The 2026 layoff wave has officially hit Germany. 😱

With over 150.000 jobs cut and 40% of companies planning further reductions, the "safe" corporate job is a thing of the past. For Expats on a Blue Card, a layoff can feel like a ticking time bomb for your residency.

In this video, we break down the "No-Panic" Roadmap to protect your finances and your visa. We dive deep into German social security to show you how to navigate the bureaucracy, secure your 12-month "payout (Arbeitslosengeld)," and use the law to your advantage.

In this video, you will learn:

✅ Residency Myths: Why your Blue Card does NOT expire the day you lose your job.

✅ The 3-Week Rule: How to use the Kündigungsschutzklage to negotiate a higher severance.

✅ The Severance Trap: Why signing an Aufhebungsvertrag could cost you 3 months of pay.

✅ The Money: How much ALG I you’ll actually get in 2026 (including the new caps).

✅ Health Insurance: What happens to your coverage if you are Private vs. Public.

✅ The Danger Zone: Why Bürgergeld is a massive risk for your residency.

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PerFinEx GmbH - Personal Finance for Expats

The #1 English-speaking & Independent Financial Planner in Germany

Further legal information is available at perfinex.de/impressum

Did you know the average tax refund in Germany is 1.172€? 🤑

But in April, everything is changing. From the final tax deadline to a massive 4% interest strategy and a controversial 80.000€ tax reform - we are breaking down the 5 BIGGEST financial changes you need to know this month.

📝 WHAT YOU WILL LEARN:

- Tax Deadlines: Why April 30th is the "hard" cutoff for 2024 taxes if you use an advisor.

- Digital Government: How the "MeinELSTER+" app's 1-click filing works (and why you might lose money if you use it blindly).

- Interest Rates: Why Scalable Capital’s 2,5% is just the beginning and how to find 4% in Europe.

- Pension Reform: The brand new "Altersvorsorgedepot" starting in 2027—including how families get a 100% government match.

- Political Shifts: The CDU's plan to move the "Spitzensteuersatz" of 42% to 80k€.

💰 File your taxes in English (with Bonus):*

http://perfinex.de/goto/wundertax

📈 Get 4% Interest on your savings:*

https://perfinex.de/calculator/best-flexible-savings-account-in-germany/

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* This is an affiliate link from which we will earn an affiliate commission or referral bonus (depending on the company). By clicking the link, you support our project at no additional costs for you. We thank you very much for your support. As of the date of posting this video, the content is accurate. Some offers may no longer be available.

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PerFinEx GmbH - Personal Finance for Expats

The #1 English-speaking & Independent Financial Planner in Germany

Further legal information is available at perfinex.de/impressum

Are you leaving 1.172€ on the table? 🇩🇪 💰

9 out of 10 people in Germany get a tax refund - but most expats NEVER file because they think the system is too complicated. We’re changing that TODAY. 💪

In this ultimate 2026 tax guide, we combine the BEST hidden tax-saving hacks with a simple, step-by-step tax filing speedrun. Whether you have zero receipts or you’re a high-earner looking to slash your tax bill - this video is for you.

In this video, you will learn:

✅ The "Free Money" Speedrun: How to claim 1.230€+ without a single receipt.

✅ The 2026 Expat Trap: Why your worldwide income could lead to a manual audit.

✅ High-Earner Hacks: How to deduct up to 30.826€ when investing in ETFs.

✅ Tool Battle: Elster vs. Tax Apps vs. Professional Advisors.

Don't let Finanzamt keep YOUR hard-earned money. Watch until the end to see how to "pool" your expenses and trigger a MASSIVE payout.

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PerFinEx GmbH - Personal Finance for Expats

The #1 English-speaking & Independent Financial Planner in Germany

Further legal information is available at perfinex.de/impressum