Welcome back to the show!

Today, my friend and realtor, Valerie Velasquez Lazarus joins me to chat about the ins and outs of buying a home.

Whether it's your first home, or you're an investor, this episode will help you find useful information and funny anecdotes that will help ease the buying process.

Get in touch with Valerie:

valerie4nm@live.com

MOBILE: 505-250-1758

OFFICE: 505-883-9400

⭐️Join EMPOWERED SPENDER: My digital course that will teach you how to transform financial chaos and shame-inducing emotional spending sprees, into Rich Bitch energy, using an easy-breezy nervous system friendly approach that empowers you to spend guilt free, and save for future adventures.

https://www.saveamillioncents.com/empoweredspender

⭐️Check out my 1:1 Money Magic Mentorship Program here.

💬 Loved this episode?
Leave a comment on Spotify or a review on Apple Podcasts — I’d be so grateful to hear what landed for you.


Connect with me on Instagram for free tips, inspo: https://www.instagram.com/nadinezumot/

~Podcast theme song by The Jilted Irony

If you suffer from Spending Hangovers, aka you tend to feel like crap after spending money, this episode is for you!

In this episode, we explore the 5 inner parts that are in charge of your spending patterns: The Punisher, The Player, The Painkiller, The Pleaser and the Prover!

⭐️Join EMPOWERED SPENDER: My digital course that will teach you how to transform financial chaos and shame-inducing emotional spending sprees, into Rich Bitch energy, using an easy-breezy nervous system friendly approach that empowers you to spend guilt free, and save for future adventures.

https://www.saveamillioncents.com/empoweredspender

⭐️Check out my 1:1 Money Magic Mentorship Program here.

💬 Loved this episode?
Leave a comment on Spotify or a review on Apple Podcasts — I’d be so grateful to hear what landed for you.


Connect with me on Instagram for free tips, inspo: https://www.instagram.com/nadinezumot/

~Podcast theme song by The Jilted Irony

Bima Loxley (they/them) is a Queer Sex & Relationship Therapist, & Sex Educator, who identifies as a trans non binary person with AuDHD. Their main interest is working with diversity, helping others embrace their true selves under the oppressive system that is the world in which we live.

Connect with Bima:

www.bimaloxley.com

Instagram: https://www.instagram.com/loxleysexology/

⭐️Join EMPOWERED SPENDER: My digital course that will teach you how to transform financial chaos and shame-inducing emotional spending sprees, into Rich Bitch energy, using an easy-breezy nervous system friendly approach that empowers you to spend guilt free, and save for future adventures.

https://www.saveamillioncents.com/empoweredspender

⭐️Check out my 1:1 Money Magic Mentorship Program here.

💬 Loved this episode?
Leave a comment on Spotify or a review on Apple Podcasts — I’d be so grateful to hear what landed for you.


Connect with me on Instagram for free tips, inspo: https://www.instagram.com/nadinezumot/

~Podcast theme song by The Jilted Irony

⭐️Join EMPOWERED SPENDER: My digital course that will teach you how to transform financial chaos and shame-inducing emotional spending sprees, into Rich Bitch energy, using an easy-breezy nervous system friendly approach that empowers you to spend guilt free, and save for future adventures.

https://www.saveamillioncents.com/empoweredspender

⭐️Check out my 1:1 Money Magic Mentorship Program here.

💬 Loved this episode?
Leave a comment on Spotify or a review on Apple Podcasts — I’d be so grateful to hear what landed for you.


Connect with me on Instagram for free tips, inspo: https://www.instagram.com/nadinezumot/

~Podcast theme song by The Jilted Irony

⭐️Join EMPOWERED SPENDER: My digital course that will teach you how to transform financial chaos and shame-inducing emotional spending sprees, into Rich Bitch energy, using an easy-breezy nervous system friendly approach that empowers you to spend guilt free, and save for future adventures.

https://www.saveamillioncents.com/empoweredspender

⭐️Check out my 1:1 Money Magic Mentorship Program here.

💬 Loved this episode?
Leave a comment on Spotify or a review on Apple Podcasts — I’d be so grateful to hear what landed for you.


Connect with me on Instagram for free tips, inspo: https://www.instagram.com/nadinezumot/

~Podcast theme song by The Jilted Irony

EMPOWERED SPENDER is READYYY! Go to this link to join, and pop in this coupon code to receive 50% off (Valid for a short time ): EMPOWERED50

This episode is for you if you want to grow your net worth, but hate the idea of suffering through deprivation.

Growing your net worth doesn’t have to mean sacrificing joy, cutting lattes, or living like a monk. In fact, the more deprived your nervous system feels, the more likely you are to rebel and overspend.

In this episode, I’ll share:

•🚫 Why sacrifice-only money advice backfires

•🧠 The role your nervous system plays in building wealth

•🪣 How the bucket system lets you save and spend guilt-free

•✨ Why safety and joy are the real keys to financial growth

If you’re ready to build wealth and enjoy your life along the way, this one’s for you.

👉 And if you’re ready to go deeper, join me inside Empowered Spender, my self-paced program that helps you stop overspending, calm your nervous system, and finally trust yourself with money.

EMPOWERED SPENDER is READYYY! Go to this link to join, and pop in this coupon code to receive 50% off (Valid for a short time ): EMPOWERED50

⭐️Join EMPOWERED SPENDER: My digital course that will teach you how to transform financial chaos and shame-inducing emotional spending sprees, into Rich Bitch energy, using an easy-breezy nervous system friendly approach that empowers you to spend guilt free, and save for future adventures.

https://www.saveamillioncents.com/empoweredspender

⭐️Check out my 1:1 Money Magic Mentorship Program here.

💬 Loved this episode?
Leave a comment on Spotify or a review on Apple Podcasts — I’d be so grateful to hear what landed for you.


Connect with me on Instagram for free tips, inspo: https://www.instagram.com/nadinezumot/

~Podcast theme song by The Jilted Irony

EMPOWERED SPENDER is READYYY! Go to this link to join, and pop in this coupon code to receive 50% off (Valid for a short time ): EMPOWERED50

Ever promised yourself you’d stick to a budget… only to blow it all in one Wholefoods run? 🙋‍♀️ You’re not alone. Strict budgets look good on paper, but in real life, they backfire.

In this episode, we’ll cover:

•💸 Why overspending isn’t a discipline problem (it’s nervous system survival)

•🚫 How deprivation always leads to backlash spending

•🧠 Why spreadsheets don’t work when trauma is driving your wallet

•🌱 What actually helps you build financial trust without relying on willpower.

✨ Ready to stop overspending and finally trust yourself with money? Join me inside Empowered Spender

EMPOWERED SPENDER is READYYY! Go to this link to join, and pop in this coupon code to receive 50% off (Valid for a short time ): EMPOWERED50

⭐️Join EMPOWERED SPENDER: My digital course that will teach you how to transform financial chaos and shame-inducing emotional spending sprees, into Rich Bitch energy, using an easy-breezy nervous system friendly approach that empowers you to spend guilt free, and save for future adventures.

https://www.saveamillioncents.com/empoweredspender

⭐️Check out my 1:1 Money Magic Mentorship Program here.

💬 Loved this episode?
Leave a comment on Spotify or a review on Apple Podcasts — I’d be so grateful to hear what landed for you.


Connect with me on Instagram for free tips, inspo: https://www.instagram.com/nadinezumot/

~Podcast theme song by The Jilted Irony

EMPOWERED SPENDER is READYYY! Go to this link to join, and pop in this coupon code to receive 50% off (Valid for a short time ): EMPOWERED50

Overspending isn’t about being “bad with money.” It’s your nervous system trying to keep you safe. In this episode, I break down 4 hidden reasons behind emotional spending:

•💸 People-pleasing purchases

•😴 Boredom spending

•🔥 Rebellion splurges

•😏 Revenge spending

We’ll explore the deeper needs driving each pattern — and how to start reclaiming your power without swiping your card.

✨ If you’re ready to break free from overspending and trust yourself with money again, join me inside my self-paced program, Empowered Spender.

EMPOWERED SPENDER is READYYY! Go to this link to join, and pop in this coupon code to receive 50% off (Valid for a short time ): EMPOWERED50

⭐️Join EMPOWERED SPENDER: My digital course that will teach you how to transform financial chaos and shame-inducing emotional spending sprees, into Rich Bitch energy, using an easy-breezy nervous system friendly approach that empowers you to spend guilt free, and save for future adventures.

https://www.saveamillioncents.com/empoweredspender

⭐️Check out my 1:1 Money Magic Mentorship Program here.

💬 Loved this episode?
Leave a comment on Spotify or a review on Apple Podcasts — I’d be so grateful to hear what landed for you.


Connect with me on Instagram for free tips, inspo: https://www.instagram.com/nadinezumot/

~Podcast theme song by The Jilted Irony