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In the near future, a signal is detected coming from the Alpha Centauri system. Mysterious, unintelligible data streams in for ten years. Heather Davis, a professor in the University of Toronto psychology department, has devoted her career to deciphering the message. Her estranged husband, Kyle, is working on the development of artificial intelligence systems and new computer technology utilizing quantum effects to produce a near-infinite number of calculations simultaneously.

Financial planning is about more than numbers—it’s about you. Your dreams, your goals, your future. But for many, the world of finances feels overwhelming, and decisions can feel impersonal or even out of reach. The Humanity Factor changes all of that. Author and financial advisor to high-net-worth individuals and families, Frank Legan, takes you on a journey beyond traditional financial advice, offering a process that’s not just achievable—but empowering.