Don't put up with the financial services industry's rip-offs: Learn how to get an amazingly great deal on your next mortgage! When Leanne applied for a home loan, she didn't expect to get the runaround, lies, bait and switch, condescension, imbecilic answers, and meaningless fees. If you, like Leanne, just want a low rate and a fair deal, you'll benefit from knowing what happened to her-and how she ended up getting the world's cheapest loan.
The simplest, clearest, quickest, step-by-step guide to today's home loan processes! "I've seen loan process flowcharts so elaborate, I wonder if the author's purpose was to try to impress me with the complexity and enormity of their job. By contrast, here is a simple checklist that leads you through the steps, from start to finish. Step one: Get a Good Faith Estimate and choose your loan officer."
The new rules of credit: what you need to know-and do-to get credit today! For many years, it seemed as if anyone could get credit - and they did. Well, we know how that turned out! In the fall of 2008, that house of cards came crashing down. Today, credit is king. What do you need to know about good credit in the new credit era?
Three powerful, aggressive, and 100% legal ways to improve your credit rating-starting right now! Here's the reality-the insider information I never see written on credit bureau or government Web sites or so-called helpful articles about credit. Late payments may-not must-be reported to credit bureaus. And if someone at Visa wants to not report my one-day-late payment, that is their prerogative. It's not illegal and it's not lying.
Five fun, easy steps that can move you quickly towards home ownership - whatever your finances look like right now!If your credit is so ugly it scares Frankenstein and you don't have the cash for a large down payment, set your eyes on your goal. Although you might not qualify today, you can get there in six to 12 months if you get busy on my five-step plan.
Credit scores, mortgages, and identity theft, oh my! Let the expert authors from FT Press, including Steve Weisman and Gregory Karp, cover all the essentials to manage your personal finances.
The six questions you must ask before you refinance - and the answers that can save you a fortune! Working as a loan officer, I've advised homeowners not to refinance, even though it meant forgoing a commission. To determine whether refinancing is a good financial move, you must look at all sides of the equation, not just the monthly savings. Here are the six questions to ask when you're considering a refinance.
Ten powerful new ways to prevent or respond to identity theft-techniques you haven't already heard! You're sitting at the kitchen table sipping hot coffee, when, out of the blue, there's a loud banging at the front door. The police bust into the room shouting your name. One reads you your rights, while the other slaps handcuffs on your wrists. You're under arrest for the murder of two women. Sound far-fetched? Michael Berry of Arlington, Virginia, had his identity stolen by a convicted murderer.