Today we discuss how to obtain true financial wellness with a challenge. Are you up for it?

Tune in to the FitBUX podcast for a deep dive into all things finance, from mastering personal finance to skillfully paying off loans. This episode puts entrepreneurship in the spotlight, offering business advice and practical tips for effective money management.

Learn how to navigate the financial landscape while building your business. Jessica and Andrew Roden discuss their inspirational journey from being health care workers to jumping head first into business. Its a great story of how they took their expertise, saw a problem in the market, and launched Roblox.

The landmark student loan bill has just become law—and it impacts everyone from future borrowers to current students, and from those paying off debt to those chasing forgiveness under PSLF. In this episode, I'll walk you through:

• The key dates and deadlines you cannot afford to miss

• The final components of the bill that will change how you repay

• Who wins, who needs to pivot, and what steps you should take right now

You show up every day, work your tail off, and still feel like your bank account never reflects your effort.

You're not lazy. You're not irresponsible. You've just never been shown how the system quietly pulls money from your future.

In this podcast, FitBUX's founder and CFA Charterholder Joseph Reinke reveals 7 silent traps that are draining your wealth—and how to avoid them.

These aren't the typical budgeting tips or hustle-harder hacks. These are the blind spots no one tells you about—until now. In his years of experience, Joseph Reinke has identified that people often make the same money mistakes, keeping them from moving forward, even when they focus on saving and working hard.

This podcast breaks down each of these financial obstacles and gives practical tips to fix them, helping viewers with money management and to achieve their financial goals. 🙋‍♂️ Have you fallen into one of these traps? Comment below and share your story.

You're not alone—and your breakthrough might help someone else too.

Financial Planning Guide: https://www.fitbux.com/financial-guides/

We've helped over 20,000 borrowers manage more than $2.7 billion in student loans and assets—and we're not politicians or lobbyists. We're real experts who've seen the good, the bad, and the absurd.

In this episode, two of our FitBUX experts break down what we believe is the real solution to the student loan crisis. We talk through the root of the problem, the blind spots most people (and policymakers) overlook, and the practical fixes that would actually help borrowers—not confuse them more.

Whether you're a student, a recent grad, or already in repayment, this discussion will open your eyes to the truth behind the chaos—and what can be done about it.

🎧 Watch now to hear:

• Why forgiveness programs are only part of the puzzle

• What we'd change about loan servicing, IDR, and PSLF

• The economic and behavioral traps no one talks about

• How technology and education can actually solve this

🚨 This isn't final yet—but it could change everything. Congress is proposing a brand-new student loan repayment plan called IBR RAP—and it's not just a tweak.

We're talking about interest forgiveness, a $50 cap on principal reduction, and a repayment structure that flips everything we've known about IDR plans.

In this LIVE from YouTube, we'll walk through:

✅ What the proposal actually says (not the headlines)

✅ Real payment examples: $10, $50, $400, and what gets forgiven

✅ Whether this is better or worse than SAVE, PAYE, or IBR

✅ What this means for your loan balance, forgiveness timeline, and financial plan

✅ Why some borrowers are already saying this violates their Master Promissory Note—and could lead to lawsuits

⚠️ If you've ever been told you're locked into PAYE or New IBR, this plan could force you off those repayment options—no grandfathering. That's where the legal firestorm begins.

🎯 Whether you're paying off loans or hoping for forgiveness, this could impact your entire financial strategy.

💬 Drop your questions in the chat—this is your chance to get clarity before anything becomes law.

📌 FitBUX has helped 20,000+ borrowers manage over $2.9 billion in student loans and assets. We're here to simplify the chaos and help you make confident decisions.

What happens when a burnt-out nurse decides to rewrite the rules? In this powerful episode, we sit down with Ebony Tillery, a Brooklyn native turned 7-figure nursepreneur, to unpack the raw, real story behind her transformation—from working grueling bedside shifts to building a thriving virtual weight loss clinic and teaching other NPs to do the same.

We dive into:

✅ The breaking point that sparked her leap from burnout to business
✅ Growing up in Brooklyn and breaking free from the expectations that hold so many back
✅ How trauma, divorce, and solo homebuying built unshakable resilience
✅ The biggest fears she faced going virtual—and how she pushed through
✅ What freedom really looks like as a mom and entrepreneur
✅ Why so many nurses stay stuck (and how to break the cycle)
✅ Her journey investing in real estate and crypto—without a financial background
✅ What she tells NPs sitting in their car before a shift, feeling hopeless

Whether you're just starting out, stuck in burnout, or dreaming of something more—Ebony's story proves you don't need permission to build a life on your terms. You just need a plan, belief, and one small step.

🎓 Why does it cost so much to become a DPT—and what can we do about it?

In this episode, I sit down with Dr. Richard Severin, DPT, to explore the growing cost of physical therapy education. We take a deep dive into:

• 📉 Application trends and what they reveal

• 🏫 Public vs. private DPT programs

• 💡 Creative (and realistic) ways to fix the system

Whether you're a current PT student, a new grad, or just considering the profession—this is a must-watch.