Striking out on your own for the first time is exhilarating. But in a culture full of bad advice, predatory banks, and splurge-now-pay-later temptations, it can also be extremely dangerous - leading you to make financial decisions that could hurt you for years to come. Combine this with a slumped economy, mounds of student loans, and dubious examples from reality TV stars to politicians to your own parents, and it’s no wonder so many twenty-somethings are struggling.
Twenty-three-year-old Zac Bissonnette - the author of Debt-Free U - knows exactly what you’re going through. He demystifies the many traps young people fall victim to in their post-college years. He offers fresh insights on everything from job hunting to buying a car to saving for retirement that will give you a foundation for a secure, stable, and happy life.
In the process, he reveals why FICO scores are overrated, online job applications are a waste of time, car loans are for suckers, and credit-card rewards are a scam. With detours to discuss wine connoisseurs, Really Broke Housewives, and Lenny Dykstra, Zac shows you how to make better choices today so you can be richer, smarter (and better-looking!) for years to come.
©2012 Zac Bissonnette (P)2012 Gildan Media, LLC
"Are you there, Zac? It’s me, Chelsea. I loved your book. Plus, I’m only half-Jew so your financial wisdom really balanced out my Mormon side." (Chelsea Handler)
"Our four daughters learned 'Waste not, want not' before they knew their ABCs, but Zac Bissonnette says it better and more credibly than a mere father could. His enjoyable romp through the basics of debt-free personal finance will be in their next Christmas stockings." (Mitch Daniels, Governor of Indiana)
"Though only a third of 2012 has passed, Zac Bissonnette is already a strong contender for the cheekiest author of the year award." (The New York Times)
I'm a corporate training consultant and adjunct professor who loves to read! I'm always looking for the next big thing.
It seems to me that nearly all financial advice books are about the same. I'm not even sure why I continue to read them. Zac Bisonnette's book looked like a fresh take on the same old ideas at first, but it wasn't really. It was the same take on the same old ideas. With one exception (the advice on investing), it was information that I had heard before. In fact, instead of presenting much new information, the author cites a variety of works from other books. So, if you want to have several books' content compiled into one, this book might be for you. Honestly, the author provides some great advice; however, it is really geared toward university students (or recent university graduates). I believe that this advice sometimes falls on deaf ears, yet young people would be so much better off if they listened. It is my hope that the catchy title (which I do truly love as a book title) will entice more young people to read the book and set themselves up to actually becoming richer, smarter, and better looking than their parents.
This is not a bad book if you like a lot of sarcasm dished out with your very basic advice on how to live your life. Essentially, Zac rehashes advice from Dave Ramsey and Suze Orman. It was Dave says this and Suze says that throughout the book. Why not just buy their books instead and get your advice straight from the horse’s mouth and not second hand.
I thought that this book was funny, interesting, and full of excellent and up-to-date information. I really enjoyed the narrator as well. It may be kind of politically incorrect at times, but I would consider this one of my favorite personal finance books.
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