Seed Time Money (Christian living & Personal Finances)  By  cover art

Seed Time Money (Christian living & Personal Finances)

By: Bob & Linda Lotich | Christian Financial Coaches
  • Summary

  • We have a different take on money than most financial experts. Kind of like if Chip and Joanna talked about money. You know, down-to-earth, approachable, easy to understand, and even fun. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do. Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show. We help you spend less time thinking about money while getting better results. The SeedTime Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to: - paying off $400k of debt - eliminating all guilt and shame with money - building multiple streams of passive income - honoring God with our finances - learning how to save & invest wisely - having financial unity in our marriage - giving $1 million by age 40 Occasionally, we interview guests like John Mark Comer, Mark Batterson, Annie F. Downs, Joshua Becker, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances. And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'. Find out more at https://seedtime.com/
    © SeedTime Money (SeedTime.com)
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Episodes
  • (💸12/40) The Shocking Truth About Money and Happiness: Why Most of Us Have It All Wrong
    Jun 22 2024

    In this episode, we dive into the science behind the actual cost of happiness and reveal why so many of us are spending our money on the wrong things.

    We share personal stories, explore fascinating research, and offer practical strategies for aligning your spending with your values to create a life of genuine joy and fulfillment.

    🎯 Key Takeaways:

    • We discuss the story of the Mexican Fisherman, which challenges conventional wisdom about success and happiness

    • We share our own "joy lists" – the 10 things that bring us the most happiness, which we actually spend money on

    • We explore the concept of hedonic adaptation and how it keeps us on the hedonic treadmill, always seeking the next big thing

    • We share the powerful story of Don and Wendy, two college friends whose divergent paths reveal the incredible impact of small financial decisions over time

    • We discuss the $75,000 happiness threshold and why more money won't necessarily make you happier beyond a certain point

    Resources Mentioned:

    • The 4-Hour Work Week by Tim Ferriss (book)

    • Retire Before Mom and Dad by Rob Berger (book)

    • Topo Chico (sparkling mineral water)

    • Pie Town Tacos (local taco shop in our area)

    • 14-Point Checklist to Give $1M by Age 40

    🎧Tune in now and don't forget to subscribe, rate, and review the show – your support means the world to us!

    BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to seedtime.com/true for details or shoot us a DM on Instagram @seedtime. Let’s get into it! 🎧

    Watch this episode on our SeedTime Money Podcast YouTube channel!

    If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

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    33 mins
  • (💸11/40) How I Made $2,145 in 30 Days Selling My Clutter (and How You Can Too)
    Jun 15 2024

    Have you ever felt overwhelmed by the clutter in your home? What if I told you that you could not only declutter your space but also make a significant amount of money in the process?

    In this episode, I share my personal story of how my wife, Linda, and I made over $2,000 in just 30 days by selling items we no longer needed or wanted. You'll learn the strategies we used and the surprising results we achieved.

    🔍Discover:

    • Why minimalism isn't about living with nothing, but about intentionally promoting the things you value most

    • How decluttering your home can lead to greater mental clarity and increased enjoyment of your possessions

    • The three key platforms I used to sell our items and maximize our earnings

    I break down the process I used for each platform, sharing insider tips and strategies to help you achieve similar results. I also explain how this challenge ties into our larger goal of giving away a million dollars, emphasizing the importance of stewardship and maximizing the effectiveness of what you have.

    💫The Challenge: Think you can beat my record of making $2,145 in 30 days by selling your clutter? Take on the challenge and email me (bob@seedtime.com) with your results for a special surprise bonus!

    🎯 Key Takeaways:

    1. Every dollar counts when working towards a significant financial goal, and small actions can add up to make a big impact.

    2. Decluttering your home can lead to greater mental clarity, increased enjoyment of your possessions, and even more financial freedom.

    3. By maximizing your resources and being a good steward of what you have, you can create opportunities to be more generous and make a positive impact on the world.

    Resources Mentioned:

    • Blog post: “How I made 2k Decluttering”

    • How to use Bookscouter

    • Joshua Becker: Minimalism Expert

    • Becoming Minimalist: Joshua Becker's blog

    • The Minimalist Home: book by Joshua Becker

    • Clutter Free with Kids: book by Joshua Becker

    • BookScouter.com: website and app for selling books

    • Facebook Marketplace: platform for selling items locally

    • eBay: global online marketplace

    • 14-Point Checklist to Give $1M by Age 40

    BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to seedtime.com/true for details or shoot us a DM on Instagram @seedtime. Let’s get into it! 🎧

    Watch this episode on our SeedTime Money Podcast YouTube channel!

    If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

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    25 mins
  • (💸10/40) The 1% Challenge: The Absurdly Simple Habit That Can Transform Your Financial Life Forever
    Jun 8 2024

    Today we're sharing a financial strategy so simple, so painless, and so powerful, it almost feels like cheating.

    After applying this habit in our own lives for over a decade, we can confidently say that the 1% Challenge is the closest thing we've found to a "set it and forget it" path to financial success.

    And the best part? It's not just about padding your bank account. The 1% Challenge also enables you to steadily scale your generosity and impact year after year, without ever stressing about the numbers.

    In today's episode, we'll walk you through the counterintuitive behavioral science that makes this strategy so absurdly effective, including:

    • How the Goldilocks Rule can help you find the "just right" sweet spot for financial growth

    • Why the Law of Marginal Gains is the secret weapon of peak performers (and how to apply it to your money)

    • The little-known reason why small, incremental changes can actually be easier to stick with than massive, drastic overhauls

    We'll also share our dead-simple 3-step process for implementing the 1% Challenge in your own life, starting today. Fair warning: This episode could change your financial trajectory forever.

    So if you're ready to put your wealth-building on autopilot, skyrocket your impact, and still enjoy life along the way, you won't want to miss this one.

    Resources Mentioned:

    • The life-changing "True Financial Freedom" online class: True Financial Freedom | Christian financial class for churches

    • 14-Point Checklist to Give $1M by Age 40

    • Watch this episode on our SeedTime Money Podcast YouTube channel!

    If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

    Show more Show less
    22 mins

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Awesome Advice

Thank you for always sharing your knowledge and faith!! I've been following you for over a year and completed the RMM class online.

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