Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP® Podcast Por Kevin Kroskey CFP® & Tyler Emrick CFA® CFP® arte de portada

Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®

Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®

De: Kevin Kroskey CFP® & Tyler Emrick CFA® CFP®
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Planning Retirement Smarter. Living Retirement Better. With Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP® of True Wealth Design. #Retire #Stocks #Investing #401k #IRA #CFP #TrueWealthDesign. Contact at https://www.truewealthdesign.com/ or by calling 855-893-7526.Copyright Kevin Kroskey 2023 Economía Exito Profesional Finanzas Personales Política y Gobierno
Episodios
  • Your Tax Return Is a Blueprint — Here's How to Use It for Better Planning

    Your Tax Return Is a Blueprint — Here's How to Use It for Better Planning
    Apr 16 2026

    Most people get their tax return back, sign it, and move on.

    But your 2025 tax return is more than a summary of last year — it’s a roadmap for smarter tax planning going forward.

    In this episode, Tyler Emrick, CFA, CFP®, walks line-by-line through the key parts of your return and shows you exactly what to look for, including:

    Where interest income may be creating unnecessary tax drag

    • How dividends and capital gains impact your tax bill (and what to do about it)
    • Why your Adjusted Gross Income (AGI) drives decisions like IRMAA, IRA eligibility, and Roth strategies
    • When it makes sense to itemize vs. take the standard deduction
    • How to use your taxable income to identify Roth conversion opportunities and manage tax brackets

    Whether you’re approaching retirement or already there, this episode will help you turn your tax return into a planning tool — not just paperwork.

    If you have your return handy, follow along and see how these strategies apply to your situation.

    Have questions?

    Need help making sure your investments and retirement plan are on track? Click to schedule a free 20-minute call with one of True Wealth's CFP® Professionals.

    http://bit.ly/calltruewealth
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    23 m
  • Backdoor Roth IRA Explained: How High Earners Avoid Income Limits

    Backdoor Roth IRA Explained: How High Earners Avoid Income Limits
    Apr 9 2026
    Backdoor Roth IRA explained (2026): how high-income earners can legally contribute to a Roth IRA, step-by-step, and avoid the pro-rata rule tax trap. If your income is too high to contribute directly to a Roth IRA, the Backdoor Roth strategy is one of the most important ways to still build tax-free retirement income—but it has to be done correctly. In this episode, we break down:
    • 2026 Roth IRA income limits and contribution limits
    • How the Backdoor Roth IRA works step-by-step
    • How to make a non-deductible IRA contribution and convert it to Roth
    • The pro-rata rule and how it can trigger unexpected taxes
    • How to handle existing Traditional, SEP, or SIMPLE IRA balances
    • When a spousal Backdoor Roth makes sense

    Have questions?

    Need help making sure your investments and retirement plan are on track? Click to schedule a free 20-minute call with one of True Wealth's CFP® Professionals.

    http://bit.ly/calltruewealth
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    22 m
  • Trump Accounts Explained: $1,000 Free for Your Kids.... But Is There a Catch?

    Trump Accounts Explained: $1,000 Free for Your Kids.... But Is There a Catch?
    Apr 2 2026

    Trump Accounts explained (2026): how they work, who qualifies for the $1,000 government contribution, and whether they’re actually worth using compared to a 529 plan, Roth IRA, or custodial account.

    Trump Accounts are a new investment account for kids created under 2025 legislation. The accounts promise $1,000 in initial funding from the government and allow up to $5,000 per year in contributions, but the tax treatment is very different from other strategies families are used to.

    In this episode, we break down:

    • What Trump Accounts are and how they work
    • Who qualifies for the $1,000 government contribution (2025–2028 births)
    • Contribution rules, including employer and third-party funding
    • How withdrawals are taxed (ordinary income vs capital gains)
    • Trump Accounts vs 529 plans, Roth IRAs, and custodial brokerage accounts

    Have questions?

    Need help making sure your investments and retirement plan are on track? Click to schedule a free 20-minute call with one of True Wealth's CFP® Professionals.

    http://bit.ly/calltruewealth
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    19 m
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