When Sam graduated from Yale in 1995, he watched a classmate make inroads as a head-office guy in professional baseball, another become a day-trading millionaire, and another develop connections at the Playboy Mansion. Struggling to make ends meet, he shrugged his shoulders at their success and raised a tall one to them. It wasn't until April 2000 that Sam got his wake-up call. He weighed 340 lbs. He was flat broke. And the IRS had caught up with him. In a desperate attempt to save himself, Sam decided to limit himself to a budget of $8 a week and 800 calories a day. He called it "The Urban Hermit Plan."