The heart of the city is being gutted by a ritualistic serial killer and the police have hit a wall. Dirk, a private detective, is thrust into the maniac's world by a mother's desperate plea. A tragic mistake leads the killer toward his next victim: a girl with ties to the investigation. Now Dirk and his quirky team of problem solvers must race against the clock to find the killer before the next victim is claimed. A private investigator, his friend, a cop, and a specter named Victor are all that stand in the way of a madman and his next victim.
Michael Wright works hard to bring home a paycheck. His daughter is sick with a terminal illness. The only way to save her life is to pay for an expensive, experimental surgery. But his rainy day fund is empty. The credit cards are maxed out. And so is the home equity line. His only remaining option is to take out yet another loan. A new loan with a steep cost. Beyond interest rates. A loan with an addendum of death. Michael's story is a cautionary tale. And it applies to all of us.
"Pulled in from the 1st sentence"