🏈 Don't fumble your retirement - get your financial game plan at http://bookachatwithjohn.net

Celebrate our 100th episode as John tackles the ever-important topic of Social Security and retirement planning. In this milestone show, we discuss key considerations for deciding when to claim Social Security benefits and the common mistakes to avoid. Tune in for expert insights and practical advice to help you make informed decisions about when to take Social Security.

Here's some of what we discuss in this episode:

🚫 Don't Rush at 62: the common arguments for claiming early

📊 Why Waiting Pays: the math behind delaying benefits

⚖️ Policy & Politics: how system changes may (or may not) impact you

🎯 Smart Claiming Strategies: building a personalized approach

💛 Feelings vs. Facts: balancing emotion with long-term financial impact

Book an appointment with us: http://bookachatwithjohn.net

Get in touch with us: https://mearsmoney.com/

Watch the Podcast on YouTube: https://bit.ly/3PmcOPM

Check out John's FREE Books: https://je9gekmc.pages.infusionsoft.net/

🏈 Don't fumble your retirement - get your financial game plan at http://bookachatwithjohn.net

You've heard the saying, "There's no such thing as a bad question." But in retirement planning, some questions are definitely better than others. The way you frame a question often determines the quality of the answer, and sometimes the quality of your entire retirement. Today, John goes through some of the most asked questions and how to reframe them to get clearer, more useful answers.

Here's some of what we discuss in this episode:

🦃 Thanksgiving Traditions: John's holiday traditions and favorite Thanksgiving meal

📉 Volatility Reality: understanding sequence-of-returns risk in retirement

💼 Advisor Value: what you pay for vs. what you get

⚖️ Risk Management: adjusting portfolios to match real-life goals

💵 Cash Decisions: avoiding emotional market timing and poor allocation choices

🏛️ Social Security: framing smarter questions around timing and strategy

Book an appointment with us: http://bookachatwithjohn.net

Get in touch with us: https://mearsmoney.com/

Watch the Podcast on YouTube: https://bit.ly/3PmcOPM

Check out John's FREE Books: https://je9gekmc.pages.infusionsoft.net/

🏈 Don't fumble your retirement - get your financial game plan at http://bookachatwithjohn.net

In football, every great play starts with a solid game plan, and generosity works the same way. Giving feels good, but giving wisely wins championships. Today, John breaks down the playbook for smart, purposeful generosity and shows you how to make every dollar count. Because when it comes to giving, it's not just about moving the ball, it's about leaving a lasting legacy on and off the field.

Here's some of what we discuss in this episode:

📅 When to Give: Timing your donations for both impact and efficiency

🎁 Non-Cash Giving: Donating appreciated stocks, property, or other assets

💵 How Much to Give: Setting intentional goals without losing flexibility

💰 Tax Efficiency: Making the most of deductions and donation timing

🏦 Qualified Charitable Distributions (QCDs): A tax-smart way to give from your IRA

Get in touch:

Phone: 661-775-3704

Book an appointment with us: http://bookachatwithjohn.net

Get in touch with us: https://mearsmoney.com/

Watch the Podcast on YouTube: https://bit.ly/3PmcOPM

Check out John's FREE Books: https://je9gekmc.pages.infusionsoft.net/