Reform Act

Bankruptcy and insolvency laws in Canada have historically been controversial. An insolvent debtor’s assets usually don’t cover all their debts. While the secured creditors usually get the biggest pieces of the pie, the preferred creditors get the second helpings (if any), and unsecured creditors are left to fight over the remaining crumbs. Because everyone wants a bigger piece of the pie, including the trustees-in-bankruptcy who administer the bankruptcy estates, there is always pressure for change. This booklet examines the reform process leading up to the milestone and historic ...

A lively, clear explanation of the American healthcare reform movement from a noted expert - giving women the tools they need to demand fair and affordable coverage for all people. Founder and CEO of Day Health Strategies Rosemarie Day wants women to recognize their trouble with accessing affordable care as part of a national emergency. Day encourages women throughout the country to share their stories and get involved, and she illustrates how a groundswell of activism, led by everyday women, could create the incentives our political leaders need to change course.

From the moment Manager Darcy Williams first laid eyes on Beth Phillips in the bustling packing room, he never could have imagined the tumultuous journey their paths would take. Set in contemporary Australia, this novel follows the lives of Darcy and Beth as they navigate the complexities of their workplace and personal relationships. Darcy is a successful and arrogant manager, used to getting what he wants. Beth is a sweet and unassuming country girl, who he dismisses as uneducated and beneath him. Despite that, both are aware of a growing attraction between them, as they share experiences...

As leaders in education, teachers face unprecedented challenges. Yet, they remain at the forefront of shaping future generations, cultivating thinkers, problem-solvers, communicators, and innovators. Unfortunately, the rising stress, lack of support, and difficulties in maintaining classroom engagement have driven teacher resignation rates to an all-time high. This is why Channon Essex, April Sabral, and Angee Costa joined forces to bring the education community a groundbreaking system—one designed to motivate students to learn and reignite teachers' passion for teaching.