Snag Our Simplified Budget System!

You make way too much money to be in this much debt — and we say that with love. ❤️

If you’re swiping your credit card for groceries, juggling balances between cards, and convincing yourself it’s worth it “for the points,” this episode is for you. We’re breaking down the truth about debt — how it keeps you stuck in the past — and showing you what it really means to fund your future instead.

Today, we’re talking about why your credit card is not your budget, what it looks like to be your own bank, and the small but powerful steps that help you stop relying on debt once and for all.

• 💳 Why using credit cards (even if you pay them off every month) keeps you one month behind

• 🏦 How to be your own bank and stop borrowing from your future

• 💡 Why “earning points” is not the same as earning interest — and how to actually win with your money

• 💬 The simple mindset shift that breaks the habit of relying on credit

• 💰 Practical steps to remove credit cards from your daily spending — and finally use your own money

• 📘 How our DIY Debt Relief Workbook can help you talk to creditors, negotiate balances, and take control

Connect With Us:

1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook

2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate

3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget

4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching

5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall

"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

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This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

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Festive season is coming in hot—and you don’t need to white-knuckle it. In this bonus chat with time management coach Anna Dearmon Kornick, we talk about setting a holiday vision, building simple guardrails for both time and money, and saying “yes” to what matters (and no to the rest). Plus: details on the Take Back Your Time Challenge: Stress-Free Holiday Edition—and our VIP workshop, Bougie on a Budget: How to Cash-Flow Christmas (No Holiday Hangover).

Snag Our Simplified Budget System!

In this heartfelt episode of Financial Coaching for Women, we’re joined by Kayden — a former coaching client whose story will remind you that it’s never too late to turn financial frustration into freedom.

Kayden and her husband went from constant miscommunication and missed payments to budgeting as a team, buying a home, and cash-flowing their life — even after a massive income cut. Her journey shows that progress isn’t about perfection; it’s about persistence, communication, and trusting the process.

If you’ve ever felt like you “make good money but have nothing to show for it,” this one’s for you.

• 💡 How Kayden went from “making good money with nothing to show for it” to paying every bill on time

• 🏠 How she and her husband bought a house while learning to budget together

• 💬 The mindset shifts that helped her improve communication with her spouse — even when he wasn’t in coaching

• 💳 How she tackled confusing student loans, renegotiated payoffs, and started cash-flowing expenses

• 🪣 Why starting small with savings buckets and guilt-free spending changed everything

• 📉 What to do when your income gets cut in half (and how to rebuild without panic)

• 🙌 The power of accountability, persistence, and coaching — even when life gets messy

🧭 What You’ll Learn in This Episode

Connect With Us:

1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook

2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate

3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget

4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching

5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall

"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!