Esther Avant, a health industry veteran with over 18 years of experience in fitness, nutrition, and wellness, joins Coach Clarence on Fit Over Your 40. Esther shares her journey from starting as a personal trainer inspired by the movie "Office Space" to becoming a certified sports nutritionist and wellness coach. Tune in to learn about Esther's evolution in the health and lifestyle coaching space over the last two decades.

Grab her “Big Rocks” Habit Tracker at https://www.estheravant.com/habits

Find out more about her at www.estheravant.com

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On this episode of Coach's Corner, host Clarence introduces Sean Tepper, the founder of Tacker, a software designed to help individuals manage their investments confidently. Sean shares his journey of starting Tacker as an Excel sheet in 2016, which eventually evolved into a software after receiving positive feedback from other investors. Tune in to learn how Sean's background in tech and business led him to create a tool that has consistently delivered returns ranging from 15 to 50%.

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In this episode of Fit Over 40, Coach Clarence discusses the importance of self-reflection and checking oneself to avoid future regrets. Drawing inspiration from his friend Ice Cube's song "Check Yourself," he emphasizes the significance of assessing behavior, relationships, and personal habits. From identifying "holes in your game" to recognizing bad spending habits, Coach Clarence highlights the value of introspection to lead a more fulfilling and successful life.

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On this episode of Fit Over 40 with Coach Clarence, Coach Clarence interviews Angela Beyer, a health coach and personal trainer specializing in a muscle-centric approach to health and fitness. Angela emphasizes the importance of building healthy muscle tissue to achieve fitness goals, rather than solely concentrating on body fat. She explains how improving muscle health can lead to better body composition and a more sustainable approach to weight and fat loss. Tune in to learn more about Angela's unique perspective on fitness and health.

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In this episode of Coach's Corner, Coach Clarence discusses three types of loans to consider in a high-interest rate market. He explains the differences between fixed-rate and adjustable-rate mortgages (ARMs), highlighting the pros and cons of each. While fixed-rate mortgages offer a stable interest rate for the loan's duration, ARMs can adjust based on the market with a cap limit. Coach Clarence emphasizes the importance of understanding these loan options to make informed decisions in a changing market.

00:00:00 - Introduction to Coach's Corner
00:00:14 - Overview of Loan Types in High Interest Rate Market
00:00:35 - Fixed Rate Mortgages Explained
00:01:07 - Adjustable Rate Mortgages (ARMs) Explained
00:02:01 - Pros and Cons of Fixed Rate Mortgages
00:02:12 - Pros and Cons of Adjustable Rate Mortgages
00:03:04 - Introduction to Buy Downs
00:03:35 - Pros and Cons of Buy Downs
00:05:09 - Qualifying for Buy Downs
00:05:31 - Introduction to HELOCs
00:06:12 - Benefits of HELOCs
00:07:27 - Cons of HELOCs
00:08:20 - Importance of Credit Management
00:09:13 - Interest Rates and Market Trends
00:10:16 - Strategic Mortgage Payments
00:10:58 - Home Equity and Appreciation
00:11:19 - First Home Considerations
00:12:01 - Building a Stable Financial Future
00:12:23 - Recap of Loan Types
00:13:04 - Strategic Use of ARMs
00:13:47 - Strategic Use of Buy Downs
00:14:20 - Multi-Unit and Multi-Generational Properties
00:15:05 - Renting vs. Homeownership
00:15:56 - Final Advice and Encouragement

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In today’s episode, we had the pleasure of speaking with Jeanell Green, a seasoned relationship coach who brings a wealth of experience and personal insight into the dynamics of romantic partnerships, especially after the age of 40. Jeanell shared her journey from a high-flying sales career to discovering her true calling in relationship coaching after a series of personal revelations and transformations.

Jeanell opened up about her relationship history, including her first marriage which ended in divorce, and how this experience propelled her into relationship coaching. She discussed the importance of self-awareness and taking responsibility in relationships, rather than trying to change one's partner.

A significant part of our discussion revolved around the challenges men face in relationships, which Jeanell encounters often in her practice. She highlighted how men are increasingly seeking help to become better partners and understand their own emotions and actions better.

Discussion on the evolution of gender roles in relationships and how couples can negotiate these based on their strengths and preferences.

Download this episode for a unique way of dealing with Relationships and be sure to share with your friends.

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In this episode of Fit Over 40, Coach Clarence discusses the five essential pillars for a healthier life for busy professionals. He emphasizes the importance of nutrition, focusing on incorporating healthy, unprocessed foods and staying hydrated. Coach Clarence also highlights the benefits of strength training two to three times a week, especially for individuals over 40. Tune in for simple yet impactful strategies to enhance your overall well-being.
00:00:01 - Introduction to Healthier Living
00:00:32 - Nutrition Essentials
00:01:41 - Importance of Exercise
00:02:01 - The Need for Sleep
00:03:05 - Mental Wellness Focus
00:03:47 - Social Wellness Importance
00:04:21 - Conclusion and Contact Information

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In this episode of Fit Over 40, Coach Clarence discusses essential tips for first-time home buyers. He emphasizes the importance of knowing your budget, getting pre-approved, and understanding the role of credit. Buying a home is a key step towards building wealth, and Coach Clarence offers valuable insights to help listeners navigate the home buying process successfully.

00:00:10 - Introduction to Home Buying Tips
00:01:03 - Know Your Budget
00:01:35 - Importance of Credit Score
00:03:13 - Getting Pre-Approved
00:04:37 - Choosing the Right Location
00:06:11 - Long-Term Home Buying Strategy
00:07:45 - The Importance of Home Inspections
00:08:06 - Understanding the Closing Process
00:12:43 - Being Flexible in the Home Buying Process
00:13:36 - Recap and Next Steps in Home Buying
Find out More here:
http://www.clarenceferguson.com

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