On Marin's island, sunrise doesn't come every 24 hours - it comes every 28 years. Now the sun is just a sliver of light on the horizon. The weather is turning cold and the shadows are growing long. Because sunset triggers the tide to roll out hundreds of miles, the islanders are frantically preparing to sail south, where they will wait out the long night.
Jake Halpern introduces us to a former banking executive and a former armed robber who become partners and go in quest of "paper" - the uncollected debts that are sold off by banks for pennies on the dollar. As Halpern shows, the world of consumer debt collection is a wild and unregulated shadow land, where operators may misrepresent a debtor's situation, make illegal threats, and even lay claim to debts that are not theirs to collect in the first place.
"An Examination of Bad Debts; its Buyers & Sellers"
"Behind Closed Doors", by Steve Coll; "Talent Grab", by Malcolm Gladwell; "Hissing of Summer Lawns", by Jonathan Frazen; "Pay Up", by Jake Halpern; "Sweet Charity", by Zadie Smith; and "Corrie", by Alice Munro.
In this issue: "Exit, Stage Left", by David Remnick; "Protest U", by Alex Carp; "Harangue", by Andrew Marantz; "The Cop", by Jake Halpern; "Clone Club", by Emily Nussbaum; "Renegades", by Alex Ross; and "Long Runs", by Anthony Lane.
In this issue: "Ready or Not" by Amy Davidson; "Anticlimax" by Tad Friend; "The Model American" by Lauren Collins; "The Nazi Underground" by Jake Halpern; "Cool Papa" by Kelefa Sanneh; "Hive Mind" by Emily Nussbaum; "On the Rocks" by Anthony Lane.
"Will Guys With Guns Replace U.S. Regulators?" is from the November 27, 2016 Opinion section of The New York Times. It was written by Jake Halpern and narrated by Fleet Cooper.