In this episode of Watts on Wealth, Barry is joined by his personal coach, Bill Kentling, to explore the powerful role coaching plays in both business and retirement planning. With decades of experience and insight, Bill shares why having the right guidance can make all the difference when it comes to navigating major financial decisions.

From tax strategies and Social Security timing to adjusting when life throws the unexpected your way, this conversation highlights how coaching helps turn uncertainty into clarity.

They also touch on the rise of AI in financial advice—and why, when it comes to something as personal as retirement, real experience and human guidance still matter most.

If you’ve ever wondered whether your plan will truly last—or how to move from guessing to confidence—this episode breaks down what’s possible with the right strategy and support.



???? Want help building your own plan? Call 417-230-500 or text VISIT to get started.

Be sure to listen to Watts on Wealth with Barry Watts every Sunday at 8:30am on Springfield’s Talk 104.1 FM

- 073. Coaching for Confidence -

J. Barry Watts

Springfield’s WealthCare Corporation

On this episode of Watts on Wealth, Barry Watts, Jeremy Zikafoose, and Amy Sharp break down what’s really going on with recession fears, inflation, and the constant stream of economic headlines.

They explain why recessions are a normal part of the cycle, what stagflation actually means, and why most people don’t need to panic when the market shifts. The conversation also covers how to think about liquidity, why stopping 401(k) contributions can be a mistake, and how to position your retirement plan to handle uncertainty.

The focus stays on what you can control—your strategy, your risk level, and your long-term plan—rather than trying to predict the next headline.



Be sure to listen to Watts on Wealth with Barry Watts every Sunday at 8:30am on Springfield’s Talk 104.1 FM

- 072. The Retirement Paycheck Predicament -

J. Barry Watts

Springfield’s WealthCare Corporation

Bad financial habits are easy to ignore… until they start showing up in your retirement.

On this episode of Watts on Wealth, Amy Sharp sits down with Barry Watts and Jeremy Zickafoose to talk through the habits that can quietly throw a retirement plan off course, from avoiding a budget and letting lifestyle creep take over to overlooking taxes, fees, and the real cost of waiting too long to plan. Along the way, they break down why confidence matters, how small decisions add up over time, and what it really takes to build a retirement you can actually enjoy.



Be sure to listen to Watts on Wealth with Barry Watts every Sunday at 8:30am on Springfield’s Talk 104.1 FM

- 071. Retirement Income Planning -

J. Barry Watts

Springfield’s WealthCare Corporation

This week on Watts on Wealth, Barry Watts, Jeremy Zickafoose, and Amy Sharp break down the IRS “Dirty Dozen” tax scams, or as Barry prefers to call them, the Dusty Dozen. They cover phishing emails, bad social media tax advice, fake IRS account help, and fraudulent charities, along with practical ways to protect yourself and your money.

The conversation also dives into bigger retirement planning issues, including tax strategy, Medicare costs, long-term care expenses, and why waiting until tax season to think about taxes can be a costly mistake. With real stories, sharp opinions, and a little humor along the way, this episode is packed with insights to help you avoid scams and make smarter retirement decisions.

Be sure to listen to Watts on Wealth with Barry Watts every Sunday at 8:30am on Springfield’s Talk 104.1 FM

- 070. The Dirty Dozen -

J. Barry Watts

Springfield’s WealthCare Corporation

In this episode of Watts on Wealth, Amy Sharp and Barry Watts explore why being a “millionaire” isn’t what it used to be, how some savers become accidental millionaires, and the key choices around 401(k)s, IRAs, and retirement income that can make or break your future.

Be sure to listen to Watts on Wealth with Barry Watts every Sunday at 8:30am on Springfield’s Talk 104.1 FM

- 069. 401k and IRA Decisions -

J. Barry Watts

Springfield’s WealthCare Corporation

Taxes have been quietly shaping retirements for decades, and most people don’t realize how much they can impact what you actually keep.

In this episode of Watts on Wealth Radio, Barry Watts and Jeremy Zickafoose break down the evolution of taxes and why tax planning has become one of the most critical parts of a successful retirement strategy. They explain how Social Security can become taxable, how certain income thresholds trigger unexpected tax consequences, and why many retirees end up paying more in taxes than they ever expected.

Barry shares why modern retirement planning must be tax-centric, not just investment-centric, and how the difference between gross income and net income can dramatically affect your lifestyle. They also discuss the importance of creating a written retirement income plan that coordinates Social Security, investments, and other income sources to help reduce lifetime taxes.



Beyond the numbers, the conversation explores what truly makes retirement fulfilling, including setting meaningful goals, maintaining strong relationships, and creating a purpose beyond your career.

If you want to understand how taxes could shape your retirement, and how proper planning can help you keep more of what you’ve earned, this episode is essential listening.

Be sure to listen to Watts on Wealth with Barry Watts every Sunday at 8:30am on Springfield’s Talk 104.1 FM

- 068. History of Taxes -

J. Barry Watts

Springfield’s WealthCare Corporation

Before you can trust someone with your retirement, you should know their story.

In this episode of Watts on Wealth Radio, Barry Watts shares his unexpected journey from pastor to retirement designer and tax strategist, and how witnessing financial hardship early in his career shaped his mission to help families retire with confidence.

Barry walks through the six essential steps to retirement confidence, including creating income that lasts to age 100, protecting your principal, minimizing lifetime taxes, planning for Medicare and long-term care, and ensuring your estate plan protects the people you love most.

Along the way, he explains why tax strategy can be just as important as investment returns, how long-term care can quietly derail even strong retirement plans, and why holistic planning, not guesswork, is the key to long-term financial security.

This episode offers a behind-the-scenes look at the philosophy, experience, and real-life lessons that drive Barry’s approach to helping people retire with clarity, confidence, and purpose.

Be sure to listen to Watts on Wealth with Barry Watts every Sunday at 8:30am on Springfield’s Talk 104.1 FM

- 067. Getting To Know You -

J. Barry Watts

Springfield’s WealthCare Corporation

Retirement isn’t what it used to be. People are living longer, retiring later, and facing decisions that go far beyond their investment accounts.

In this episode of Watts on Wealth Radio, Barry Watts and Jeremy Zickafoose explore what it really means to be ready for retirement. They break down why retirement readiness isn’t just about having enough money, but also about your health, your purpose, and your emotional preparedness for life after work.

Barry explains how the average retirement age has shifted over the decades and why understanding your personal “sitting on the porch” number, the monthly income you’ll need to live comfortably, is critical. Jeremy highlights the risks of relying too heavily on Social Security and why building multiple income streams can create greater stability and confidence.

They also tackle the often-ignored emotional side of retirement. What happens when your career ends but your life doesn’t? How do you replace the structure, identity, and purpose that work once provided?

If you want to retire with clarity, confidence, and a plan that supports both your finances and your life, this episode will help you rethink what retirement really means.

Be sure to listen to Watts on Wealth with Barry Watts every Sunday at 8:30am on Springfield’s Talk 104.1 FM



- 066. New Retirement Reality -

J. Barry Watts

Springfield’s WealthCare Corporation