Sign up for our Rockefeller Masterclass now: https://hub.controlandcompound.com/rockefeller-method-webinar

On today's episode, Darren and Christina break down the 2025 Canadian federal budget! They unpack why this so-called "once-in-a-generation" plan looks more like deficits on steroids, with a projected $78.3B deficit this year and national debt heading toward $2.9 trillion by 2029.

They dive into exploding interest costs, Ottawa's controversial net debt-to-GDP spin using CPP, and what this all means for taxes, interest rates, small business owners, and Canadian families. If you care about Canadian politics, fiscal responsibility, and building wealth in a high-tax, high-debt environment, this is a must-watch.

Show notes:

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound/

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.

The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

Sign up for our Rockefeller Masterclass now: https://hub.controlandcompound.com/rockefeller-method-webinar

In Part 8 of The Rockefeller Method series, Darren and Christina break down one of the most powerful chapters in What Would the Rockefellers Do? — "Maximize Your Financial Efficiency and Earning Potential."

This episode is all about financial efficiency and how wealthy families like the Rockefellers legally reduce:

• ✅ Taxes (income tax, capital gains tax, estate tax)
  
  

• ✅ Interest payments (mortgages, credit cards, lines of credit, business loans)
  
  

• ✅ Fees (investment fees, MERs, fund fees, hidden advisor fees)
  
  

Darren and Christina walk through the real math behind your lifetime earning potential and show how small tweaks in tax planning, debt structure, and cash flow management can be worth millions of dollars over a 30-year career.

You'll learn:

• How a typical earner can bring in $6.6 million over a 30-year working life
  
  

• Why 40% or more can quietly disappear to taxes
  
  

• How 35%+ can be lost to interest payments
  
  

• Why chasing "high risk, high return" is one of the biggest financial planning myths
  
  

• How to think like a wealthy family office, even if you're just getting started
  
  

They also explain how high-cash-value life insurance and infinite banking-style strategies can:

• Create tax-advantaged growth
  
  

• Provide tax-free access to capital through policy loans
  
  

• Act as a private family bank to fund real estate deals, business opportunities, and emergencies without interrupting compound growth
  
  

This episode is ideal for:

• Canadian business owners
  
  

• High-income professionals
  
  

• Real estate investors
  
  

• Anyone looking for tax-efficient wealth-building strategies that don't rely on market gambling

Show notes:

00:00 - Introduction

02:00 - The Rockefeller Masterclass Announcement

03:10 - The 3 Wealth Destroyers

05:00 - Earning Potential & Self-Investment

06:20 - Taxes & Interest Breakdown

08:10 - Additional Wealth Destroyers

10:40 - High Risk vs High Return Myth

13:25 - Efficiency, Leverage & Control

15:10 - Life Insurance as the Solution

17:00 - Private Banking & Compounding

19:30 - Finding Everyday Efficiencies

21:00 - Rockefeller Strategy Breakdown

23:00 - How to Start Applying It

25:00 - Final Takeaways

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound/

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.

The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

Sign up for our Rockefeller Masterclass now: https://hub.controlandcompound.com/rockefeller-method-webinar

On this month's entrepreneurial spotlight, Darren and Christina sit down with Caleb Bowers, President of Bowers Construction, to unpack how he went from being laid off, losing $70,000 in a single year, and driving a truck he couldn't afford… to building one of Atlantic Canada's most respected custom home brands.

If you're a business owner, aspiring entrepreneur, real estate investor, or custom home dreamer, this episode is a masterclass in:

• Building a brand on craftsmanship, trust, and values
  
  

• Choosing value over volume in a "race to the bottom" industry
  
  

• Using Instagram and online reputation to attract dream clients
  
  

• Balancing marriage, family, faith, and business
  
  

• Playing the long game with development and legacy projects
  
  

By the end, you'll see exactly how integrity, long-term thinking, and genuine care for clients can build a business—and a legacy—that actually lasts.

Show notes:

0:00 – Introduction to Caleb Bowers

1:30 – Building a brand on craftsmanship, trust & East Coast values

2:31 – Early money motivation & seeing wealth from "arm's length"

4:05 – First job at Highgate Homes: from labourer to general manager

6:52 – Seeing both sides: client vs builder vs landlord

7:55 – Getting laid off and starting Bowers Construction

11:20 – Buying three lots & learning the hard way on spec homes

14:10 – The year Caleb lost $70,000 (and the meeting that changed everything)

16:26 – Choosing value over volume in homebuilding
19:38 – Core values: Be a good person & go the extra mile

22:03 – Kids, marriage, and why business is now second to family

24:16 – "This is home": meaning behind the tagline

28:35 – Instagram strategy & becoming an early adopter

31:29 – Expansion into New Brunswick & rebranding with his brother

34:54 – Rapid-fire questions with Caleb

Connect with Bowers Construction:

WEBSITE: https://bowersconstruction.ca/

INSTAGRAM: https://www.instagram.com/bowersconstruction/?hl=en

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound/

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true