussed or invest in any specific product.

Nothing contained in this video constitutes investment, legal, tax or other advice and is not to be relied on in making an investment or other decision. Please contact your financial advisor if you have any questions or would like to discuss the content of this video.