Personal Credit

Need a credit makeover? You're not alone: In the US, outstanding credit card and other types of revolving debt have jumped more than 20 percent in the past decade, and millions of Americans are struggling with one or more credit-related issues. Whether you're just working on improving your score or need some sound advice on how to make debt a thing of the past, the latest edition of Credit Repair Kit for Dummies is packed with reliable information for taking the steps needed to build up a solid score.

**Unlocking Financial Opportunities in 2024,"** Gerald Lacey, MBA MSSCM, takes you on a comprehensive journey to establish and grow your business credit without the need for a personal guarantee. This guide is designed for entrepreneurs and business owners who want to build a solid credit foundation and access unlimited capital to scale their businesses. **Why This Book?** - **Proven Strategies:** Learn from an expert with real-world experience in building business credit. - **Step-by-Step Guidance:** Follow detailed steps to establish business credit, ensuring you don't miss any critical ...

You are only one secret away from becoming a multi-millionaire. Perhaps one of the biggest secrets in why the rich get richer is their access to something called OPM or Other People’s Money. But what the Average Joe doesn’t realize is that they too can have this same type of access to OPM as the rich do. They just need to understand the precise system behind exactly how to gain access to it. Of course, you must understand something critical before you get started in accessing this type of unsecured cash. This money needs to be used to build wealth whether you’re using it for investing...

NEW 2025 EDITION — Updated with Post-Pandemic Funding Insights and EIN-Only Credit Strategies for Entrepreneurs Are you ready to build real business credit without using your Social Security Number? In this powerful guide, business strategist Gerald Lacey, MBA, MSSCM reveals a proven step-by-step system to help entrepreneurs and gig workers secure 5–10 business tradelines in 30 days — all under their EIN. Inside you’ll discover how to: Build your business credit profile with Dun & Bradstreet, Experian, and Equifax Business Open vendor accounts that report — even with a new ...

If are looking to improve your credit and take your finances to the next level, this audiobook will show you exactly how to do just that. Understand the journey to credit score so that you don't have to make mistakes that you'll regret in the future. No matter what stage you are in your life, you can always get it right with the right information. This audiobook is for anyone who want to understand all aspects of the credit score, from the differences between the various scoring models, to how they're calculated.

Build Business Credit Fast — Without Using Your Personal Credit. EIN Unlocked is the essential 2024 guide for entrepreneurs, gig workers, freelancers, and small business owners who want to establish legitimate business credit using an Employer Identification Number (EIN). Whether you’re starting from zero or repairing your business profile, this step-by-step handbook shows you exactly how to turn a brand-new business into a fundable credit-ready company. Inside, you’ll discover the latest vendor accounts, approval pathways, and reporting strategies designed to help your business gain ...

Take stock of your financial situation From budgeting, saving, and reducing debt, to making timely investment choices and planning for the future, Personal Finance for Dummies, 9th Edition provides fiscally conscious listeners with the tools they need to take charge of their financial life. This new edition includes coverage of an extensive new tax bill that took effect in 2018. Plus, it covers emerging investing interests like technology and global investing, cryptocurrencies, pot stocks, the lifestyle changes occurring with millennials, and more.

Are you drowning in debt with no idea how you’ll ever break free? You’re not alone—but you don’t have to stay stuck. Every day feels like a battle—robbing Peter to pay Paul, dodging phone calls from collectors, and lying awake at night wondering how it got this bad. You try to budget, try to save, but the weight of debt crushes every effort. It’s exhausting, discouraging, and at times—completely overwhelming. Financial Freedom 101 is your way out. This book isn’t filled with fluff, gimmicks, or unrealistic get-rich-quick schemes. It’s a clear, practical, and proven guide ...

According to Experian’s Annual Credit Review, 16 percent of Americans have credit scores between 300 and 579, and another 18 percent have “fair” credit scores up to 669. But even if you’re barely squeaking by with a “fair” credit score…it only takes one late payment to send your FICO score plummeting down.

This comprehensive guide to legal deductions, credits, and loopholes covers rules of thumb for record-keeping and how to stay organized, secrets to mortgage, tax and insurance deductions, maximizing work-related expenses, making the most of medical expenses and health savings accounts, strategies for utilizing deductions and credits for education, and lots of tips on how to make more money - some of it tax-free!

The perfect guide to help you build good credit for life! Are you ready to handle the difficulties of personal finances? Life can change at a moment’s notice. One small issue can threaten your financial success for years. Many people find themselves lost in rectifying credit mistakes they made. However, good opportunities lie within struggles! This is what you can find inside: Credit Mastery – Guide to appraise credit report factors and grow steadily. Empowerment through Knowledge – Strategies that empower you to improve numbers and take charge of your finances. Expert Guidance – ...

This book is full of unknown information that has never been released to the public. It contains detailed information about the credit bureaus and how their database operates. Anyone who has good or bad credit should listen to this book. This book takes an inside look at the tactics that can be used for individuals seeking to get ahead in life without the use of credit repair or debt consolidation companies. If you ever wanted to know about the secrets of the credit bureaus, I stress that you listen to this book.

#1 NEW YORK TIMES BESTSELLER Are you wondering if it is too late for you to be rich? David Bach has a plan to help you live and finish rich—no matter where you start As a number-one bestseller in its hardcover edition, Start Late, Finish Rich has helped hundreds of thousands of people of...

You can't get a loan without credit. You can't get credit if you don't have money. Anyone who's ever started out in life has faced this harsh realization. Don't get me started on how much tougher the process is for a person starting up a business. Learn the ins and outs of establishing and building business credit so you can maximize the use of leveraging other peoples' money for you and your business gain.

Debt-related fear, anxiety, and stress can take a toll on your physical and mental health, which can affect your relationships, your career, and your future. But you don’t have to live like this for the rest of your life. You can take small steps today toward fixing your finances and finally closer to a life without financial burdens.

**Unlock the Secrets to Building Business Credit and Achieving Financial Success** Are you an entrepreneur looking to build strong business credit? Are you tired of being denied credit or relying on personal guarantees? Look no further! "The Ultimate Guide to Building Business Credit with Net 30 Vendors" is your comprehensive resource, packed with proven strategies and real-life examples designed to help you succeed. Why You Need This Guide **Proven Strategies:** Our guide offers step-by-step instructions on how to build business credit quickly and efficiently using Net 30 vendors. **Real-...

Business Credit vs. Personal Credit: Understanding the Differences Unlock the Secrets to Financial Empowerment for Your Business In the world of finance, understanding the distinction between business credit and personal credit is crucial for every entrepreneur. "Business Credit vs. Personal Credit: Understanding the Differences" is your comprehensive guide to navigating the complex landscape of credit management for your business. Why This Book is a Must-Have: **1. Clear and Concise Explanations:** Delve into the fundamental differences between business credit and personal credit. This ...

**Building Business Credit with Net 30 Vendors: How to Use Net 30 Vendors to Build Business Credit Without Personal Guarantees** **Unlock Financial Opportunities for Your Business with Proven Strategies** Are you a business owner looking to establish or improve your business credit without risking your personal assets? Look no further! "Building Business Credit with Net 30 Vendors" by Gerald Lacey, MBA, MSSCM, offers a comprehensive guide to leveraging Net 30 vendors to build strong business credit. In this essential resource, you will discover the top five Net 30 vendors that are easy to ...

Certainly! Here’s an enhanced book description for listing "Building Business Credit with EIN Only: A Comprehensive Guide" on Amazon.com, now including mentions of graphics and charts to further engage potential readers: Building Business Credit with EIN Only: A Comprehensive Guide Unlock the doors to financial independence and business success with **"Building Business Credit with EIN Only: A Comprehensive Guide."** Whether you're a budding entrepreneur or a seasoned business owner, this essential guide provides the roadmap to securing business credit without the need for a personal ...

Unlock Business Credit with D&B Reporting Accounts A Comprehensive Guide to Building Strong Business Credit Are you ready to establish and grow your business credit without relying on personal guarantees? Unlock Business Credit with D&B Reporting Accounts is your step-by-step roadmap to financial independence for your business! Why This Book? Navigating the world of business credit can be overwhelming, but with this expert guide, you’ll learn how to: ✅ Leverage Dun & Bradstreet (D&B) Accounts to build a strong credit profile ✅ Get approved for high-limit business credit cards and ...