$1,000 Is No Longer Enough! I have to say it. I taught the $1,000 emergency fund rule for years. Today, I'm officially changing it — and I'm owning that.

In 2026, a minor car accident costs $1,500–$3,000. One ER visit? Same. A broken water heater? Up to $2,000. The truth is, you can lose $1,000 in the time it takes to sneeze. The economy has changed, and our advice has to change with it.

In this video, I'm breaking down:

- Why $1,000 is no longer enough as a starter emergency fund

- The new number I'm teaching (and why it works)

- The 4 rules to protect your emergency fund

- Exactly how to build it — step by step

- Where to keep it so your money actually works for you

RESOURCES MENTIONED:

- High-Yield Savings Accounts (updated weekly): https://www.anthonyoneal.com/savings

- Open Your Investment Account Today (updated weekly): https://www.anthonyoneal.com/invest

- Download In The Black App: https://www.anthonyoneal.com/app

ABOUT ANTHONY ONEAL:

Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com

🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com

Connect With Anthony:

👉 Website: https://www.anthonyoneal.com

📸 Instagram: https://www.instagram.com/anthonyoneal

🎵 TikTok: @_anthonyoneal

FREE TOOLS & RESOURCES:

📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget

🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan

📞 Call In & Be On The Show: (771)-224-8131

TRUSTED PARTNERS:

These tools help you win with money:

- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings

- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly

- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff

- MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo

- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos

- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp

Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!

⚠️ GENERAL DISCLAIMER

This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.

Your parents didn't lie to you on purpose. But what they taught you about money? It's keeping your family broke.

67% of Americans are living paycheck to paycheck in 2025 — not because they're lazy, but because they're running the wrong playbook. In this video, I'm breaking down the 7 biggest money lies passed down at the dinner table, in the church pew, and at graduation — and giving you the truth that replaces each one.

Stay until Lie #7. Nobody in the church is talking about it. And it might be the most dangerous lie of all.

RESOURCES MENTIONED:

- Download the In the Black App & Take the Quiz:

👉 https://www.anthonyoneal.com/app

- Get Christian Degree Online

👉 https:/www.regent.edu/anthony

ABOUT ANTHONY ONEAL:

Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com

🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com

Connect With Anthony:

👉 Website: https://www.anthonyoneal.com

📸 Instagram: https://www.instagram.com/anthonyoneal

🎵 TikTok: @_anthonyoneal

FREE TOOLS & RESOURCES:

📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget

🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan

📞 Call In & Be On The Show: (771)-224-8131

TRUSTED PARTNERS:

These tools help you win with money:

- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings

- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly

- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff

- MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo

- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos

- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp

Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!

⚠️ GENERAL DISCLAIMER

This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.

Most Americans can't cover a $1,000 emergency — but you can change that in 18 months. In this video, I'm breaking down the exact 5-step plan to save your first $50,000 in 2 years, backed by 2026 data and built for real income. No gimmicks. Just the system.

ABOUT ANTHONY ONEAL:

Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com

🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com

Connect With Anthony:

👉 Website: https://www.anthonyoneal.com

📸 Instagram: https://www.instagram.com/anthonyoneal

🎵 TikTok: @_anthonyoneal

FREE TOOLS & RESOURCES:

📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget

🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan

📞 Call In & Be On The Show: (771)-224-8131

TRUSTED PARTNERS:

These tools help you win with money:

- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings

- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly

- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff

- MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo

- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos

- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp

Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!

⚠️ GENERAL DISCLAIMER

This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.