In this inspiring episode of Yo Quiero Dinero, host Jannese Torres sits down with Joyce Medeiros, co-founder of Investrio—a financial platform designed to help solopreneurs master both personal and business money management. From her beginnings as a first-gen immigrant working on Wall Street to taking the leap into the startup world, Joyce shares her journey of resilience, risk-taking, and purpose-driven innovation.

You’ll hear how she pivoted from a failed product launch to building a tool that simplifies finances through color-coded tracking, AI-powered support, and a thriving entrepreneur community. Joyce opens up about navigating the male-dominated finance world, securing funding as a Latina founder, and the sacrifices behind the startup grind. Whether you’re a budding entrepreneur or a seasoned business owner, this episode offers practical tips, hard-earned lessons, and a reminder that experimentation and a supportive community can be the keys to success.

What You’ll Learn in This Episode:

• How Joyce went from managing billions on Wall Street to starting her own fintech company.
• The importance of pivoting when your idea isn’t working (and how to know when to do it).
• The biggest financial mistakes solopreneurs make—and how to avoid them.
• How Investrio uses color coding, automation, and AI to simplify money management.
• The role of community in entrepreneurship and why human connection still matters in the AI age.
• Insights on fundraising, accelerators, and breaking barriers as a Latina founder.

Resources & Links:

• 📲 Download Investrio: investrio.io
• 📸 Follow Investrio on Instagram: @investrio.io
• 💼 Connect with Joyce Medeiros: LinkedIn

More from YQD™:

• Full show notes: Visit our blog.
• Watch the full interview on YouTube — don’t forget to subscribe!
• Grab my book Financially Lit! in English or Español.
• Ready to level up? Learn more about our signature programs.
• This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero

Hosted on Acast. See acast.com/privacy for more information.

Mi gente, today's episode is a WHOLE vibe. Jannese is joined by Wilmarie and Adriana—aka Investing Jevas—two baddies who hit financial independence before turning 30. Yes, you read that right. These women are out here building generational wealth, breaking cycles, and reclaiming their financial power—and now they’re bringing you the blueprint.

From navigating Puerto Rico's wild financial systems to shifting from scarcity to abundance, this episode is a powerful reminder that we deserve financial freedom too—not just the bros on Wall Street. 🗣️

If you’ve ever thought investing was only for the rich, white, or 65 and retired—think again. These jefas are showing up in arroz con habichuela realness to break it all down. Whether you’re in the U.S. or on the island, a 9-to-5 girly or a full-time hustler, this one is for YOU. 💸

• What financial independence really means (and why you don’t have to wait ‘til 65)
• The power of compound interest (aka how your money makes more money)
• How to shift your money mindset from scarcity to abundance
• Why investing is a form of activism for Puerto Ricans
• What “Coast FI” is and how it could change your life
• How to invest even if you’re starting “late”
• The order of operations for investing accounts (401k, Roth IRA, HSA, etc.)
• Why financial education is the most powerful inheritance you can give

Investing Jevas are personal finance educators who are on a mission to help Latinas achieve financial freedom—in Spanish, with culture, and with receipts. They offer one-on-one coaching and corporate webinars designed to simplify investing and close the wealth gap.

📲 Connect with them on Instagram: @investingjevas

• Investor.gov Compound Interest Calculator
• The Simple Path to Wealth by JL Collins
• Jannese’s book: Financially Lit!

More from YQD™:

• Full show notes: Visit our blog.
• Watch the full interview on YouTube — don’t forget to subscribe!
• Grab my book Financially Lit! in English or Español.
• Ready to level up? Learn more about our signature programs.
• This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero

Hosted on Acast. See acast.com/privacy for more information.

This week on Yo Quiero Dinero, Jannese is joined by the brilliant and unfiltered Eduek Brooks, a Canadian financial educator and founder of Two Sides of a Dime. Sis does not play when it comes to money — and in this episode, she gets real about how she paid off $47,000 of debt in just 20 months, turned her financial rock bottom into a thriving business, and created the Surplus Method — a roadmap that’s helping women all over reclaim their money power.

If you’ve ever felt like traditional personal finance advice wasn’t built with you in mind, this episode is your antidote. Eduek throws out the cookie-cutter advice and breaks down why building wealth as a woman of color requires a whole new approach — one rooted in mindset, community, and actual surplus (aka: MONEY LEFT OVER after your bills are paid!).

What We Cover:

• The exact moment Eduek decided she was DONE being broke
• Why she still invested while paying off debt (and how it paid off big)
• Her no-fluff guide to building a plan you can actually stick to
• Celebrating small wins & avoiding burnout on your debt-free journey
• The truth about high earners still living paycheck to paycheck
• A breakdown of the Surplus Method (S.U.R.P.L.U.S.) and how to use it
• How Eduek knew it was time to quit her 9-5 and go full-time in her biz
• Canadian investment accounts 101 (hello, tax-free savings!)
• Why mini-retirements are part of her wealth strategy

Quote:

“Your income builds wealth, but your surplus is what gets you to your goals.”

👑 Meet Our Guest:

Eduek Brooks is a financial educator and the powerhouse behind Two Sides of a Dime. Through her membership community, Surplus Stack Society, she helps women ditch debt, build savings, and invest confidently — without sacrificing the joy of living. She’s not here to make you feel guilty about Starbucks. She’s here to help you stack, save, and spend with intention.

📲 Follow Eduek:

• Instagram: @twosidesofadime
• Join the Surplus Stack Society: surplusstacksociety.com

More from YQD™:

• Full show notes: Visit our blog.
• Watch the full interview on YouTube — don’t forget to subscribe!
• Grab my book Financially Lit! in English or Español.
• Ready to level up? Learn more about our signature programs.
• This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero

Hosted on Acast. See acast.com/privacy for more information.