High-Risk Auto, Underinsured Homes & Legacy: Insurance Wisdom with Jacob Carroll | Whiskey Wisdom Podcast On the Whiskey Wisdom Podcast, co-hosts Tyler and Chris welcome Jacob Carroll, owner and agent of Superior Insurance, while they sip a 115-proof Yellowstone barrel pick and discuss flavor, seasons, and living near the coast. Jacob shares his move from Florida to North Carolina after a seven-day water fast that brought clarity and led to a youth pastor role, then into sales and ultimately insurance, where a mentor encouraged him to start his own agency. He explains helping “harder to insure” drivers (DUIs, points, suspended licenses, credit impacts), rising underwriting scrutiny like unlisted household drivers, and why insurance is required with plates or mortgages. The conversation also covers widespread home underinsurance amid rising values and premiums, replacement cost estimating, ethics, claim realities, and Jacob’s view of success as family legacy, mentorship, and being present for his kids. 00:00 Welcome and Guest Intro 00:52 Yellowstone Barrel Pick Tasting 02:40 Beach Life and Moving North 06:34 Fasting for Direction 09:11 From Car Sales to Insurance 14:28 Helping High Risk Drivers 20:22 Broker vs Underwriter Explained 23:33 Licensing Rules and New Drivers 26:11 Wilmington Traffic and Driving Culture 30:01 Road Rage Reality Check 31:41 Panic Buying Madness 33:08 Hurricane MRE Memories 35:37 Home Insurance Underinsured 43:16 Claims Limits Ethics 48:00 Advisor Mindset Shift 51:14 Defining Success Legacy 56:41 Mentors Modern Family 58:59 Whiskey Wrap Contact 01:01:27 Advice To Younger Self

The Quiet Shift Ending the Bourbon Boom The script explains how bourbon’s decade-long boom—marked by soaring prices, scarcity, secondary-market flipping, and “hunting” culture fueled by online communities—has begun to shift quietly rather than crash. Once overlooked in the 1980s and 1990s, bourbon surged in the early 2010s as consumers sought authenticity and tradition, turning hard-to-find bottles like Pappy Van Winkle and Weller into status symbols. Distilleries expanded and laid down record barrels assuming demand would keep rising, but aging delays mean today’s market is now facing millions of ready barrels while demand softens. Signs include bottles sitting longer, slower price increases, and declining secondary prices. Changing drinking habits—less collecting, more experiences, and more competition from tequila and ready-to-drink options—point to a reset: improved availability, stabilized prices, and renewed focus on enjoying the whiskey itself.

00:00 Bourbon Boom Peaks

00:49 How Hype Took Over

02:17 Scarcity and Secondary Market

03:20 Early Signs of a Shift

03:58 Barrel Glut Reality Check

04:44 New Drinkers New Trends

05:24 Reset and Enjoy Again

05:56 From Hype to Reality

From Marine Aviator to Podcast Studio Owner: Rich Cardona on Unfilter, Podcasting for Business, and Client Acquisition

Tyler and Chris Kellum host the Whiskey Wisdom Podcast at Unfilter in Wilmington with owner Rich Cardona, a retired Marine helicopter pilot who left Amazon, explored entrepreneurship, and built a podcasting and video business that evolved from remote work into a physical studio designed to make guests “just show up.” Chris shares tasting notes on E.H. Taylor Barrel Proof. Rich discusses enlisting then becoming an officer, early retirement after being grounded from flying due to a seizure, and the challenges of transitioning from military SOPs to civilian leadership. He credits Gary Vaynerchuk as a catalyst for starting interviews and highlights podcasting’s value for relationship-building and content output, but emphasizes realistic expectations and avoiding “podcasting by proxy.” Rich explains positioning podcasts for revenue by interviewing target decision-makers, cites a logistics client closing three deals after six interviews, shares quitting alcohol after a hangover before an interview, and describes Unfilter’s modular set design, rentals, and ideal client fit.

00:00 Welcome and Guest Intro

00:24 Rich Cardona Backstory

01:28 Unfilter Studio Vibe

02:17 Whiskey Bottle Breakdown

03:25 Early Marine Retirement

05:16 Enlisted to Officer Mindset

07:10 Amazon Exit and Civilian Shift

10:52 Gary V Sparked Podcasting

14:47 Podcasting for Business Growth

18:01 Client Acquisition Podcast Strategy

23:28 Guest Experience and Prep Work

27:07 Co Host Dynamic and Olympics Tangent

30:29 Skating Like Gymnastics

30:50 Hangover Podcast Wakeup

34:40 Quitting Alcohol After

36:09 Drunk Podcast Lessons

37:37 Mocktails And Hop Water

39:06 Building A Modular Studio

43:16 Peerspace Documentary Booking

44:33 Should You Start Podcasting

48:18 Podcast Value For Business

52:26 Teleprompter As A Tool

53:56 Fixing A Stale Show

57:26 Success Family And Freedom

59:17 Advice Focus And Deep Work

01:01:18 Studio Rentals And Clients

01:02:44 Wrap Up And Photos

Inside Cinch: Wilmington’s New Billiards Bar with Cocktails, History, and Hands-On Buildout

On the Whiskey and Wisdom Podcast, Chris Kellum and Tyler talk with Haley and Joe in a new location, Cinch in downtown Wilmington. Joe and Haley describe opening Cinch on December 5 after signing the lease in June and completing a roughly six-and-a-half-month buildout that transformed the former Christmas shops space, including extensive demolition and discovering historic features like 1960s dress boxes, a hidden salon in the basement, old deposit slips labeled “US Depository,” and brick walls. They discuss the concept as a high-end but casual hangout with four quality pool tables, a lounge and TVs, and a cocktail program featuring drinks like the Dirty Cinch, “We Should Start a Podcast,” and “Pony Up,” with seasonal additions. They share hours (4:30 daily; 12:30 weekends), free pool Monday–Tuesday 4:30–6 with two drinks, and closing times (12 weekdays, 1 weekends).

00:00 Welcome to Cinch

00:15 Meet Haley and Joe

01:10 Opening Date and Buildout

02:02 From Christmas Shop to Vision

03:05 Signature Cocktails Talk

04:50 From Rum Cow to Underfront

07:00 Why a Billiards Bar

09:03 What Cinch Means

11:30 Building History and Basement

13:05 Design Choices and DIY Build

16:24 Downtown History and Hidden Finds

19:05 Hours Specials and Popular Drinks

20:16 Custom Bar Art

20:56 Curated Cocktail Menu

22:32 Classic Cocktails Explained

24:20 Chain Restaurant Nostalgia

26:36 Why Food Quality Dropped

27:32 No Food and Ghost Kitchen

28:51 Selling vs Building Legacy

32:48 Building the Space

35:41 Pool Table Deep Dive

37:53 Wild Sports Tangent

40:38 Make Drinks and Wrap

In Tyler Yaw's newest project. He breaks down why Lent is so much more.

Lent as the Original 40-Day Grit Challenge: Leaving the Arena for the Throne

Tyler opens the Applied Faith Podcast by noting that Ash Wednesday marked the start of Lent and challenges listeners not to treat Lent as a watered-down inconvenience or failed resolution. He frames Lent as a 40-day training ground meant to step out of cultural noise, “kill the flesh,” and create space for the spirit, describing fasting as an intentional rebellion against consumerism and instant gratification (endless scrolling, on-demand entertainment, and convenience).

He introduces the “arena and the throne” concept: the gladiator mindset seeks applause in the cultural arena, while the kingdom mindset lives before God as the only true spectator, aligning with Jesus’ teaching to fast in secret. Tyler encourages listeners to use the next 40 days for quiet, disciplined formation and presents his 40-day Kingdom Challenge, built around eight daily disciplines designed to break reliance on the world and anchor participants to the kingdom. He invites listeners to join him, follow along with the daily podcast episodes, subscribe on YouTube, and participate in the community as they pursue resilience and faith leading up to Easter.

00:00 Ash Wednesday Kickoff: Why Lent Matters Again

01:00 Lent as the Original 40-Day Grit Challenge (Not a Diet)

01:44 Fasting as Rebellion Against Consumerism & Instant Gratification

02:41 Arena vs. Throne: Gladiator Mindset vs. Kingdom Mindset

04:00 Fasting in Secret: Leaving the Applause Behind

04:45 A Practical Framework: The 40-Day Kingdom Challenge

05:49 Use the Next 40 Days to Shift Your Trajectory (Join the Challenge)

06:51 Community + Subscribe: Building Applied Faith Together

07:31 Wrap-Up: Daily Episodes, Accountability, and Eyes on the Throne

Whiskey Tasting Adventures with Blind Barrels: Featuring Dr. Chris

In this episode of the Whiskey and Wisdom podcast, co-hosts Chris Kellum and Tyler are joined by special guest Dr. Chris to explore the latest quarterly release from Blind Barrels. The trio embarks on a blind taste test of four distinctive bourbons and whiskeys, including a 12-year single malt and a cask strength wheat whiskey. Alongside the whiskey talk, Dr. Chris shares his journey into chiropractic care, his love for bourbon, and the special story behind some of his favorite bottles. The episode provides insider knowledge on whiskey tasting, engaging anecdotes, and a detailed discussion of each whiskey's flavor profile.

00:00 Introduction and Special Guest Announcement

00:42 Blind Barrels Quarterly Release Overview

02:13 Whiskey Tasting Begins

03:08 Guessing the Whiskey Details

06:51 Revealing the Whiskey and Personal Stories

10:30 Second Whiskey Tasting and Analysis

16:10 Chiropractic Journey and Personal Insights

19:25 Final Whiskey Tasting and Surprises

23:44 Surprising Whiskey Discoveries

25:42 Comparing Whiskey Experiences

26:26 Getting into Bourbon

28:13 Buffalo Trace and Other Favorites

29:09 Tasting Notes and Impressions

38:17 Whiskey Collection and Preferences

44:06 Setting Up the Perfect Whiskey Room

45:11 Conclusion and Farewell

This week we bring back Austin Wolfe, owner of Digital Wave Media.

We discuss business, burgers, podcasting and more.

Building Balanced Wellness with Kelly Jones

In this episode of the Whiskey & Wisdom Podcast, co-hosts Tyler and Chris Kellum welcome wellness content creator Kelly Jones. They discuss Kelly's journey into health and wellness, her experience with starting new fitness regimes like 75 Hard and half-marathon training, and her dedication to maintaining a holistic balance in life. The trio also share a light-hearted whiskey tasting session, delve into Kelly's approach to sustainable healthy living, and explore her commitment to staying active through activities like Pilates and Run Clubs. Additionally, Kelly talks about her background in communication, her move to Wilmington, and building a meaningful community both online and offline.

00:00 Introduction and Guest Introduction

00:25 First Whiskey Experience

00:51 Whiskey Tasting and Discussion

03:01 Kelly's Background and Career

06:52 Health and Wellness Journey

14:59 Running and Fitness

24:54 The Challenge of 10,000 Steps a Day

25:37 Retail Life and Step Count

26:59 Building a Community

27:50 75 Hard and Live Hard Programs

29:48 Pilates and Fitness Goals

36:14 Faith and Personal Growth

41:47 Social Media and Content Creation

45:41 Looking Forward and Reflecting Back

49:34 Conclusion and Final Thoughts