In this episode of Digging In, host John Savarino sits down with Alexa Blochowski, Operations Specialist, to uncover one of the most overlooked risks in retirement: taxes.

Many people assume their tax burden will decrease once they stop working, but the reality is often more complex. Alexa walks through the ways that retirement income is taxed differently, how Required Minimum Distributions (RMDs) can unexpectedly increase income, and why Medicare premiums can be impacted by your tax strategy.

They also discuss the concept of “Roth conversion window years” and how proactive planning can help avoid costly surprises later on.

👉 If you’re unsure how your retirement income will be taxed, call (866) 766-8332 for a complimentary consultation.

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Visit our website: https://www.rootedretirement.com

Follow us on social media:
Instagram - / rooted_retirement
Facebook - / rootedwealthadvisors
LinkedIN - / rootedwealthadvisors

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Rooted Wealth Advisors, Inc. (“Rooted”) is an investment advisory firm registered with the Securities and Exchange Commission (“SEC”) under the Investment Advisers Act of 1940. SEC registration does not constitute an endorsement of the firm by the SEC, nor does it indicate a particular level of skill or ability. The oral and written communications of an adviser provide you with information about which you determine to hire or retain an adviser. Form ADV Part 2A can be obtained by visiting https://adviserinfo.sec.gov and searching for our firm name. ADV Form 2B is available upon request.

This is provided for informational purposes only and is not intended as legal, tax, or investment advice, or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Information obtained from third-party sources is believed to be reliable though its accuracy is not guaranteed. Opinions expressed in this commentary reflect subjective judgments of the author based on conditions at the time of publication and are subject to change without notice. Past performance is not indicative of future results.

In this part two episode of Digging In, host John Savarino continues his conversation with Alexa Blochowski, Rooted's Operations Specialist. In this episode, Alexa shares what financial freedom means to her, and how that translates into her role here at Rooted Wealth.

They talk about feeling stuck later in life when it comes to finances and retirement and how to avoid that feeling down the line. How to put the thousand-piece puzzle of retirement together, and when to ask for help while feeling comfortable doing so.

📞 Want to see the strength of a full planning team behind your retirement? Call (866) 766-8332 for a complimentary consultation.
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Visit our website: https://www.rootedretirement.com

Follow us on social media:
Instagram - / rooted_retirement
Facebook - / rootedwealthadvisors
LinkedIN - / rootedwealthadvisors

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Rooted Wealth Advisors is an investment adviser registered under the Investment Advisers Act of
1940. Registration as an investment adviser does not imply any level of skill or training.
The oral and written communications of an adviser provide you with information about
which you determine to hire or retain an adviser. For more information please visit:
https://adviserinfo.sec.gov and search for our firm name. This has been provided for
informational purposes only and is not intended as legal or investment advice or a
recommendation of any particular security or strategy. The investment strategy and
themes discussed herein may be unsuitable for investors depending on their specific
investment objectives and financial situation. Information obtained from third-party
sources is believed to be reliable though its accuracy is not guaranteed. Opinions
expressed in this commentary reflect subjective judgments of the author based on
conditions at the time of publication and are subject to change without notice. Past
performance is not indicative of future results.

In this episode of Digging In, host John Savarino sits down with Jason Thiele, Rooted’s Client Services Specialist, to discuss spending habits and prioritizing needs versus wants. They unpack Jason's 2025 milestones and how they lead into his 2026 goals.

Jason also shares the best and the worst financial advice he’s been given as a professional in the finance world. Whether you’re navigating life changes, building a retirement plan, or simply curious about how a financial advisor can impact your retirement, this conversation will give you fresh perspective on why balance matters.

📞 Want to see the strength of a full planning team behind your retirement? Call (866) 766-8332 for a complimentary consultation.
------

Visit our website: https://www.rootedretirement.com

Follow us on social media:
Instagram - / rooted_retirement
Facebook - / rootedwealthadvisors
LinkedIN - / rootedwealthadvisors

------
Rooted Wealth Advisors is an investment adviser registered under the Investment Advisers Act of
1940. Registration as an investment adviser does not imply any level of skill or training.
The oral and written communications of an adviser provide you with information about
which you determine to hire or retain an adviser. For more information please visit:
https://adviserinfo.sec.gov and search for our firm name. This has been provided for
informational purposes only and is not intended as legal or investment advice or a
recommendation of any particular security or strategy. The investment strategy and
themes discussed herein may be unsuitable for investors depending on their specific
investment objectives and financial situation. Information obtained from third-party
sources is believed to be reliable though its accuracy is not guaranteed. Opinions
expressed in this commentary reflect subjective judgments of the author based on
conditions at the time of publication and are subject to change without notice. Past
performance is not indicative of future results.