Personal Credit

This book is full of unknown information that has never been released to the public. It contains detailed information about the credit bureaus and how their database operates. Anyone who has good or bad credit should listen to this book. This book takes an inside look at the tactics that can be used for individuals seeking to get ahead in life without the use of credit repair or debt consolidation companies. If you ever wanted to know about the secrets of the credit bureaus, I stress that you listen to this book.

Did you know that you could have credit scores in the low 600s even if you never missed a bill payment in your life? That's because your payment history is only 35% of your credit score. How to Boost Your Credit Score 100+ Points in 30 Days Without Credit Repair will show credit industry secrets for maximizing the other 65%. The best part is you will see real results in just 30 days.

Build Business Credit Fast — Without Using Your Personal Credit. EIN Unlocked is the essential 2024 guide for entrepreneurs, gig workers, freelancers, and small business owners who want to establish legitimate business credit using an Employer Identification Number (EIN). Whether you’re starting from zero or repairing your business profile, this step-by-step handbook shows you exactly how to turn a brand-new business into a fundable credit-ready company. Inside, you’ll discover the latest vendor accounts, approval pathways, and reporting strategies designed to help your business gain ...

Building Business Credit with EIN Only A Structured Guide to Establishing Vendor Credit, Net-30 Accounts, and Scalable Business Financing — Without Personal Guarantees Building business credit is not about rushing applications. It’s about becoming fundable. In Building Business Credit with EIN Only, Gerald Lacey, MBA, MSSCM delivers a clear, disciplined approach to establishing business credit the right way — without relying on your personal Social Security number. This is not a “get-rich-quick” manual. It’s a practical framework for entrepreneurs who want to build sustainable, ...

Are you trying to get business credit but unsure where to start? Five Easy Approval Business Credit Cards is a short, practical guide for entrepreneurs, startups, and small business owners who want to prepare before applying for vendor credit, business credit cards, and funding opportunities. Inside, you’ll learn: How to prepare your business before applying Why EIN readiness matters How vendor credit can help build business credibility What lenders and vendors may look for How Dun & Bradstreet reporting fits into the business credit process Common mistakes that cause unnecessary denials ...

Are you drowning in debt with no idea how you’ll ever break free? You’re not alone—but you don’t have to stay stuck. Every day feels like a battle—robbing Peter to pay Paul, dodging phone calls from collectors, and lying awake at night wondering how it got this bad. You try to budget, try to save, but the weight of debt crushes every effort. It’s exhausting, discouraging, and at times—completely overwhelming. Financial Freedom 101 is your way out. This book isn’t filled with fluff, gimmicks, or unrealistic get-rich-quick schemes. It’s a clear, practical, and proven guide ...

NEW 2025 EDITION — Updated with Post-Pandemic Funding Insights and EIN-Only Credit Strategies for Entrepreneurs Are you ready to build real business credit without using your Social Security Number? In this powerful guide, business strategist Gerald Lacey, MBA, MSSCM reveals a proven step-by-step system to help entrepreneurs and gig workers secure 5–10 business tradelines in 30 days — all under their EIN. Inside you’ll discover how to: Build your business credit profile with Dun & Bradstreet, Experian, and Equifax Business Open vendor accounts that report — even with a new ...

Most people use money every day, but very few people are clearly taught how money actually works. Understanding Money is a practical, beginner-friendly guide to the everyday financial decisions that shape a person’s life. Written in a clear and nonjudgmental style, this book helps readers understand earning, spending, saving, budgeting, debt, credit, investing, inflation, insurance, taxes, and long-term financial confidence. This is not a get-rich-quick book. It is a practical financial literacy guide for adults who want to make better decisions, build stronger habits, and create a simple...

A practical, encouraging guide to help teens understand money, build smart habits, and develop the confidence to make strong financial decisions. Watching your teen navigate spending, saving, and financial pressure without clear guidance can be overwhelming. This audiobook offers practical tools to help teens understand how money works, avoid common financial mistakes, and develop responsible habits that support long-term independence. Your teen will learn how to create simple budgets, make thoughtful spending choices, and set meaningful savings goals.

Take stock of your financial situation From budgeting, saving, and reducing debt, to making timely investment choices and planning for the future, Personal Finance for Dummies, 9th Edition provides fiscally conscious listeners with the tools they need to take charge of their financial life. This new edition includes coverage of an extensive new tax bill that took effect in 2018. Plus, it covers emerging investing interests like technology and global investing, cryptocurrencies, pot stocks, the lifestyle changes occurring with millennials, and more.

You Built an LLC. Now Build the Credit to Match. Is money tight? Time is limited? Personal credit at risk? Most small business owners can't afford a financial consultant or the months it takes to research complex credit systems on their own. You need a guide that's affordable, saves time, and builds your credit the right way — so as your business grows, your funding options grow with it.

You are only one secret away from becoming a multi-millionaire. Perhaps one of the biggest secrets in why the rich get richer is their access to something called OPM or Other People’s Money. But what the Average Joe doesn’t realize is that they too can have this same type of access to OPM as the rich do. They just need to understand the precise system behind exactly how to gain access to it. Of course, you must understand something critical before you get started in accessing this type of unsecured cash. This money needs to be used to build wealth whether you’re using it for investing...

Credit, Assets, Debt, & Taxes: 4 Strategies the Middle Class Can Use to Invest Like the Wealthy A practical personal finance guide to building wealth, improving credit, mastering debt, and minimizing taxes Are you tired of working hard but not getting ahead financially? You’re not alone—and you’re not stuck. This personal finance book is your blueprint to start investing like the wealthy—even if you're middle class. In Credit, Assets, Debt, & Taxes, part of the "Speak the Language of Money" book series, author Larry Jones breaks down the four core strategies the wealthy use to build...

This book covers these basic “habits of credit mastery” that the credit elite use to create financial independence for themselves. It breaks down the core components of what makes up your credit score and shows you how to develop a credit-building routine, one step at a time.

Many businesses struggle because they can’t access the funding they need to grow. Don’t let this happen to you! This complete insider’s guide will teach you the exact steps for easily obtaining business credit using an EIN instead of your SSN, while boosting your business credit score and profile in the process. This will ensure your business can grow quickly without putting your personal assets at risk.

Get your financial life in order—from saving and investing to taxes and loans—with this comprehensive, accessible guide to everything you need to know about finance. Managing your finances can be overwhelming at times. But it doesn’t have to be! Personal Finance 101 will provide you with...

Interested in getting a credit makeover? You're not alone. Millions of people are struggling to repay – or even keep up with – one or more loans, on a credit card or some other debt instrument. Credit Repair Kit For Dummies delivers easy-to-follow, usable advice on how to get your debt under...

Financial Freedom Through Business Credit: How to Build and Use EIN-Only Credit for Your Business Unlock the door to financial independence and business success with "Financial Freedom Through Business Credit: How to Build and Use EIN-Only Credit for Your Business" by Gerald Lacey, MBA MSSCM. This indispensable guide is tailored for entrepreneurs, small business owners, and professionals eager to enhance their business credit without personal guarantees. Why You Need This Book In the dynamic world of business, having robust business credit is a game-changer. This book reveals the essential ...

**The Ultimate Guide to Business Credit Cards: Perks, Rewards, and Approvals** **Unlocking the Best Deals for Your Business Growth** **Gerald Lacey, MBA MSSCM** Are you an entrepreneur or small business owner looking to leverage the power of business credit cards to fuel your business growth? Look no further! "The Ultimate Guide to Business Credit Cards: Perks, Rewards, and Approvals" by Gerald Lacey, MBA MSSCM, is your comprehensive roadmap to unlocking financial opportunities for your business in 2024. This expertly crafted guide delves into the intricacies of business credit, offering ...

#1 NEW YORK TIMES BESTSELLER Are you wondering if it is too late for you to be rich? David Bach has a plan to help you live and finish rich—no matter where you start As a number-one bestseller in its hardcover edition, Start Late, Finish Rich has helped hundreds of thousands of people of...