The Truth About Your Future

The Money Guide You Need Now, Later, and Much Later

De: Ric Edelman, Ric Edelman - preface

Narrado por: Jonathan Todd Ross

New York Times bestseller! Legendary investment guru Ric Edelman offers a prescient personal finance guide on how technology and science is reshaping the way we save, invest, and plan for the future.

In The Truth About Your Future, award-winning financial advisor Ric Edelman reveals how technology and science are evolving at a blistering, almost incomprehensible pace—with profound implications for your personal finances. Ric radically upends traditional financial planning, showing that you need not just one financial plan, but three—one for now, one for later and one for much later. He explains: Why you’re likely to live much longer—and the impact on your financial future; how you must alter your plans to shift from the familiar linear lifeline (school-job-retirement-death) to the new cyclical lifeline; the importance of Career Planning—even if you’re in your fifties or sixties; how to invest in tech companies and how to generate income from your investments; why nursing homes are becoming obsolete—and with them, long-term care insurance policies, and what this means for you; how to protect your digital assets; and how you’ll spend your time—and money—in retirement, and why the future will be the happiest time of your life.

The traditional paradigms of how we live, learn, and invest are shifting under our feet. Fortunately, Ric Edelman has seen the future, and in The Truth About Your Future he illustrates how smart investors can adapt and thrive in today’s changing marketplace. Newcomers and loyal Edelman followers alike will find value in his proven advice and trademark humor. This is a must-have guide for anyone serious about successfully adapting to the ever-evolving financial landscape.

More Than Expected

A ton of info and a great layout of it. A good listen for anyone.

Gets a little slow at times but awesome

Changed the way I look at my future, especially getting older and retiring for the positive!

Good, but not without its harrowing parts

Let me start this review by saying that if you’re not someone who wants to go down the rabbit hole of future exponential technologies such as that of robotics and AI, I’d steer well clear of this one. There are several sections and passages in it that talk about such concepts in a pretty harrowing fashion, so for that reason, I urge that you tread lightly here.

As an aside, I guess that’s the problem with exponential technologies in general — there are both really good and really bad potential outcomes associated with each one, and because of that, it’s very hard to know how each one will shake out in the end.

Here, the author doesn’t shy away from talking about both the positive and the negatives of such technologies, and that’s both what makes the book interesting and what brings it down; the optimistic looks into how future technologies will improve our lives are really interesting and fun to think about, while the dark and negative ones are rather depressing.

Now with all of that said, the book is still pretty good, and the dark parts of it are easily avoidable. Just about every single one of those harrowing parts starts with “The Dark Side of X,” making it clear that the pessimism is about to begin. This gives readers an opportunity to page forward, which is something I really recommend.

The reason I recommend such a thing is that, in the end, the book is actually fairly optimistic. Moreover, it helps readers reevaluate their financial futures and plan for the road ahead. So, if you can get through or avoid those scary parts, I think you’ll definitely enjoy what this one has to offer.

-Brian Sachetta
Author of “Get Out of Your Head”

An insightful view into AI and our future...today

This book is worth the read because it hits on a lot of the technologies like (AI) artificial intelligence and process automation that people may still think are science fiction but are happening today.  What I like most is that it pulls all of the AI stories together in one concise theme that will give non technical readers a lot of awesome cooler conversations at work. There are not a lot of specifics on the financial side but enough to make you think. I noticed the new style of books are mainly marketing pieces used to build the brand and leave people on the hook to be reeled in as customers to their platform or business.  Although it has it's marketing sales pitches that hints at only his team understands this future,  (which I believe one should do in their book as long as it doesn't distract from the reason I bought it), it has enough information about the likely direction of the future of AI to be highly relevant.

If you are looking for answers, this is the book

This is an extraordinary book with a clear and objective view of the future and what everyone should expect from it.

FUTURE?! I

Your financial future is not what you think it is!!! Tic tells you what and how to PLAN for your future!

Great insight...

As an independent financial planner this has been invaluable. Really enjoyed this. Insights like this are far beyond what most South African clients of mine realise! Or are planning for...

Great Book!

Easy listen. Alot to think about... Thank you for this book and outline. I enjoy all of Ric's books.

Exponential technology

It was a great read a lot of positive information about our future and also helped so that way we could make wiser decisions and be more positive

Extraordinary enlightening and informative!

This book has truly opened up my eyes to much of what can be expected in the next several decades. Rick once again has masterfully research and brought a palithera of useful information together in a well laid out and easy to comprehend format. Bravo!