But that doesn’t mean the bubble will pop soon.

Ricky Mulvey and Malcolm Ethridge kick off their new show, “This Time Is Different”. They discuss:

- What the Shiller PE ratio reveals about the stock market.

- Circular dealmaking among AI companies.

- Why Ricky is putting more of his long-term savings in cash and bonds.

- Peter Lynch’s investing lessons for 2025.

Hosts: Malcolm Ethridge and Ricky Mulvey

Engineer: Mark Lamorgese

References:

Bloomberg article on the AI bubble: https://www.bloomberg.com/news/articles/2025-10-09/why-experts-are-warning-the-ai-boom-could-be-a-bubble

Peter Lynch on The Compound and Friends: https://www.youtube.com/watch?v=YIlurDigZcY

In this episode of Tech Money Live, Malcolm chats with special guest, Hanna Horvath, of Bankrate and "Your Brain on Money," to discuss her work as a personal finance writer, and her passion for helping people understand the ways in which their background, social conditioning, and personalities all influence the way they think and handle and talk about money.

Join the Tech Money Community on Microsoft Teams

Resources:

@Hanna_Horvath

LinkedIn: Hanna Horvath

Your Brain on Money

Connect with Malcolm:

LinkedIn: Malcolm Ethridge

Capital Area Planning Group

MalcolmOnMoney Newsletter

@MalcolmOnMoney

In this episode of Tech Money Live, Malcolm chats with special guest, Ryan Rasmussen, of Bitwise Asset Management to discuss cryptocurrency as an entire asset class beyond Bitcoin. The pair delve into into broader landscape of cryptocurrencies, including the emerging technologies and diverse applications that are shaping the future of finance. While Bitcoin captures headlines as the pioneering digital currency, the crypto industry is vast and varied, encompassing far more than just its flagship asset.

Join the Tech Money Community on Microsoft Teams

Resources:

Ryan Rasmussen

Bitwise Asset Management

Bitwise 10 Crypto Index Fund - BITW

Connect with Malcolm:

LinkedIn: Malcolm Ethridge

Capital Area Planning Group

MalcolmOnMoney Newsletter

@MalcolmOnMoney

Mentioned in this episode:

Capital Area Tax Consultants: www.capgllc.com

Capital Area Tax Consultants: www.capgllc.com

In this episode of Tech Money Live, Malcolm lays out a playbook for how to construct an investment portfolio from scratch. Inspired by a recent blog post and feedback received from the Tech Money community, Malcolm walks through his own approach to investing, and also shares plenty of helpful resources for investors at all phases on the journey.

Join the Tech Money Community on Microsoft Teams

Resources:

One Up on Wall Street

Stock Market Analysis and Tools for Investors

Here's How to Build an Investment Portfolio from Scratch

Connect with Malcolm:

LinkedIn: Malcolm Ethridge

Capital Area Planning Group

MalcolmOnMoney Newsletter

@MalcolmOnMoney

Mentioned in this episode:

Capital Area Tax Consultants: www.capgllc.com

Capital Area Tax Consultants: www.capgllc.com

In this episode, Malcolm Ethridge sits down with Alex Kantrowitz, Founder/CEO of Big Technology to discuss many different topics affecting tech workers, such as whether mass layoffs in tech are finally done, the likelihood that AI actually replaces knowledge workers, as well as Alex’s own journey from working in tech to reporting on it.

Join the Tech Money Community on Microsoft Teams

Resources:

Service Now's People Pact

AI Is Starting to Threaten White-Collar Jobs. Few Industries Are Immune.

Employers Train Employees to Close the AI Skills Gap

Connect with Alex:

Big Technology Podcast

Big Technology Newsletter

LinkedIn: Alex Kantrowitz

@Kantrowitz

Connect with Malcolm:

LinkedIn: Malcolm Ethridge

Capital Area Planning Group

MalcolmOnMoney Newsletter

@MalcolmOnMoney

Mentioned in this episode:

Capital Area Tax Consultants - www.capgllc.com

Capital Area Tax Consultants: www.capgllc.com

Capital Area Tax Consultants - www.capgllc.com

In this episode, Malcolm Ethridge shares the reasons why he believes it’s (almost) always a good idea to take your 401(k) with you whenever you change jobs or retire. He also shares some of the potential pitfalls to be aware of, as well as some helpful insights about a little known option available to those who own substantial shares of their company’s stock inside the plan.

Resources:

• Changing Jobs? You May Want to Take Your 401(k) With You
• Own Company Stock Inside Your 401(k)? Here’s Something to Be Aware Of
• How to Avoid an IRA Rollover Mistake

Malcolm Ethridge Discusses:

• Why he believes you should always take your 401(k) with you when you change jobs (with one exception)
• The difference between a direct vs an indirect rollover
• Something to consider if you own company stock inside your 401(k)
• What can happen to the after-tax money you’ve contributed to your plan if you’re not careful.

Connect with Malcolm:

LinkedIn: Malcolm Ethridge

Capital Area Planning Group

MalcolmOnMoney Newsletter

@MalcolmOnMoney

Mentioned in this episode:

Capital Area Tax Consultants - www.capgllc.com

Capital Area Tax Consultants - www.capgllc.com

In this episode, Malcolm Ethridge discusses the phenomenon of frugality inertia, and why it keeps retirees from being able to enjoy their retirement. He shares his insights on how it can help to reframe your focus and spend that retirement nest egg on things that will enhance your quality of life, ultimately leading to a happier and healthier version of yourself.

Malcolm Ethridge Discusses:

• The common causes of frugality inertia
• The high class problem of having to invent new ways to spend your money
• The importance of balancing your desire to preserve your savings with enjoying your retirement
• What steps retirees can take to help themselves feel comfortable spending money

Connect with Malcolm:

LinkedIn: Malcolm Ethridge

Capital Area Planning Group

MalcolmOnMoney Newsletter

@MalcolmOnMoney

Mentioned in this episode:

Capital Area Tax Consultants - www.capgllc.com

Capital Area Tax Consultants - www.capgllc.com

In recent years, the rise of digital currencies has revolutionized the way we think about money and finance, with more and more individuals and businesses embracing the potential of blockchain technology. However, with this rapid growth has come a significant amount of uncertainty and confusion around the legal and regulatory frameworks that govern this new asset class. And as the crypto industry continues to grow and evolve, the issue of regulation and security will remain a key focus for lawmakers and industry stakeholders alike.

One of the biggest challenges facing the crypto industry today is the issue of security, with several high-profile exchange hacks and collapses leading to the loss of billions of dollars in assets. In response, lawmakers and regulators around the world have been grappling with how to protect consumers and investors in this space. In the US, Congress is currently considering several bills aimed at increasing oversight and regulation of the crypto industry, including measures to require crypto exchanges to register with the SEC and establish minimum capital requirements.

In this episode, Malcolm sits down with Andie Kramer, Founding Member of ASKramer Law, to discuss the current state of regulation in digital assets, such as cryptocurrencies and stable coins. Andie shares her thoughts on regulatory, tax, and governance issues both globally and in the U.S.

Andie Kramer Discusses:

• The types of regulation needed in crypto
• What has happened to crypto since the U.S. Government began regulating it
• The likelihood of a Bitcoin spot ETF being approved by the SEC
• The dangers of ignoring the tax laws related to crypto trading

Connect with Andie:

• LinkedIn: Andie Kramer
• ASKramer Law

Connect with Malcolm:

LinkedIn: Malcolm Ethridge

Capital Area Planning Group

MalcolmOnMoney Newsletter

@MalcolmOnMoney

About our guest:

Andie is a nationally recognized authority on the regulatory, tax, commercial, and governance matters that arise in trading environments. She provides clients with practical and effective counsel to allow them to move forward with confidence and predictability as they navigate complex, high-stakes transactions. Andie applies a unique multidisciplinary approach to the taxation and regulation of financial products, markets, and participants.

Mentioned in this episode:

Capital Area Tax Consultants - www.capgllc.com

Capital Area Tax Consultants - www.capgllc.com