Insurance Companies

The denial of valid insurance claims is not occasional or accidental or the fault of a few bad employees. It's the result of an increasing and systematic focus on maximizing profits by major companies such as Allstate and State Farm. Citing dozens of stories of victims who were unfairly denied payment, the book explains how people can be more careful when shopping for policies and what to do when pursuing a disputed claim. It also lays out a plan for the legal reforms needed to prevent future abuses.

In June 2009, Wendell Potter made national headlines with his scorching testimony before the Senate panel on health care reform. This former senior vice president of CIGNA explained how health insurers make promises they have no intention of keeping, how they flout regulations designed to protect consumers, and how they skew political debate with multibillion-dollar public relations campaigns designed to spread disinformation.

Creating a captive insurance company may sound daunting, but with Mr. Strauss's guidance you can navigate the legal maze and utilize this valuable strategy with ease. Don’t miss out on crucial out-of-pocket savings and create more liquidity in a more tax-efficient manner. Take steps today and reap the benefits of captive insurance!

Think and Grow Rich is the number-one inspirational and motivational classic for individuals who are interested in furthering their lives and reaching their goals by learning from important figures in history. The text read in this audiobook is the original 1937 edition written by Napoleon Hill and inspired by Andrew Carnegie - and while it has often been reproduced, no updated version has ever been able to compete with the original.

The most comprehensive guide written on captive insurance company design, formation, management, and taxation focused on closely held small captive applications for successful private business owners. Detailed guidance on domicile selection, risk pool variations, insurance policy selections & pricing, selecting a captive manager, fees, costs and much more. Emphasis on enterprise risk captives (aka micro-captives and 831(b) captives).

In this follow-up book, Look Before Your LIRP, he makes the case that, while a variety of LIRPs may help get you to the 0% tax bracket, not all will do so with the same efficiency or effectiveness. In fact, finding the right LIRP for your tax-free retirement plan can be just like finding the ideal spouse. Just as you likely had a list of qualities you were looking for in a life-long partner, you should have certain attributes and provisions in mind when looking for the ideal LIRP.

Are you tired of Gambling with your Business Insurance where the Insurance Company seems to always win? Are you frustrated with the broken insurance agent bidding process and unpredictable premium rates? As a successful business owner, you deserve to be in control of your insurance and, ultimately, your bottom line. Discover the winning strategies of the most successful business owners in David R Leng's book, The 10 Laws of Insurance Attraction. With 35+ years of experience, David reveals the secrets to reducing insurance premiums and taking control of your insurance program. In this book, ...

Is Your Business Insurance Delivering Real Value, or Just Draining Your Bottom Line? Are you tired of handing over more money to insurance companies every year than they ever pay out on your behalf? Do you feel like you're going insane trying to reduce insurance costs and get the results you want? Well, if you are paying more than $100,000 in business insurance, the madness ends now. With David Leng's groundbreaking book, Turning Premiums Into Profits, you'll discover the secrets to breaking the costly insurance cycle and gaining control over your program while building equity for you and ...

#1 Best Selling Author and Amazon Authority on Final Expense- Steven G. talks about the things you will hear as an agent with your current employer and those who will say just about anything to get you on board. You can search Amazon for books written by Steven H. Gifford and you’ll see a series of books teaching you everything you need to know about the industry. Each book covers a certain topic per se but they all are vital to your success in the Final Expense Industry. The Green Grass is and are those things that will hold you back and he serves them all to you on a golden platter. ...

Steven G. is a #1 Best Selling Author with his first book written, “Final Expense Boot Camp”. He has taken over the publishing channels with five books in the Final Expense department. Steven started as an agent, worked is way up the ranks just as he did while serving in the Unites States Marine Corps. After gaining a vast amount of knowledge in both field and phone sales, Steven started his own online Final Expense Telesales company – eClick “Insured with a CLICK”. eClick offers agents an opportunity that he wasn’t afforded- in his first seven years of the business: A way to ...

Excerpt: "...We’ve put together a comprehensive tips guide for everything about auto insurance that we think readers will enjoy and find very useful. Read on! Not many people know that taking a driver's ed course can save them on their insurance. This is usually because most people who take driver's ed do so out of a court mandate. Often times however, even someone who has not been mandated to take driver's ed can take it, call their insurance company with the certification, and receive a discount on their policy..."

The claims process has become so automated that legitimate claims are denied without ever being seen by human eyes. Exceptions and exclusions are buried within small print that can bury your claim. Many claims departments operate under a culture of paranoia in which legitimate claims are denied, sometimes accidentally, sometimes not. Commercial and individual policyholders pay premiums with the understanding that insurers will pay claims fairly, fully, and promptly. It’s time for the insurance industry to Pay Up!.

A detailed description and history of ride sharing. How it works for passengers and drivers. Including a detailed analysis of income and expenses. Rather than making money, many drivers actually subsidize the ride sharing company over the long run. The big pitfall with insurance that drivers should know before it is too late. Based on the experience of driving for nine months in 2018 ,and giving more than a thousand rides in the NY Metro area.

Discover the secret to slashing your workers' compensation costs by 52%! Experience the benefits of taking control of your workers' compensation program and saving time, money, and energy with these cutting-edge strategies from the award-winning expert David R Leng. A Proven Process that has reduced costs and premiums by an average of 23% in just one year and 52% in five. A process that has reduced premiums and recovered errors by over $60,000,000 since 2004 Feel empowered and in control of your business's risk profile Eliminate the frustration and time vacuum of shopping for insurance Gain...

Prepare for the Society of Actuaries (SOA) Quantitative Finance and Investment – Investment Risk Management (QFIIRM) Exam with this comprehensive study guide. Developed by industry experts, this guide covers essential topics to help you master investment risk management concepts and excel in your exam. Features: Identification of Risk Types Understand and describe types of risk present in investment management. Risk Measurement and Assessment Apply different approaches to measuring and assessing risk exposures. Risk Management Apply the components of an effective risk management system to...

831(b) Enterprise Risk Micro-Captive Insurance Companies - Design and Tax Planning Guidance explains the tax benefits of 831 (b) captives, demonstrates the cash flow and asset accumulation impact on wealth accumulation, and gives many captive design structure examples including ownership designs integrating asset protection, gift and estate tax planning objectives.

Baby Rosemary - born to an Italian teen and a married black man in Detroit in 1946 - is adopted from an agency by a black couple in Saginaw, Michigan. The adoptive mother's abuse instills in the girl, whom they name Marylin Elnora, ambition to achieve great things on her own. At age 19, Marylin sparks a racial and religious scandal by marrying former Roman Catholic priest Thomas Lee Atkins, who is white and 25 years older.

Prepare for the Society of Actuaries (SOA) Individual Life and Annuities - Life Financial Management U.S. (ILALFMU) Exam with this comprehensive study guide covering essential topics in financial management for life insurance and annuities. This guide is designed to help candidates grasp key principles and methods relevant to U.S. GAAP financial reporting and valuation, providing a solid understanding of the requirements applicable to individual life insurance and annuity products issued by U.S. life insurance companies. Candidates will also delve into U.S. statutory financial reporting and...

All across America, doctors are being forced to close due to the steady decline of insurance reimbursements. Opt-Out is a prescription for struggling private practice owners who want to turn their business around without relying on insurance networks. Dr. TJ Ahn, a Korean-born podiatrist, enrolled in podiatry school, inspired by the “Golden Era” of private practice surgery.

This is a true story of personal greed and downfall, corporate greed fueled with economic and social treachery, shareholder waste and discrimination at AIG, 70 Pine Street in the heart of the financial district. This address is known as the AIG Tower, hence the title Tower of Thieves. The central character is a man with a wife, a family, who has cheated his way to the top by doing good. He is responsible for leading a 60 billion dollar organization with over 40,000 employees worldwide at one of the largest companies in the world. What he sees and what he does validates what unchecked power ...