Episodios

  • Ep 461 - Election impact on the stock market, New energy price cap & Festival/Concert refunds

    Ep 461 - Election impact on the stock market, New energy price cap & Festival/Concert refunds
    May 26 2024
    On this week's podcast Damien explains the latest changes to the energy price cap revealing how it will impact energy bills and whether now is a good time to fix your energy tariff. Damien then provides some insights on the upcoming UK General Election and its potential impact on the UK stock market and the pound. Finally, Andy explains your refund rights if the event you are due to attend is cancelled or rescheduled. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    • MTTM Deals Page
    • Energy price cap to fall by 7% in July
    • Refund rights if your festival or concert is cancelled
    • Take out a free trial of 80-20 Investor
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    31 m
  • Greed is back - Damien's Market Update

    Greed is back - Damien's Market Update
    May 21 2024

    Welcome to Damien's Market Update for May 2024.

    Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments.

    Subscribe now for your monthly insight into the Global Investment Markets.

    Remember, you can also watch Damien deliver his monthly insights on our Youtube channel
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    6 m
  • Ep 460 - Home swapping, zero spend months & interest rate forecasts

    Ep 460 - Home swapping, zero spend months & interest rate forecasts
    May 19 2024
    In this week's episode Damien discusses the benefits of implementing a 'zero spend month' or 'limited spend month'. Damien also provides tips on how to increase your chances of success. Damien and Andy then explore the advantages and disadvantages of home swapping holidays. Finally Damien analyses where the market thinks the Bank of England base rate will be over the next 5 years before looking at the current trends in mortgage rates. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    • MTTM Deals Page
    • MTTM Podcast Episode 455 - Loud Budgeting
    • How to budget for beginners
    • MTTM Ep 393 - How to build good money habits
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    40 m
  • Ep 459 - Share buybacks explained, alternative ways to help children financially & understanding energy bill cycles

    Ep 459 - Share buybacks explained, alternative ways to help children financially & understanding energy bill cycles
    May 12 2024
    In this week's podcast Damien discusses share buybacks explaining what they are and the impact they can have on investors. Damien then look at various ways parents and grandparents can help younger family members financially, without impacting their wealth or lifestyle. Finally, Damien explain how energy bill balances fluctuate throughout the year based on the billing start date and why May is a key month in that cycle. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    • Ep 286 - Are stock splits good news for investors?
    • Podcast special - How to become a millionaire
    • Concessionary Mortgages explained
    • Ep 219 - Concessionary Mortgages
    • Alternatives to equity release
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    39 m
  • Ep 458 - Consistent investment funds, Debanking & car insurance renewal traps

    Ep 458 - Consistent investment funds, Debanking & car insurance renewal traps
    May 5 2024
    In this episode, I discuss my latest piece of investment research where I look at consistent funds, and reveal one global equity tracker fund that passes the test. Andy then explores the issue of debanking, explaining what it is and what can be done if it happens to you. Finally, I discuss the nuances of shopping for car insurance and the importance of ensuring you're getting the same level of cover when comparing quotes on different comparison sites. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    • What is the cheapest car to insure?
    • Should you protect your no claims discount?
    • 10 tips to save money on car insurance
    • Ep 251 - My bank helped fraudsters steal £4k from my children's savings
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    35 m
  • Ep 457 - Credit card minimum payment trap, Best mobile provider & Technical analysis revisited

    Ep 457 - Credit card minimum payment trap, Best mobile provider & Technical analysis revisited
    Apr 28 2024
    In this week's episode Damien provides some technical analysis on the FTSE 100 and the GBP/USD exchange rate, explaining where both might head next and how you can carry out your own research for free. Damien also talks about a major credit card provider's change to the minimum payments on its credit cards, including the potential impact it could have on your debt and what you can do to avoid it. Finally, Andy explains why it might be worth considering a number of smaller mobile phone providers over the big four mobile networks. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    • Check out the podcast article to view the FTSE and GBP vs USD images
    • See the climate projects that Money to the Masses is currently supporting
    • Barclaycard to cut minimum payment on all credit cards
    • Best credit cards in the UK
    • Best and worst mobile phone providers - Which? research
    • Compare the best mobile phone providers for roaming abroad
    • Sign up for the Money to the Masses newsletter
    • Join the MTTM Community group
    Más Menos
    36 m
  • Ep 456 - Record gold prices explained, teaching the next generation and taxable benefits

    Ep 456 - Record gold prices explained, teaching the next generation and taxable benefits
    Apr 21 2024
    In this week's episode I explain the possible reasons behind the significant increase in the price of gold in recent months. I also reveal how a conversation with my daughter led to me explaining how compound interest works and her excitement at discovering how saving small regular amounts from a young age can lead to significant wealth over time. Finally, Andy explains how taxable benefits work and the importance of checking your tax code. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    • MTTM Podcast 120 - Investing in gold
    • MTTM Podcast 144 - The truth about gold
    • MTTM Podcast 317 - Bitcoin vs Gold
    • MTTM Podcast 416 - Investing in gold & its outlook
    • The Money to the Masses Investment Calculator
    • How to become a millionnaire
    • Check your tax code for this tax year
    • Check your tax code for previous tax years
    • Contact HMRC if you have a tax query
    • Sign up for the Money to the Masses newsletter
    • Join the MTTM Community group
    Más Menos
    43 m
  • Inflation's second wave? - Damien's Market Update

    Inflation's second wave? - Damien's Market Update
    Apr 16 2024

    Welcome to Damien's Market Update for April 2024.

    Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments.

    Subscribe now for your monthly insight into the Global Investment Markets.

    Remember, you can also watch Damien deliver his monthly insights on our Youtube channel
    Más Menos
    9 m