When a lender takes collateral for a loan, what liabilities does he become responsible for? • When may a lender rent out the collateral to reduce the principal of the loan without permission?

Commodity loans • Permitted pseudo-interest loans between Torah scholars • Pseudo-interest loans between family members can lead to usury • One may not pay interest even with mere words • To avoid stumbling, witnesses and documentation of a loan protect both lender and borrower • Remaining in a locale with sustained hardships instead of moving away is tantamount to self inflicted suffering

May a lender enjoy an undermarket lease granted by the borrower? • A secured loan gives the lender the status of Bar Metzra, with the first right of refusal upon sale of the collateral • A passive investor with security on the principal must offer additional compensation to his borrower/business partner beyond simple profit-sharing to avoid the prohibition of interest

What are the implications of Man's waning resilience? • Mortality is a process • Each stage of life presents unique opportunities

Prohibited forms of usury • Stealing money with noble intentions • Prohibited deceptive practices • You won't eat bugs and you'll be happy • Inherited usury • Your own life comes first

How is Chomesh, an additional charge for the owner's redemption of his second tithe, calculated; is it 20% or 25% of the principle value? • Assymetric bidding wars for redeeming consecrated assets • When can Chomesh be charged on a prior Chomesh assessment?

The bill is coming, or is it? Rav Mordechai Elefant's formative experience • Strategies to remember your Creator in youth • The Steipler explains that by abandoning God, a person is engulfed in a spirit of impurity which leads him to embrace outlandish folly

Can one effect a barter transaction with money, or only engage in a sale transaction with money? • Transactions with grey market money • When can the transfer of money be utilized to effect a transaction without the purchaser also doing Meshicha, drawing the acquisition towards himself? Who provides the token object to effect a Chalipin exchange, the recipient or donor?