Dave Ramsey's New York Times best-selling guide to better living through financial security, now completely revised and updated.
Dave Ramsey knows what it's like to have it all. By age 26, he had established a four-million-dollar real estate portfolio, only to lose it by age 30. He has since rebuilt his financial life and, through his workshops and his New York Times business best sellers Financial Peace and More than Enough, he has helped hundreds of thousands of people to understand the forces behind their financial distress and how to set things right-financially, emotionally, and spiritually.
In this new edition of Financial Peace, Ramsey has updated his tactics and philosophy to show even more readers:
With practical and easy to follow methods and personal anecdotes, Financial Peace is the road map to personal control, financial security, a new, vital family dynamic, and lifetime peace.
©2003 Dave Ramsey (P)2012 Penguin
I have listened to daves other book - the total money makeover more than 40 times. I bought this book thinking it might add some additional insights, but was disappointed. The difference between the two is that in the total money makeover, dave has a very succinct programme for us listeners to follow. In financial peace, it is more of a rambling journey interspersed with religious references. Clearly dave has developed his programme over time and it shows through in the total money makeover. the other reason to recommend total money makeover, over financial peace is that dave narrates his later book. In this book it is someone else who does not portray the same passion and motivation that dave brings to total money makeover. I listen to daves book every month and despite being a brit, living in britain, the key messages are just as applicable. I am working my way out of debt using caves programme. I strongly recommend any listener to look at total money makeover rather than this book as you will be better motivated, have a clear structured programme and be more likley to get out of debt and become wealthy.
Good book with lots of useful information, but it's not much different from The Total Money Makeover. Mostly the same information with a little more background on Dave Ramsey, who's much better at narration than the one in this book.
This is a great book if you did not listen to "The Total Money Makeover". I thought this book was just the same information in that book in a slightly different format. It is not really updated for current times. For instance, it still talks about 18% interest in a good mutual fund.
Nick did a great job, but he did such a good job of sounding like Dave that it was a little eerie.
Yes, and the numbers in there need to be updated for post 2009.
I have been through Financial Peace University and listened to Dave Ramsey's radio show many times. Though the information in this book is great, there is not really new information.
It wasn't that the reader was bad it just didn't have the feel of being delivered by Dave. It felt stilted after listening to FPU. Of course this is to be expected as Dave is delivering it more or less live and not reading from a book.
The book was great the only thing I wished it was that it was updated even further. You can tell that some of the examples are obviously outdated. Otherwise a great book full of excellent principles.
This edition of the Financial Peace book covers the basic principals of budgeting and cash management including establishing a workable monthly budget, the Envelope System, getting debt-free, and strategies for developing an emergency fund and long-term savings.
Dave and Sharon both share their experiences in having it all, the embarrassment and shame of losing it all, and rebuilding their financial lives step-by-step. The book is a helpful and pleasant read. I could hear Dave's "voice" in the words. If you're interested in the topic of personal finance, this is one of the books you should read. It's the kind of advice you'd get from your parents or a trusted aunt/uncle, the voice of experience.
I enjoy the "realness" of Dave and Sharon Ramsey. They share their successes, failures, and what has been learned along the way.
Dave Ramsey has an excellent way of conveying the principles of gaining financial peace. I have really enjoyed all of his books.
must read. easy read. engaging. ensightful. humerous. life changing. closest most will ever get to striking gold. the things u werent taught in school about money that everyone needs to know.
K I S S - that stands for 4, but it really is the underlying principle of his book.
I liked how he talked realistically about where he used to be financially, his fall from grace, and his struggle back up again. It also pairs well with his real world - real caller examples of people just like me who are debt free and were sitting where I am or worse. When he explained how people who are in the same boat I am worked their way back and put their priorities in order to achieve their dreams, it was inspiring. He was realistic too about how much effort and time it takes.
No actual "scenes", but I like his voice quality (and his wife's). Hearing how a budge and debt reduction was needed by both parties really drove home that getting out of debt was a family affair. They also talked about the importance of achievable baby steps.
I liked it. Ok so I've read that many people were put off by his "belittling" them. Yes. He does talk down to you at times. If you've listened to his broadcasts, that's who he is. He makes the steps simple to understand and tells about how people inevitably try to complicate them. If you hear his broadcast you'll understand. We all have gotten ourselves into a mess and he's helping us fix it. Do we need someone to coddle us and say in a soothing voice how everything is going to be ok and Uncle Dave will fix it?? NO! He's like "yeah that was a dumb decision. Your reasoning seems logical to you, but from the outside it's just bad sense. You are better than this impulse." He's a financial coach, same as a personal trainer pushes you to work harder and you hate them for it, but afterward you're like "oh wow.. thank you!". Coach Dave says you can do this!
A step by step plan to find out what is important to you, get a grasp of where you are, and where you want to be, then a roadmap to get there. If you need to know what finances are or investing advice, you are in the wrong place. This book is for people with serious debt and need help getting a handle on it. Sick of living paycheck to paycheck? You may not want to hear you need to sell a car or an overpriced house, but he helps you understand why your idea of the status quo can be altered and then expanded after you put in the hard work.
I've been reading and listening to Dave Ramsey for around 3 years now, and wanted to get this as a way to listen to some of his earlier work. As expected, it's all good solid stuff. Well worth the time spent on it.
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