In this episode, Keith Matthews and Jackson Matthews take a step back to help investors make sense of market volatility during periods of geopolitical tension, focusing on the current situation in the Middle East. They walk through what has been happening in the markets so far in 2026, starting with a strong beginning to the year followed by a noticeable pullback as uncertainty increased.

They explain how disruptions in oil supply are influencing inflation expectations and why this matters for interest rates, stock valuations, and the broader economy. By putting today’s events into historical context, they show that while every conflict feels unique in the moment, markets have consistently demonstrated resilience over time.

The conversation also challenges the instinct to react or make sudden portfolio changes during uncertain periods. Through real data and long-term evidence, they highlight how trying to time the market often leads to weaker results, especially when investors miss key recovery days. Instead, the focus remains on maintaining discipline, staying invested, and following a clear long-term plan.

Overall, this episode is a reminder that while short-term uncertainty is unavoidable, long-term success in investing comes from consistency, diversification, and the ability to stay grounded when markets become volatile.

1. Introduction to the episode and Jackson Matthews’ role at the firm. (00:38)
2. Overview of recent geopolitical conflicts and their impact on investors. (01:46)
3. Market performance in early 2026: strong start followed by correction. (03:25)
4. Peak-to-trough declines across major global indices. (05:00)
5. Why markets are reacting: oil supply shocks and inflation fears. (06:27)
6. The strategic importance of the Strait of Hormuz and global oil flow. (06:50)
7. Inflation implications and potential central bank responses. (09:17)
8. Risk of stagflation and economic slowdown scenarios. (10:27)
9. Economist expectations: recession probabilities and inflation outlook. (11:00)
10. Historical analysis of 19 military conflicts and market performance. (12:24)
11. Average market returns and drawdowns following geopolitical events. (13:00)
12. Why markets tend to recover despite uncertainty and conflict. (14:02)
13. The myth of timing the market during crises. (15:59)
14. Evidence against tactical asset allocation strategies. (17:13)
15. The impact of missing the best days in the market. (20:32)
16. Importance of staying invested during volatile periods. (22:11)
17. Long-term investing discipline and portfolio strategy. (23:34)
18. Final takeaway: control behavior, stay diversified, and think long-term. (24:08)

Thanks for Listening!

Be sure to subscribe on Apple, Google, Spotify, or wherever you get your podcasts. Feel free to drop us a line at lawrence@tma-invest.com or 514-695-0096 ext.112.

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In this episode of The Empowered Investor Podcast, Keith Matthews and Andrea LeRoyer break down how to approach tax season with clarity and structure. From key deadlines to recent tax changes, they walk through what actually matters when preparing your return.

The discussion goes beyond basic compliance, highlighting how organization, awareness of credits, and proactive planning can materially impact your after-tax outcomes. They also cover practical frameworks, including what documents you’ll receive, what you need to track down, and how different life situations, from students to retirees, affect your tax strategy.

This episode offers a structured approach to navigating tax season efficiently while avoiding missed opportunities and costly oversights, an essential listen for anyone serious about managing their financial life with discipline and foresight.

Key Topics:

● April 30 = main filing & payment deadline. (00:02:56)

● Self-employed file later, but must pay by April 30. (00:03:08)

● Most tax slips arrive by late February. (00:04:25)

● Trust slips may delay filing into March/April. (00:04:43)

● First tax bracket reduced to 14%. (00:05:15)

● Some tax credits slightly reduced in value. (00:05:53)

● New/expanded benefits: grocery, disability. (00:06:35)

● Non-compliant short-term rentals lose deductions. (00:08:58)

● Digital news credit eliminated. (00:09:36)

● Underused housing tax removed. (00:09:55)

● Organize: income slips, assessments, installments. (00:11:14)

● Track manually: childcare, tuition, medical, donations. (00:15:12)

● Home office = prorated expense deductions. (00:18:20)

● Students should file to unlock credits & benefits. (00:20:47)

● First-time homebuyers eligible for tax credits. (00:22:32)

● Families gain access to child-related benefits. (00:23:48)

● Seniors benefit from multiple targeted credits. (00:25:28)

● Pension income splitting can reduce taxes. (00:32:20)

● Tax planning is year-round, not seasonal. (00:35:38)

Thanks for Listening!

Be sure to subscribe on Apple, Google, Spotify, or wherever you get your podcasts. Feel free to drop us a line at lawrence@tma-invest.com or 514-695-0096 ext.112.

Follow Tulett,Matthews & Associates on social media: LinkedIn, Facebook, and more!

Follow The Empowered Investor on Facebook, LinkedIn, and Instagram.