Most entrepreneurs believe working harder is the answer. More hours. More hustle. More grind. But what if the real breakthrough isn't doing more — it's doing less of the wrong things?

On today's episode, Darren and Christina break down Buy Back Your Time by Dan Martell and explain how Canadian entrepreneurs can scale faster by delegating low-value tasks, focusing on $1,000–$10,000 activities, and building systems that create leverage. This one could change how you structure your entire week.

If you're an entrepreneur, this is a must watch!

Show notes:

00:00 - Introduction

00:40 - Who is Dan Martell

03:40 - Hustle vs systems

04:19 - The buyback principle explained

05:00 - CEO hourly rate formula

06:32 - 80% is good enough

07:53 - The buyback loop (Audit, Transfer, Fill)

08:10 - 15-minute time tracking

12:02 - Anything you track gets better

12:22 - Time value ladder breakdown

14:16 - The pain line and burnout

16:07 - Camcorder method

17:28 - 10-80-10 delegation model

19:01 - Building your buyback team

22:30 - Designing your perfect week

25:57 - Final action step: Track your week

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound/

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.

The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

Canada doesn't have a formal death tax — but that doesn't mean death is simple or inexpensive. When someone passes away, taxes can be triggered immediately through deemed disposition, and on top of that, probate fees may apply depending on the province. Many Canadians confuse these two costs, and that confusion can lead to serious planning gaps.

On today's episode, Darren and Christina break down what probate actually is, how probate fees vary across Canada, what assets flow through probate, and what strategies can reduce delays and unnecessary costs. More importantly, they explain why probate isn't just about fees — it's about timing, privacy, executor stress, and making life easier for your family when they're already dealing with loss.

Show notes:

00:00 - Introduction: Why probate matters

00:23 - Canada doesn't have a formal death tax

02:41 - Deemed disposition explained

04:04 - What probate actually is

04:45 - What assets trigger probate

05:30 - What bypasses probate

06:12 - Why life insurance is different

06:31 - The real impact of probate delays

09:43 - Probate fees by province

13:06 - Simple probate reduction strategies

16:05 - Joint ownership risks

18:22 - Advanced planning strategies

21:27 - Real-world example

24:47 - Probate planning checklist

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound/

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.

The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

Should incorporated Canadian business owners contribute to an RRSP — or is it quietly working against them?

On today's episode, Darren and Christina break down what an RRSP actually is (a tax deferral, not a wealth strategy), why the "you'll be in a lower tax bracket in retirement" assumption often fails for successful business owners, and how forced RRIF withdrawals + OAS clawbacks can create a much higher effective tax rate later.

They also dig into the control problem: how locking money into RRSPs can limit liquidity, reduce flexibility, and increase opportunity cost for entrepreneurs who typically earn their highest returns in their business. Finally, they address the estate planning reality — how large RRSP balances can make CRA a major beneficiary.

If you're a business owner, this is the episode to listen to before you follow the herd.

Show notes:

00:00 - Introduction

02:36 - RRSP basics: tax deferral today, taxed as income later

03:22 - The "lower tax bracket in retirement" assumption falls apart

05:19 - Why business owners often retire in the same or higher tax bracket

06:21 - Real Ontario examples: income drops, tax rate barely changes

07:20 - OAS clawback explained (effective extra tax)

10:05 - The shocker: deferring ~45% to later pay ~58% effective tax

15:55 - The control problem: RRSPs lock up entrepreneur liquidity

19:20 - Corporate opportunity cost: $0.88 in a corp vs $0.50 later

23:59 - Estate planning: why CRA can become your biggest beneficiary

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound/

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.

The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

We're flipping the script for this month's entrepreneurial spotlight series and Darren is taking his turn in the hot seat!

Entrepreneurship isn't built on highlight reels — it's built on hard decisions, uncomfortable moments, and learning how to survive uncertainty.

From walking away from a secure corporate career, to $0 months, near-business-ending moments, and learning how to pivot under pressure — Darren shares the lessons most entrepreneurs only learn the hard way.

They break down:

• Why early success is often misleading
  
  

• The reality of financial stress in entrepreneurship
  
  

• How systems and people changed everything
  
  

• Why control of cash is non-negotiable
  
  

• What truly keeps entrepreneurs going long term
  
  

This episode is for business owners, entrepreneurs, and anyone considering the leap — or already in the middle of it!

Show notes:

00:00 - Introduction

01:45 - Why Darren chose business and the financial industry

03:30 - Leaving a secure corporate career for entrepreneurship

05:40 - Starting with zero clients and the harsh reality of business

06:40 - The Disney trip that almost broke the business

08:30 - Learning to handle uncertainty and build a pivot muscle

10:30 - Why sharing struggles with the team matters

13:20 - Scaling through people and systems

16:20 - Key decisions that fueled growth and going online early

18:55 - Lessons for entrepreneurs: control your money or lose control

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound/

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.

The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

Canada's economy feels uncertain heading into 2026 — but are the headlines telling the full story? On today's episode it's the February update and Darren and Christina break down what's really happening with the Bank of Canada, inflation, interest rates, real estate, stock markets, and Bitcoin.

They cover why markets can rise even when the economy feels weak, what Canadian investors should actually be paying attention to, and how smart investors are positioning themselves right now. If you're worried about inflation, housing affordability, or where to invest in 2026, this episode brings clarity without hype. Tune in now!

Show notes:

00:00 - Introduction

2:50 - Bank of Canada update

4:25 - Inflation news

5:40 - Canadian dollar update

7:05 - Stock market update

7:45 - Bitcoin update

10:30 - Real estate update

13:35 - Economic news

17:50 - Life insurance industry news

21:20 - Control and Compound news

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound/

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.

The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

Choosing the right advisor is the most overlooked — and most important — part of implementing an Infinite Banking or high cash value life insurance strategy.

On today's episode, Darren and Christina break down the 8 critical questions you must ask any advisor before committing to Infinite Banking, corporate-owned life insurance, or the Rockefeller Method.

They explain why infinite banking is a long-term strategy, not a product, how poor advisor selection leads to costly mistakes, and how the right advisor helps you use policies for business growth, real estate, retirement planning, and estate preservation.

If you're a business owner, investor, or high-income professional exploring infinite banking, this episode will help you avoid red flags and choose an advisor who can actually implement the strategy properly.

Show notes:

00:00 – Introduction

01:00 – Common Infinite Banking mistakes people make early

02:13 – Real example: unused policies and missed opportunities

03:13 – Question #1: Is Infinite Banking their core focus?

04:45 – Red flags: advisors wearing too many hats

05:10 – Question #2: Do they personally use these strategies?

06:33 – Question #3: How are they using their own policies?

08:12 – Question #4: How does the strategy evolve over decades?

11:15 – Question #5: Personal vs corporate ownership explained

13:29 – Question #6: Advisor compensation and transparency

15:17 – Question #7: What happens after the policy is issued?

17:01 – Question #8: Coordination with accountants and lawyers

18:25 – Why Infinite Banking is only as good as the strategy behind it

19:18 – Final takeaway: intentional, uninterrupted compounding

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound/

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.

The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

Most Canadians think retirement is about hitting a number but on today's episode, Darren and Christina break down why that mindset can quietly destroy your plan. They expose the biggest retirement lies in Canada: "I'll be in a lower tax bracket," "CPP/OAS will cover me," "inflation won't be that bad," and why the 4% rule can lead to underspending (or worse). You'll learn the five retirement risks that can cut retirement income in half — and what a "volatility buffer" can do to protect your withdrawals in down markets.

Most retirement plans ignore the exact risks that show up when it matters most. If you want a plan that's built for real Canadian retirement math — start here.

Show notes:

00:00 - Introduction

01:19 – Key question: If your retirement beliefs weren't true, when would you want to know?

01:46 – The real driver: retirement success is withdrawal strategy, not just the number

02:33 – The retirement illusion: why "hit $1M" and "pick the right investments" fails

03:18 – 4 misconceptions: lower tax bracket, CPP/OAS/RRSP will cover you, inflation won't hurt

05:07 – The 5 retirement risks that cut income in half

05:36 – Sequence of returns risk (market volatility): why selling in a down year is deadly

08:15 – Inflation math: what 2% vs 5% inflation does to buying power

11:07 – The tax trap: RRIF minimums, future tax brackets, and OAS clawbacks

12:15 – Longevity risk: why planning to 85 isn't enough

13:53 – Health & lifestyle costs: the "unknown expenses" problem

16:06 – The safe withdrawal rate problem: why the 4% rule is under pressure

18:36 – The spending lie: retirement spending isn't flat — "every day is Saturday"

19:59 – Go-go / Slow-go / No-go years: how spending actually changes

23:45 – The cash wedge strategy: good idea, questionable product choices

25:45 – Proposed solution: adding an uncorrelated "volatility buffer" bucket

32:24 – Wrap: reduce stress, increase retirement income, protect against risks

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound/

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.

The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

Well we've officially made it to the end of our Rockefeller Method Series! This episode closes it all out by bringing everything together into one complete system.

The Rockefeller Method isn't a product you buy or a strategy you "try." It's a long-term framework built on certainty, structure, and intentional living. In this final chapter, Darren and Christina explain why wealth doesn't fail because of markets or bad investments — it fails when families don't pass down wisdom alongside money.

You'll learn why Infinite Banking, trusts, and governance structures only work when they're supported by clear values, shared philosophy, and ongoing family leadership. This episode introduces the concept of a Family Constitution — a document that captures how a family thinks about money, responsibility, opportunity, and legacy.

Most families focus on inheritance. The wealthy focus on heritage.

This conversation breaks down how families can protect wealth for generations by teaching clarity, confidence, and purpose — not just transferring assets. If you're serious about building wealth that lasts longer than you do, this episode is essential.

Show notes:

00:00 - Introduction

01:49 – The Fatal Flaw in Most Wealth Plans

02:12 – Heritage vs Inheritance

02:51 – What Is a Family Constitution?

04:13 – The 4-Part Family Constitution Framework

04:32 – Premise: Your Philosophy of Money

06:50 – Vision: What Wealth Is Actually For

07:54 – Purpose: Your Family's 'Why'

09:04 – Strategy: Principles Over Tactics

11:09 – Why Writing It Down Changes Everything

12:06 – Passing Down Character, Not Just Capital

14:22 – Why This Takes Time (And That's Okay)

16:37 – Goal Setting for Legacy

18:56 – The Rockefeller Method as a Complete System

20:06 – The Vanderbilt vs Rockefeller Lesson

20:49 – Next Steps and Resources

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound/

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.

The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.