Is Your Money Working Hard for You?

Leveraging and Max Funding Indexed Universal Life (IUL) Is an Investment to Financial Freedom, to Earn Money on Your Money Is One of the Biggest Wealth Secrets

By: Mary Watson

Narrated by: Chris C. Young

Length: 3 hrs and 25 mins

Publisher's summary

More than half of the American population (56 percent) lives “paycheck to paycheck”. According to American Journal of Public Health 66.5 percent of all bankruptcies were driven by medical problems. The findings indicate each year 530,000 families suffer bankruptcies are linked to illness or medical bills. With the medical breakthrough in 2020, people are living much longer now. According to data from the Insured Retirement Institute in 2019, 45 percent of baby boomers are surveyed had no savings. They may have turned to their retirements to fund needs before retirement, leaving them with little or nothing to live on later - a big problem. Shockingly, 95 percent of the people didn’t know there is a way out. That’s the reason why this book has been written.

What this book can offer is to turn these depressed situations around with simple and easy steps. All you need are some commitments and sacrifices. When you work hard on money, the money will work hard for you. The sooner the better, the younger the cheaper. I have demonstrated in chapter two of this book on how to prepare your newborn babies to become millionaires soon after you made them. I know you must be thinking about what kind of drugs am I taking. Well, read on....

We all know one can make big money on real estate, Bitcoins, or the stock market “if” you know when to buy or when to sell or if you have enough holding power.

Warren Buffett’s Golden Rule:

• Rule number one is never lose money.
• Rule number two is never forget rule number one.

In this book, you will discover:

• What “living benefits” is
• What “life insurance you don’t have to die to use” is
• Where to put your money besides the bank
• How wealthy people avoid taxes
• The secrets and shortcuts to retire early
• The power of compound interests
• They key is not how much you've earned, but how much you can keep
• How to pay off your mortgage in a smart way
• Why IUL (indexed universal life) is the Swiss army knife of life insurance
• All strategies are straight on point, no beating around the bush

©2021 Paco Mila Inc (P)2021 Paco Mila Inc

Make you money work for you!.

This is a very well narrated audiobook on how to get your money working for you via leveraging and max funding. Many people go through life not knowing how they can leverage their hard-earned capital. This book will solve the mystery.

Excellent Audiobook !

This Audiobook is unique and excellent. You will know tips to help you handle your hard-earned money properly. Also, you will learn more about life insurance and Indexed Universal Life. It is very informative. This is a must-listen Audiobook to all. I highly recommend it.

Wow!

I am the sort of person who really likes to save money. Especially in reduced tax burden. This book was absolutely phenomenal in explaining the concept of an IUL. If you are interested in the way to reduce your tax burden, this is definitely a book for you.

Now I know!

The audible " Is Your Money Working Hard for You" is very informative. The different life insurance and covers were explained in this audible. I was impressed with the depth of understanding of the author and effort taken in putting this together. The details provided will help me take my decision when signing up for my life insurance. Highly recommended.

Ways to make money work for you!

This is some thing every young adult should listen to. They should be teaching this in school. And if not in school definitely at home.

I believe not enough education is given to young adults as to how to invest correctly to help their money work for them. Lots of good information with regards to life insurance.

Navigate the harsh terrain of personal finance

Up until now, I had basically been dumping my savings into a ROTH Account and hoping for the best. I had experienced some compounding gains, but nothing that would ACTUALLY support me should I need that safety net. Thank heavens for this excellent title that lays out the foundations for life insurance, mortgage, tax sheltering, and early retirement secrets I had no idea about. It really does a fantastic job of making those intimidating subjects we would rather not look at easy to tackle.

Read If you want a lifetime tax free income stream without gimmicks

Great book outlining the many advantages of an indexed universal life insurance plan. Amazing book. Illustrates why any other investment really just isn’t as secure with as many positives. Doesn’t matter what you invest in. Eventually Uncle Sam will get his cut no matter how many tax breaks and exceptions you try to use. This shows how to grow tax free income that gets dividends based off the performance of the market but since you’re investing in an insurance company your money is directly at risk in the market so you don’t lose money when the market dips and can even set your IUL up to still gain a few percent no matter the year. Tax free investment with higher upside than bonds and high yield savings accounts and also with large death benefits that continually grow larger throughout the lifetime of the policy.

What is Indexed Universal Life Insurance?

This book has explained a very detailed analysis of IUL for anyone who doesn't understand the difference between Regular Life Insurance and Indexed Universal Life Insurance. IUL explains it has a cash value component in addition to a death benefit. The money in your cash-value account can earn interest based on a stock market index chosen by your insurers. Each chapter breaks down all the details. I highly recommend this book.

Great introduction to IUL!

I heard of IUL once during a financial planning presentation at my company; however, I never thought much of it and never really consider it as a solid investment option. This book provides me a valuable information about IUL and how it can be used to build wealth. I don't think IUL is best for everyone but it definitely could be beneficial in certain situation. I would recommend this book to anyone who want to learn another potential investment option that can help optimize retirement funds and reduce taxes on future distributions

Excellent advice to live by!

This book is well presented and flows nicely. It gives sound advice and teaches the art of saving money with best practices. Every person should take the time to listen to this audiobook because the ideas will help you save your capital and use it wisely as you journey through life.