In this episode of Digging In, host John Savarino sits down with Alexa Blochowski, Operations Specialist, to uncover one of the most overlooked risks in retirement: taxes.

Many people assume their tax burden will decrease once they stop working, but the reality is often more complex. Alexa walks through the ways that retirement income is taxed differently, how Required Minimum Distributions (RMDs) can unexpectedly increase income, and why Medicare premiums can be impacted by your tax strategy.

They also discuss the concept of “Roth conversion window years” and how proactive planning can help avoid costly surprises later on.

👉 If you’re unsure how your retirement income will be taxed, call (866) 766-8332 for a complimentary consultation.

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Visit our website: https://www.rootedretirement.com

Follow us on social media:
Instagram - / rooted_retirement
Facebook - / rootedwealthadvisors
LinkedIN - / rootedwealthadvisors

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Rooted Wealth Advisors, Inc. (“Rooted”) is an investment advisory firm registered with the Securities and Exchange Commission (“SEC”) under the Investment Advisers Act of 1940. SEC registration does not constitute an endorsement of the firm by the SEC, nor does it indicate a particular level of skill or ability. The oral and written communications of an adviser provide you with information about which you determine to hire or retain an adviser. Form ADV Part 2A can be obtained by visiting https://adviserinfo.sec.gov and searching for our firm name. ADV Form 2B is available upon request.

This is provided for informational purposes only and is not intended as legal, tax, or investment advice, or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Information obtained from third-party sources is believed to be reliable though its accuracy is not guaranteed. Opinions expressed in this commentary reflect subjective judgments of the author based on conditions at the time of publication and are subject to change without notice. Past performance is not indicative of future results.

In this part two episode of Digging In, host John Savarino continues his conversation with Alexa Blochowski, Rooted's Operations Specialist. In this episode, Alexa shares what financial freedom means to her, and how that translates into her role here at Rooted Wealth.

They talk about feeling stuck later in life when it comes to finances and retirement and how to avoid that feeling down the line. How to put the thousand-piece puzzle of retirement together, and when to ask for help while feeling comfortable doing so.

📞 Want to see the strength of a full planning team behind your retirement? Call (866) 766-8332 for a complimentary consultation.
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Visit our website: https://www.rootedretirement.com

Follow us on social media:
Instagram - / rooted_retirement
Facebook - / rootedwealthadvisors
LinkedIN - / rootedwealthadvisors

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Rooted Wealth Advisors is an investment adviser registered under the Investment Advisers Act of
1940. Registration as an investment adviser does not imply any level of skill or training.
The oral and written communications of an adviser provide you with information about
which you determine to hire or retain an adviser. For more information please visit:
https://adviserinfo.sec.gov and search for our firm name. This has been provided for
informational purposes only and is not intended as legal or investment advice or a
recommendation of any particular security or strategy. The investment strategy and
themes discussed herein may be unsuitable for investors depending on their specific
investment objectives and financial situation. Information obtained from third-party
sources is believed to be reliable though its accuracy is not guaranteed. Opinions
expressed in this commentary reflect subjective judgments of the author based on
conditions at the time of publication and are subject to change without notice. Past
performance is not indicative of future results.

In this episode of Digging In, host John Savarino sits down with Jason Thiele, Rooted’s Client Services Specialist, to discuss spending habits and prioritizing needs versus wants. They unpack Jason's 2025 milestones and how they lead into his 2026 goals.

Jason also shares the best and the worst financial advice he’s been given as a professional in the finance world. Whether you’re navigating life changes, building a retirement plan, or simply curious about how a financial advisor can impact your retirement, this conversation will give you fresh perspective on why balance matters.

📞 Want to see the strength of a full planning team behind your retirement? Call (866) 766-8332 for a complimentary consultation.
------

Visit our website: https://www.rootedretirement.com

Follow us on social media:
Instagram - / rooted_retirement
Facebook - / rootedwealthadvisors
LinkedIN - / rootedwealthadvisors

------
Rooted Wealth Advisors is an investment adviser registered under the Investment Advisers Act of
1940. Registration as an investment adviser does not imply any level of skill or training.
The oral and written communications of an adviser provide you with information about
which you determine to hire or retain an adviser. For more information please visit:
https://adviserinfo.sec.gov and search for our firm name. This has been provided for
informational purposes only and is not intended as legal or investment advice or a
recommendation of any particular security or strategy. The investment strategy and
themes discussed herein may be unsuitable for investors depending on their specific
investment objectives and financial situation. Information obtained from third-party
sources is believed to be reliable though its accuracy is not guaranteed. Opinions
expressed in this commentary reflect subjective judgments of the author based on
conditions at the time of publication and are subject to change without notice. Past
performance is not indicative of future results.

In this episode of Digging In, host John Savarino sits down with Alexa Blochowski, Rooted’s Operations Specialist, to discuss how she got into the industry and what drives her daily to help others as a difference maker.

They talk through how to stay grounded in todays hectic world, while navigating life’s big decisions at the same time. Alexa shares how she found family here at Rooted Wealth, and how important that is in this industry.

Whether you’re navigating life’s changes, building a retirement plan, or simply wanting someone to talk you to and through retirement, this conversation will give you insight on the team at Rooted and how they can assist.

📞 Want to see the strength of a full planning team behind your retirement? Call (866) 766-8332 for a complimentary consultation.
------

Visit our website: https://www.rootedretirement.com

Follow us on social media:
Instagram - / rooted_retirement
Facebook - / rootedwealthadvisors
LinkedIN - / rootedwealthadvisors

------
Rooted Wealth Advisors is an investment adviser registered under the Investment Advisers Act of
1940. Registration as an investment adviser does not imply any level of skill or training.
The oral and written communications of an adviser provide you with information about
which you determine to hire or retain an adviser. For more information please visit:
https://adviserinfo.sec.gov and search for our firm name. This has been provided for
informational purposes only and is not intended as legal or investment advice or a
recommendation of any particular security or strategy. The investment strategy and
themes discussed herein may be unsuitable for investors depending on their specific
investment objectives and financial situation. Information obtained from third-party
sources is believed to be reliable though its accuracy is not guaranteed. Opinions
expressed in this commentary reflect subjective judgments of the author based on
conditions at the time of publication and are subject to change without notice. Past
performance is not indicative of future results.

In this episode of Digging In, Host John Savarino sits down with Roan Cannon, Rooted’s Marketing Outreach Manager, to explore Rooted Wealth’s upcoming client experiences across the US in 2026.

They dive into what makes Rooted’s events different, and the why behind each specific event- connecting on a deeper level with clients. Roan shares how going deeper has provided him with the privilege of not just gaining clients, but family.

Whether you’re navigating life changes, building a retirement plan, or simply wanting someone that you trust like family to help you navigate the path to and through retirement, this conversation will give you insight on how Rooted is here to help.

📞 Want to see the strength of a full planning team behind your retirement? Call (866) 766-8332 for a complimentary consultation.
------

Visit our website: https://www.rootedretirement.com

Follow us on social media:
Instagram - / rooted_retirement
Facebook - / rootedwealthadvisors
LinkedIN - / rootedwealthadvisors

------
Rooted Wealth Advisors is an investment adviser registered under the Investment Advisers Act of
1940. Registration as an investment adviser does not imply any level of skill or training.
The oral and written communications of an adviser provide you with information about
which you determine to hire or retain an adviser. For more information please visit:
https://adviserinfo.sec.gov and search for our firm name. This has been provided for
informational purposes only and is not intended as legal or investment advice or a
recommendation of any particular security or strategy. The investment strategy and
themes discussed herein may be unsuitable for investors depending on their specific
investment objectives and financial situation. Information obtained from third-party
sources is believed to be reliable though its accuracy is not guaranteed. Opinions
expressed in this commentary reflect subjective judgments of the author based on
conditions at the time of publication and are subject to change without notice. Past
performance is not indicative of future results.

In this episode of Digging In, Host John Savarino sits down with Joette Walter, Rooted’s Client Relationship Manager, to discuss her role on the front lines of Rooted Wealth. Joette explains how important it is to have a personal touch in the world of wealth management – every client is different, and every connection is key!

They dive into what Rooted stands for: creating relationships. We learn more about what retirement looks like for Joette, and why it’s so important to step out of your comfort zone to find the right plan for you.

📞 Want to see the strength of a full planning team behind your retirement? Call (866) 766-8332 for a complimentary consultation.
------

Visit our website: https://www.rootedretirement.com

Follow us on social media:
Instagram - / rooted_retirement
Facebook - / rootedwealthadvisors
LinkedIN - / rootedwealthadvisors

------
Rooted Wealth Advisors is an investment adviser registered under the Investment Advisers Act of
1940. Registration as an investment adviser does not imply any level of skill or training.
The oral and written communications of an adviser provide you with information about
which you determine to hire or retain an adviser. For more information please visit:
https://adviserinfo.sec.gov and search for our firm name. This has been provided for
informational purposes only and is not intended as legal or investment advice or a
recommendation of any particular security or strategy. The investment strategy and
themes discussed herein may be unsuitable for investors depending on their specific
investment objectives and financial situation. Information obtained from third-party
sources is believed to be reliable though its accuracy is not guaranteed. Opinions
expressed in this commentary reflect subjective judgments of the author based on
conditions at the time of publication and are subject to change without notice. Past
performance is not indicative of future results.

In this episode of Digging In, host John Savarino sits down with Jacqueline Walter, Rooted’s Director of Marketing, to explore how we balance risk in both life and finances.

They unpack how personal risk tolerance shapes the everyday decisions we make—from choosing bold moves in careers and relationships to how we save and spend for retirement. Jacqueline also shares how her own approach to risk influences the way she leads Rooted’s marketing strategies.

Whether you’re navigating life changes, building a retirement plan, or simply curious about how risk plays into the choices we all make, this conversation will give you fresh perspective on why balance matters.

📞 Want to see the strength of a full planning team behind your retirement? Call (866) 766-8332 for a complimentary consultation.
------

Visit our website: https://www.rootedretirement.com

Follow us on social media:
Instagram - https://www.instagram.com/rooted_retirement/
Facebook - https://www.facebook.com/rootedwealthadvisors
LinkedIN - https://www.linkedin.com/company/rootedwealthadvisors

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Opinions expressed herein are solely those of Rooted Wealth Advisors, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.

Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

In this episode of Digging In, host John Savarino sits down with Jovan Marshall, Client Communication Manager at Rooted Wealth Advisors, to talk about what it really means to leave a legacy.

Jovan shares why legacy isn’t just about money—it’s about the values you live by, the lessons you teach, and the communication you foster with your family. Together, they unpack the struggles many families face when money conversations are avoided, and how silence can lead to confusion or conflict later on.

They also discuss practical ways to start those important conversations about money and legacy without the awkwardness. Because at the end of the day, legacy is more than what you leave behind—it’s what you instill while you’re here.

📞 Want to see the strength of a full planning team behind your retirement? Call (866) 766-8332 for a complimentary consultation.
------

Visit our website: https://www.rootedretirement.com

Follow us on social media:
Instagram - https://www.instagram.com/rooted_retirement/
Facebook - https://www.facebook.com/rootedwealthadvisors
LinkedIN - https://www.linkedin.com/company/rootedwealthadvisors

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Opinions expressed herein are solely those of Rooted Wealth Advisors, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.

Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.