When the Bible talks about debt, it’s rarely about interest rates or payment schedules. It’s almost always about something deeper.

In this episode, we explore what Scripture actually teaches about borrowing and lending through three recurring themes: presumption, power dynamics, and posture.

We walk through Proverbs’ strong warnings against guaranteeing someone else’s debt, unpack why predatory lending is ultimately a misuse of power, and wrestle with the surprising truth that Scripture does affirm lending—but only when it flows from generosity, mercy, and trust rather than control.

This is the upside-down economy of the Kingdom. An invitation to steward money in a way that reflects the heart of a God who is kind, merciful, and generous—even to the ungrateful.

The One Degree Podcast is brought to you by Openhanded Wealth, LLC, a registered investment adviser in Holly Springs, GA, serving Christian families and small business owners. This content is educational only and should not be taken as financial, tax, or legal advice.

“whatever gifts I have received from God, may I use them to serve others, as a faithful steward of God’s varied grace." — 1 Peter 4: 10

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In this episode, we explore a timeless metaphor from St. Bernard of Clairvaux about living as reservoirs rather than canals—filling ourselves first before giving from overflow.

We discuss the intersection of biblical generosity, financial wisdom, and the uncomfortable truth that sometimes faithful stewardship means adjusting our giving.

Through client stories and scriptural reflection, we examine what it means to give wisely in changing seasons, why limits are part of God's design, and how provision has never been our responsibility to bear alone.

If you’re self-employed, in sales, or running a small business, you know the budgeting struggle is real. But inconsistent income doesn’t mean you’re off the hook — it just means you need a smarter plan.

Nick shares a four-part framework inspired by YNAB (You Need a Budget) and shaped by real-world experience:

1. Only budget dollars you have — no guessing games.
2. Prioritize spending by what matters most (including giving and saving).
3. Break big, rare expenses into monthly habits.
4. Build a buffer during your "hill" months to survive the valleys.

This episode is packed with practical help, biblical stewardship, and avocado jokes. (Seriously.)

🛠️ Tool Mentioned: YNAB’s guide to irregular income

📩 Want help building your own budget? Reach out via openhandedwealth.com/onedegree

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I want to use whatever gifts I have received to serve others, as a faithful steward of God’s grace in its various forms. — 1 Peter 4: 10

Openhanded Wealth, LLC is a registered investment adviser in Holly Springs, GA, serving Christian families and small business owners. This content is educational only and should not be taken as financial, tax, or legal advice.