How to Make Your Money Last

The Indispensable Retirement Guide

By: Jane Bryant Quinn, Jane Bryant Quinn - introduction

Narrated by: Amanda Carlin

NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this “highly valuable resource” (Publishers Weekly, starred review) Quinn “provides simple, straightforward” (The New York Times) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more!

Will you run out of money in your older age? That’s the biggest worry for people newly retired or planning to retire. Fortunately, you don’t have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assets—including your social security account (get every dollar you’re entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), and—critically—how much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew?

Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of “income investing,” by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you’ll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a “homemade” paycheck that will last for life.

Essential Guide

This baby will be on my bookcase for the foreseeable future! Covers so many topics in depth!

Great Book for Retirement Planning

This is a great book. I listened to several books on this subject but this author provides great advice for both those who are considering using a financial planner and for those who are going to self plan. Author knows where to draw the line of when to give in depth advice and when to refer to others. Lots of references are given for websites to go to and types of planners to look for. Great depth on Social Security and annuities. Recommend highly!

Almost too detailed

If you could sum up How to Make Your Money Last in three words, what would they be?

needed information dispensed

What other book might you compare How to Make Your Money Last to and why?

None other

What does Amanda Carlin bring to the story that you wouldn’t experience if you just read the book?

She does a competent job.

Any additional comments?

This book would have been better structured by using more "real life examples" during each section, and less almost numbing detail. I know Social Security, Medicare and annuities are complex, but I am really interested, and it was almost too much for me. Jane, this is like a visit to the doctor. Sometimes we need to know exactly what to do, not so much why we do it.

Is Siri talking to me?

Whoever the voice actor is sounds like AI. The message is good but hard to listen to

Thorough and informative

very thorough and informative. Author provided diverse topics and some that I had not considered.