Thousands Dropped: Inside California’s Home Insurance Turmoil | Rex Frazier

Many Californians are realizing after wildfires that their insurance doesn’t cover what it costs to rebuild. In this episode, industry experts Rex Frazier and Robert Anderson explain how shifts in state rules and market practices left many homes underinsured. They also show how small choices made when buying a policy can determine whether a family recovers or faces lasting loss, and what this means for the state’s growing FAIR Plan.