Why Gold Is Shining Again — and When It Actually Makes Sense to Own It

Episode Summary

Gold is glimmering again — hitting all-time highs and grabbing investors’ attention. But what’s really driving it? And should you jump in?

In this episode, Amanda talks with Shawn on breaking down:

• Why gold prices are soaring right now

• When investors typically buy gold

• How much gold makes sense to hold in your portfolio

• And why gold isn’t about getting rich

If you’ve ever wondered whether you should buy gold when the headlines heat up, this episode will give you a clearer answer.

What You’ll Learn

1. Why gold moves: How uncertainty, inflation, and interest rates drive prices.

1. When investors turn to gold: The emotional and economic triggers behind the “rush to safety.”

1. The right allocation: How much of your portfolio should actually be in gold (and why more isn’t always better).

1. Smart strategy: How to think about gold as part of your broader, diversified plan — not a panic purchase.

Key Takeaways

• Gold tends to rise when investors feel uncertain — it’s a safety play, not a growth play.

• Historically, a 5–10% allocation in gold or precious metals provides stability without sacrificing growth potential.

• Chasing gold because “everyone’s buying it” usually means you’re late to the party.

• Use gold as a diversifier, not a replacement for real investments that compound over time

Our Hot Take

“Gold’s value isn’t in its shine — it’s in its stability. It won’t build your wealth, but it can help protect it when the world feels shaky.”

🎧 Listen in if You’re:

• Wondering if gold is a smart buy right now

• Feeling nervous about the economy or stock market

• Looking to better understand how diversification works

• Building a long-term financial plan that balances growth and safety

🔗 Connect with Fit Wealth

• Instagram: @fitwealth_

• Website: www.fitwealthadvisors.com

The Fit Wealth Show is brought to you by Plan Group Financial, Inc. (PGF) d/b/a Fit Wealth Advisors. PGF d/b/a Fit Wealth Advisors is an investment adviser registered under the Investment Advisers Act of 1940. Registration as an investment adviser does not imply any level of skill or training. This presentation has been provided for informational purposes only and is not intended as legal or investment advice or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Past performance is not indicative of future results.

The Silent Fear: Will I Run Out of Money?

You’ve built wealth, worked hard, and invested wisely—so why does the quiet fear of running out of money still creep in? In this episode of The Fit Financial Podcast, Amanda and Shawn Hanquist unpack one of the most common (but rarely talked about) worries: whether your money will last as long as you do.

What we talk about:

• Why even successful people fear running out of money

• The science of sustainable withdrawals (and why the “4% rule” might not be enough)

• How sequence-of-returns risk can derail a retirement plan if you’re not prepared

• Why tax strategy and cash-flow planning are essential for peace of mind

• Practical steps you can take now to feel confident about your long-term plan

Whether you’re an entrepreneur or pre-retiree thinking about your financial freedom number, this episode will help you understand the strategies that turn worry into clarity.

Key Takeaways

• Running out of money is often less about the math and more about mindset.

• A withdrawal strategy should be flexible, not one-size-fits-all.

• Smart tax planning—like Roth conversions and asset location—can add years of confidence to your plan.

• Peace of mind comes from knowing your cash flow, not just your account balance.

Who This Episode is For

If you’ve ever found yourself wondering, “What if I outlive my money?”—this conversation will give you both the reassurance and the strategy to move forward with confidence.

👉 Tune in, take notes, and discover how to turn retirement into a work-optional lifestyle.

The Fit Wealth Show is brought to you by Plan Group Financial, Inc. (PGF) d/b/a Fit Wealth Advisors. PGF d/b/a Fit Wealth Advisors is an investment adviser registered under the Investment Advisers Act of 1940. Registration as an investment adviser does not imply any level of skill or training. This presentation has been provided for informational purposes only and is not intended as legal or investment advice or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Past performance is not indicative of future results.

5 Smart Tax Moves to Make Before Year-End

The end of the year isn’t just about holidays and celebrations — it’s also the deadline for some of the most important tax planning opportunities. And if you’re between the ages of 45 and 65, the choices you make now can set you up for more income, more flexibility, and fewer tax headaches in retirement.

In this episode, we’re unpacking five simple but powerful tax strategies to consider before December 31st:

• 💰 Max out your retirement contributions — including catch-up provisions after age 50.

• 🔄 Roth conversions — why this might be your biggest tax-saving window.

• 🏥 Health Savings Accounts (HSAs) — the triple-tax-advantaged account most people underutilize.

• ❤️ Charitable giving strategies — smarter ways to give that can also save on taxes.

• 📊 Withholding & retirement income planning — how to avoid surprises when Social Security and Medicare come into play.

Whether you’re still working in your peak earning years or preparing to transition into retirement, these strategies can help you finish the year strong — and start the next one with confidence.

👉 Tune in to learn how to keep more of what you’ve earned and make smarter decisions with your money before the year ends.

Have more questions?

If you’re wondering which of these strategies make the most sense for your situation, reach out to schedule a clarity call with us at Fit Wealth Advisors. We’ll help you create a tax and retirement income plan that actually fits your life.

The Fit Wealth Show is brought to you by Plan Group Financial, Inc. (PGF) d/b/a Fit Wealth Advisors. PGF d/b/a Fit Wealth Advisors is an investment adviser registered under the Investment Advisers Act of 1940. Registration as an investment adviser does not imply any level of skill or training. This presentation has been provided for informational purposes only and is not intended as legal or investment advice or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Past performance is not indicative of future results.