101 Money Saving Tips to Help Reduce Debt and Build Wealth was created to help the 95% of the population that is retiring broke find more money to use to get out of debt before it's too late. Approximately only 5% of the world's population can retire financially secure. I created this book to help individuals apply simple techniques to find money that may be leaking out of their lives without them knowing it. It only takes a mind-shift and dedication to a simple plan to get out of debt as quickly as possible. The earlier you decide to start this system the more money you may be able to accumulate in your lifetime. Start today to take your life back and achieve financial prosperity and a stress free life. Stay tuned for the next book in this series where I will go into more detail as to how to get out of debt using your new found money.
©2012 IMT, LLC. (P)2013 IMT, LLC.
101 saving tips is a simple list of things you can do to get out of debt and to get a better handle of your finances. Easy to read, easy to follow and easy to understand.
We just need the desire and dedication to stick to it and make it happen.
Here are some excerpts from the list:
Number 01 – all grocery stores are not created equal
Number 02 – find a discount shopping network like Sam's or Costco
Number 03 – never go into a grocery store when you're hungry
Number 04 – make a list before shopping
Number 05 – watch your local grocery store for shopping coupons
Number 06 – stock up on sale items when they are discounted
Number 35 – eating at home versus eating in restaurants can save a lot of money
Number 36 – cooked meals ahead of time for the whole week
Number 37 – keep several simple recipes on hand for quick and inexpensive meals
Number 38 – try not shopping for one week and eat the food that is stored up in your pantry
Number 39 – fix your lunches at home
Number 40 – shop for snacks at the big-box or club stores
Number 41 – clean up your freezer and eat what's in there, by not shopping, more savings
Number 42 – make one night a week "pick- it" week by eating leftovers
Number 61 – eat out during the week versus the more expensive weekends
Number 62 – don't drink costly sodas and alcohol when eating out
Number 63 – if you're going to have a dessert in a restaurant, split one
Number 64 – use a coupon book to find the best deals and restaurants
Number 65 – if you're having a "business" lunch or dinner, save receipts for tax purposes
Number 66 – always check your bill before paying to make sure it is correct and accurate
Number 67 – try to refinance your home
Number 68 – pay extra toward your mortgage principal every two weeks/month
Number 81 – use bank cards, and that will curb your habit of drawing cash out of the ATM
Number 82 – consolidate credit cards to the lowest interest rate cards
Number 83 – make it a goal to study financial management
Number 84 – contact an attorney for proper estate planning
Number 85 – contact an investment broker to learn about investment options
Number 86 – if you need a babysitter, put for family and friends first
Number 101 – purchase used vehicles only
This book was a good, quick read, that was chock full of useful tidbits of how to better manage the debt that you might be in, and the family household budget. It advised is not to get too caught up in the "brand name game" since most products/foods are made by a handful of companies and the only real difference is the label and the price. It gave great advice on getting out of credit card debt, basic everyday shopping and planning for your future.
I found this book very helpful as a general basic reminder of everyday things that I can do to better manage my household budget. Even if I utilize only 20 to 30 of the tips and really implement them into my everyday life, it would make a big difference for me, and for you. I highly recommend this book for everyone!
Best bit of advice in the book that we all know, but need to stick to is ‘live below your means’. This book is excellent for people who have just left home and want some tips on their grocery bill or how to get the most boring, uptight dinner outing. If you can’t afford to purchase what is on a menu, then don’t go out…simple! I was disappointed with this book, as I was hoping on some real advise, helpful tips like instead of buying expensive cleaners, use 2 tablespoons of vinegar diluted in 500mls of water as a glass cleaner etc., but sadly no, this book was filled with collect coupons, use coupons, ask for coupons, blah, blah, blah. I know the author said she wanted to help with her readers getting out of debt, but I believe I would have helped myself better by saving my $5. Was there 101 tips? No!
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