Imagine – you’re in your early thirties, settled and sensible, and wanting to move up the property ladder. Your parents – approaching retirement – have an ENORMOUS house which is, let’s be honest, a bit tatty but worth squillions. Only your teenage sister Sorrel lives there now and she’s just about to go off on a gap year. So obviously there’s some money tied up there which your parents must be thinking of off-loading onto their children?Not a bit of it. The parents have every hope that they will grow old disgracefully.