In this episode of the Cashflow Academy Podcast, Andy sits down with retired NYPD Captain and bestselling author David Atkins to explore how one decision can change everything. From first responder at Ground Zero to six figures in debt, David’s journey took a dramatic turn when he and his wife decided to take control of their health and finances.
Their decision led to a thriving business, financial freedom, and a new life of impact and purpose. Whether you're facing a turning point or just trying to get started as an investor or entrepreneur, this conversation is a reminder that success is often one decision away.

What You’ll Learn in This Episode
- The difference between inconsequential and defining moments—and why it matters
- How one bold choice sparked David's transformation from debt to financial independence
- The role of vision, faith, and personal growth in making high-stakes decisions
- Why the fear of disappointment often stops people more than actual risk

Resources and Links
Get David’s book: One Decision Away at davidatkinsspeaks.com
Learn more: cashflowbonus.com

In this episode of the Cash Flow Academy Podcast, Andy, Corey, and Noah break down the ripple effects of tariffs on the stock market, the economy, and global trade. From a recent 9% market drop to companies like Dow Chemical delaying billion-dollar expansions, the trio explores how uncertainty—especially around government policy—can disrupt confidence, growth, and investor strategy. They also share how traders are responding to volatility and why preparation, not prediction, is key.

What You’ll Learn in This Episode:
- How tariffs affect inflation, investment, and market volatility
- Why Dow Chemical hit pause on a major project
- What the VIX can signal about investor sentiment
- The hidden geopolitical risks of trade policy
- Why financial education beats financial advice
- Tools and strategies from the Armor class for navigating market uncertainty

Want to Learn More?
 Visit yourinvestingclass.com for free financial resources and to register for the Armor class—a step-by-step guide to protecting your portfolio when markets get rocky.

In this episode of the Cash Flow Academy Podcast, Andy, Corey, and Noah discuss the recent downgrade of the U.S. credit rating to AA+ by Moody’s.
They explore what this means for investors, the U.S. dollar, and the global economy at large. Using historical context and practical examples, they unpack how rising debt, inflation, and political dysfunction contribute to loss of confidence in currency, and what investors can do to stay protected.

What You’ll Learn in This Episode:
- What the U.S. credit rating downgrade means and why it matters
- How debt-to-GDP ratios affect national financial health
- The role of confidence in currency (and what happens when it’s lost)
- How to protect yourself from hyperinflation and political dysfunction
- Defensive investing strategies like gold, dividends, and smart diversification
- Why education and adaptability are your best assets as an investor

Want to Learn More?
Visit yourinvestingclass.com for free investing resources and a step-by-step plan to help you build financial confidence.